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American Express Credit Cards for Excellent Credit
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Blue Cash Everyday® Card from American Express Blue Cash Everyday® Card from American Express
Rates & Fees | Terms Apply
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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Not Offered
Regular APR
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14.74% - 24.74% (V)
Rewards Details
- Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations.
- 1% Cash Back on other purchases.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
- Terms Apply.
Pros
- $0 annual fee
- $200 statement credit initial bonus offer
- Up to 3% cash back
Cons
- Spending caps on rewards
- No balance transfers allowed
- Foreign fee
- Requires good/excellent credit
Additional Info
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 14.74% to 24.74%.
- No annual fee.
- See More Details & Reviews About TheBlue Cash Everyday® Card from American Express
American Express® Gold Card American Express® Gold Card
Rates & Fees | Terms Apply
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
→
See Pay Over Time APR
Rewards Details
- Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
- Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- Earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
- Terms Apply.
Pros
- 60K bonus points (worth roughly $460) for spending $4K in the first 6 months
- 4 points per $1 spent at restaurants
- 4 points per $1 spent at U.S. supermarkets (up to $25K spent per year, then 1 point)
- 3 points per $1 spent on eligible flights
- No foreign transaction fee
Cons
- $250 annual fee
- Points worth less than 1 cent, on average
- Limited ability to carry a balance from month to month
Additional Info
- Rose Gold is here to stay. Card Members can choose between a Gold or Rose Gold Card.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
- See More Details & Reviews About TheAmerican Express® Gold Card
Blue Cash Preferred® Card from American Express Blue Cash Preferred® Card from American Express
Rates & Fees | Terms Apply
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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Not Offered
Regular APR
→
14.74% - 24.74% (V)
Annual Fee
$0 intro 1st yr, $95 after
Rewards Rate
1 - 6% Cash Back
Minimum Credit
Good
Terms Apply
Apply Now
Rewards Details
- Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Terms Apply.
Pros
- $300 statement credit initial bonus offer
- Low intro APR on purchases
- High rewards rate
- No membership fees first year
Cons
- Membership fees in the second year
- Spending caps on rewards
- Above-average regular APR
- 2.7% foreign-transaction fee
Additional Info
- $0 intro annual fee for the first year, then $95.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 14.74% to 24.74%
- See More Details & Reviews About TheBlue Cash Preferred® Card from American Express
The Platinum Card® from American Express The Platinum Card® from American Express
Rates & Fees | Terms Apply
Purchase Intro APR
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Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
See Pay Over Time APR
Rewards Details
- Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®. And if you fly, you can receive up to $200 in statement credits per calendar year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®.
- $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
- $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.
- American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
- $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required.
- $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at select airports and stadiums.
- Terms Apply.
Pros
- 100,000 bonus points offer
- Hundreds in annual credits
Cons
- $695 annual fee
- Limited financing capabilities
- No preset spending limit
Additional Info
- $695 annual fee.
- This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
- See More Details & Reviews About The Platinum Card® from American Express
Delta SkyMiles® Blue American Express Card Delta SkyMiles® Blue American Express Card
Rates & Fees | Terms Apply
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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16.49% - 25.49% (V)
Rewards Details
- Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months.
- Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
- Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
- Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- Terms Apply.
Pros
- No membership fees
- High rewards rate
- 10,000 miles initial rewards bonus
- No foreign fee
Cons
- No intro APR on purchases
- No balance transfers allowed
- Requires good/excellent credit
Additional Info
- No Annual Fee.
- No Foreign Transaction Fees.
- See More Details & Reviews About TheDelta SkyMiles® Blue American Express Card
Hilton Honors American Express Card Hilton Honors American Express Card
Rates & Fees | Terms Apply
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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16.49% - 25.49% (V)
Rewards Details
- Earn 100,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership. Plus, you can earn up to $100 in Statement Credits on eligible purchases made on the Card at any of the Hilton family hotels in the first 12 months of Membership.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- Terms Apply.
Pros
- 100,000 points initial bonus offer
- 3 - 7 points per $1 spent
- $0 annual fee
- Automatic Silver status
Cons
- High APR
- Low-value points
Additional Info
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- No Annual Fee.
- See More Details & Reviews About TheHilton Honors American Express Card
Delta SkyMiles® Gold American Express Card Delta SkyMiles® Gold American Express Card
Rates & Fees | Terms Apply
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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16.49% - 25.49% (V)
Annual Fee
$0 intro 1st yr, $99 after
Rewards Rate
1 - 2 miles / $1
Minimum Credit
Good
Terms Apply
Apply Now
Rewards Details
- Earn 40,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
- Enjoy your first checked bag free on Delta flights.
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases.
- $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.
- Terms Apply.
Pros
- Good initial bonus offer
- Up to 2 miles / $1 spent
- Free checked bags
- No fee the first year ($99 after)
Cons
- High APR
Additional Info
- Enjoy a $0 introductory Annual Fee for the first year, then $99.
- See More Details & Reviews About TheDelta SkyMiles® Gold American Express Card
Delta SkyMiles® Platinum American Express Card Delta SkyMiles® Platinum American Express Card
Rates & Fees | Terms Apply
Purchase Intro APR
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Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
16.49% - 25.49% (V)
Rewards Details
- Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
- Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
- Earn 1X Miles on all other eligible purchases.
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Enjoy your first checked bag free on Delta flights.
- Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
- Terms Apply.
Pros
- Valuable initial bonus offer
- Perks for Delta loyalists
- No foreign fee
Cons
- High membership fees
- No intro APR on purchases
- No balance transfers allowed
- Requires good/excellent credit
Additional Info
- No Foreign Transaction Fees.
- $250 Annual Fee.
- See More Details & Reviews About TheDelta SkyMiles® Platinum American Express Card
Marriott Bonvoy Brilliant™ American Express® Card Marriott Bonvoy Brilliant™ American Express® Card
Rates & Fees | Terms Apply
Purchase Intro APR
→
Not Offered
Transfer Intro APR
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Not Offered
Regular APR
→
16.49% - 25.49% (V)
Rewards Details
- Earn 75,000 Marriott Bonvoy bonus points after you use your new Card to make $3,000 in purchases on the Card within the first 3 months.
- Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at hotels participating in the Marriott Bonvoy™ program.
- Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. 3 points at U.S. restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
- Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
- Terms Apply.
Pros
- High rewards rate
- 75,000 points initial rewards bonus
- No foreign fee
- Reports to the three major credit bureaus
Cons
- High membership fees
- No intro APR on purchases
- No balance transfers allowed
- Requires good/excellent credit
Additional Info
- No Foreign Transaction Fees.
- $450 Annual Fee.
- See More Details & Reviews About TheMarriott Bonvoy Brilliant™ American Express® Card
Delta SkyMiles® Reserve American Express Card Delta SkyMiles® Reserve American Express Card
Rates & Fees | Terms Apply
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
16.49% - 25.49% (V)
Rewards Details
- Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
- Earn up to 60,000 Medallion® Qualification Miles (MQMs) With Status Boost® per year. After you spend $30,000 in purchases on your Card in a calendar year, you can earn 15,000 MQMs up to four times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
- Receive a Domestic First Class, Delta Comfort+® or Main Cabin round -trip companion certificate each year upon renewal of your Card. Payment of the government-imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Complimentary access into the Delta Sky Club® for you when travelling on a Delta flight.
- Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
- Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Enjoy your first checked bag free on Delta flights.
- Earn 3X Miles on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- Terms Apply.
Pros
- Solid initial bonus offer
- Delta Sky Club and Centurion Lounge access
- Good ongoing rewards for Delta loyalists
- Rebates, credits & perks for travelers
- No foreign fees
Cons
- High annual fee
- Not for light-spenders
- Must fly Delta to maximize perks
Additional Info
- No Foreign Transaction Fees.
- $550 annual fee.
- See More Details & Reviews About TheDelta SkyMiles® Reserve American Express Card
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