Discover Credit Cards
WalletHub makes it easy to find the best Discover credit card for you.
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- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
- Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem cash back any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- No annual fee.
- See More Details & Reviews About TheDiscover it® Cash Back
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem cash back any amount, any time. Rewards never expire.
- 100% U.S. based customer service.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- No annual fee.
- See More Details & Reviews About TheDiscover it® Balance Transfer
- 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
- INTRO OFFER: We automatically match all the cash back you've earned at the end of your first year.
- No Annual Fee, earn cash back, and build your credit with responsible use.
- It's a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
- Establish your credit line by providing a refundable security deposit of at least $200 after being approved. Bank information must be provided when submitting your deposit.
- Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- See More Details & Reviews About TheDiscover it® Secured
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem your cash back for any amount, any time. Cash rewards never expire.
- 100% U.S. based customer service.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- No annual fee.
- See More Details & Reviews About TheDiscover it® chrome
- UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
- Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
- No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
- Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- See More Details & Reviews About TheDiscover it® Miles
- Choose your favorite team & show your pride - all 31 teams available.
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- No annual fee.
- See More Details & Reviews About TheNHL® Discover it®

- 3% in rewards points earned on True Value purchases.
- 2% in rewards points earned on gas and groceries.
- 1% in rewards points earned on all other purchases where Discover is accepted
- The current Reward Level is 1000 Points for a $10 Voucher. The maximum Reward Level is 30,000 Points for a $300 Voucher per billing cycle.
- $5 off anniversary coupon each year.
- Deferred Interest Details: No Interest if paid in full within 6 months on minimum purchase of $299 with this card.
- See More Details & Reviews About TheTrue Value Credit Card
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WalletHub's Best Discover Credit Cards

But there’s a good chance the best Discover credit card for one person won’t be the best for another. A lot depends on your credit standing, for starters. If you have less-than-good credit, your only options are Discover it® Secured and a pair of offers reserved for students. And if you have the good or excellent credit needed to get most Discover cards, which you choose will come down to your rewards or 0% APR preferences.
2019’s Best Discover Credit Card Offers:
Credit Card | Best For | Annual Fee | Earn Rate |
Discover it® Cash Back | Bonus Cash Back | $0 | 1 - 5% Cash Back |
Discover it® Miles | Travel Rewards | $0 | 1.5 miles / $1 |
Discover it® chrome | Gas & Dining | $0 | 1 - 2% Cash Back |
Discover it® Balance Transfer | Balance Transfer | $0 | 1 - 5% Cash Back |
Discover it® Secured | Bad Credit | $0 | 1 - 2% Cash Back |
Discover it® Student chrome | College Students | $0 | 1 - 2% Cash Back |
NHL® Discover it® | Hockey Fans | $0 | 1 - 5% Cash Back |
You can learn more from WalletHub’s full review of the year’s best Discover credit cards. We also recommend checking to see which Discover credit cards made the list of the best credit cards overall.
Questions & Answers
Comparing discover credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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Featured Credit Cards
Ask the Experts
In search of information to help you better understand what makes Discover credit cards tick, we asked a panel of experts to weigh in on the following questions. To see an expert’s comments, click “READ More” after his or her name and bio.
- Discover does not currently charge annual fees or foreign transaction fees on any of their credit cards; how likely is that to last?
- Are credit cards that offer 5% back in rotating bonus categories a better deal for cardholders or card issuers?
- Which do you think resonates more with consumers: an initial rewards bonus of a few hundred dollars for spending a few thousand dollars in the first three months, or a one-year anniversary bonus that doubles the rewards a cardholder earned the first year?
- How would you compare Discover’s credit card advertising to that of other credit card companies?
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Jim Hawkins
Professor of Law, George Butler Research Professor at University of Houston Law Center
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John Reinhardt III
Lecturer in Accounting at Culver-Stockton College
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Adolph Neidermeyer
Professor of Accounting in the College of Business & Economics at West Virginia University
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Sarah K. Bryant
Professor Emeritus in Department of Finance and Supply Chain Management, Shippensburg University
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Joseph K. Goodman
Ph.D. – Associate Professor of Marketing, The Ohio State University, Fisher College of Business
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Scott A. Beck
MBA - Teaching Professor, Department of Marketing, Director, MS in Customer Analytics Program, Xavier University
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.