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Elan Financial Services Credit Card Q&A
Get answers to your questions about Elan Financial Services Credit Cards below. For more general questions, visit our Answers section.
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What credit bureau does Elan Financial Services use for credit card approval?
Elan Financial Services could use any of the three major credit bureaus (TransUnion, Experian or Equifax) for credit card approval.
Keep in mind that applying for a credit card will most likely result in a hard pull on your credit. And this inquiry may lower your score for a short period of time. So make sure you qualify for it.
As for credit reporting, Elan Financial Services reports to all the major credit bureaus.
How can I redeem my Visa Select Card's rewards?
You can redeem your Visa Select Card rewards by logging in to your online account or contacting customer service at (800) 558-3424.
Here's how to redeem your Visa Select Card rewards online:
- Log in to your online account. If you don't already have one, you can enroll online.
- Select your Visa Select Rewards Card account.
- Click on the "Rewards & Benefits" option from the navigation menu.
- Click on "Redeem rewards at Rewards Center" to start redeeming.
You can redeem your points for travel, cash back (statement credits), gift cards, or merchandise. Keep in mind that redemption starts at 2,500 points for $25 cash back. Reward points expire five years from the end of the calendar quarter in which they were earned. But you need to keep your account open and in good standing to earn and redeem rewards.