Excellent Credit Balance Transfer Credit Cards
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One of the many perks that come with having consistently demonstrated responsible credit use for a prolonged period of time is the ability to qualify for one of the excellent credit balance transfer credit cards … show more… show more
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Showing 1 – 10 of 17
Citi® Diamond Preferred® Card Citi® Diamond Preferred® Card
Purchase Intro APR
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0% for 18 months
Transfer Intro APR
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0% for 18 monthsTransfer Fee: 3% (min $5)
Regular APR
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14.74% - 24.74% (V)
Additional Info
- 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
- The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Diamond Preferred® Card
Wells Fargo Platinum card Wells Fargo Platinum card
Purchase Intro APR
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0% for 18 months
Transfer Intro APR
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0% for 18 months on qualifying balance transfersTransfer Fee: 3% intro for 120 days, then up to 5% (min $5)
Regular APR
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16.49% - 24.49% Variable
Additional Info
- 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
- $0 Annual Fee
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
- Easy access to your FICO® Credit Score with Wells Fargo Online®
- Monitor your spending, purchases and any suspicious activity with text and email alerts and notifications
- Convenient tools to help create a budget and manage your spending with My Money Map
- Select "Apply Now" to learn more about the product features, terms and conditions
- See More Details & Reviews About TheWells Fargo Platinum card
Citi® Double Cash Card – 18 month BT offer Citi® Double Cash Card – 18 month BT offer
Purchase Intro APR
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N/A
Transfer Intro APR
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0% for 18 monthsTransfer Fee: 3% (min $5)
Regular APR
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13.99% - 23.99% (V)
Rewards Details
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
Additional Info
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.99% - 23.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Double Cash Card – 18 month BT offer
Bank of America® Cash Rewards credit card Bank of America® Cash Rewards credit card
Purchase Intro APR
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0% for 15 billing cycles
Transfer Intro APR
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0% for 15 billing cycles for any balance transfers made in the first 60 daysTransfer Fee: 3% (min $10)
Regular APR
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13.99% - 23.99% Variable
Rewards Details
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
Additional Info
- No annual fee
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- Contactless Cards - The security of a chip card, with the convenience of a tap
- See More Details & Reviews About TheBank of America® Cash Rewards credit card
BankAmericard® credit card BankAmericard® credit card
Purchase Intro APR
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0% for 18 billing cycles
Transfer Intro APR
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0% for 18 billing cycles for any balance transfers made in the first 60 daysTransfer Fee: 3% (min $10)
Regular APR
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12.99% - 22.99% Variable
Additional Info
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 12.99% - 22.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
- Contactless Cards - The security of a chip card, with the convenience of a tap
- See More Details & Reviews About TheBankAmericard® credit card
Wells Fargo Cash Wise Visa® card Wells Fargo Cash Wise Visa® card
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 months on qualifying balance transfersTransfer Fee: 3% intro for 120 days, then up to 5% (min $5)
Regular APR
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14.49% - 24.99% Variable
Rewards Details
- Earn a $150 cash rewards bonus after spending $500 on purchases in the first 3 months
- Earn unlimited 1.5% cash rewards on purchases
- 1.8% cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Select "Apply Now" to learn more about the product features, terms and conditions
Additional Info
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.49% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
- $0 annual fee
- See More Details & Reviews About TheWells Fargo Cash Wise Visa® card
Citi Rewards+® Card Citi Rewards+® Card
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 3% (min $5)
Regular APR
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13.49% - 23.49% (V)
Rewards Details
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
Additional Info
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti Rewards+® Card
PenFed Gold Visa® Card PenFed Gold Visa® Card
Purchase Intro APR
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N/A
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3%
Regular APR
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7.49% - 17.99% (V)
Rewards Details
- $100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening.
Additional Info
- Rate and offers current as of April 1, 2021 and subject to change.
- Purchase variable Rate As Low As 7.49% APR
- 0% promotional rate for 12 months on balance transfers made between now and September 30, 2021. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- No annual fee
- No foreign transaction fee
- No cash advance fees
- Chip and Contactless ‘Tap to Pay’ enabled for added security, ease and convenience at the point of sale
- Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
- Digital wallet capable
- Cash Advance APR 17.99%
- See More Details & Reviews About ThePenFed Gold Visa® Card
PenFed Platinum Rewards Visa Signature® Card PenFed Platinum Rewards Visa Signature® Card
Purchase Intro APR
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N/A
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3%
Regular APR
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13.49% - 17.99% (V)
Rewards Details
- $100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening.
- Earn 5 points on gas purchases at the pump. Fuel purchases for airplanes and boats and made via inside store attendant receive 1 point per dollar spent.
- Earn 3 points on supermarket purchases (3 points/dollar spent)
- Earn 1 point on all other purchases (1 point/dollar spent)
Additional Info
- Rate and offers current as of April 1, 2021 and subject to change.
- No annual fee
- No foreign transaction fees
- No cash advance fee
- Chip and Contactless ‘Tap to Pay’ enabled for added security, ease and convenience at the point of sale
- Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
- Digital wallet capable
- Purchase variable rate as low as 13.49% APR
- 0% promotional rate for 12 months on balance transfers made between now and September 30, 2021. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Cash Advance APR 17.99%
- See More Details & Reviews About ThePenFed Platinum Rewards Visa Signature® Card
PenFed Power Cash Rewards Visa Signature® Card PenFed Power Cash Rewards Visa Signature® Card
Purchase Intro APR
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N/A
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3%
Regular APR
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14.99% - 17.99% (V)
Annual Fee
$0
Rewards Rate
1.5 - 2% Cash Back
Minimum Credit
Excellent Credit
Rewards Details
- $100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening
- 2% cash back on all purchases through the PenFed Honors Advantage program
- 1.5% unlimited cash back on all purchases
- Flexible cash redemption options (Power Cash statement credit or cash-out to a checking or savings account)
- No caps, limits or category restrictions on cash rewards
Additional Info
- Rate and offers current as of April 1, 2021 and subject to change.
- No annual fee
- No foreign transaction fees
- No cash advance fee
- Chip and Contactless ‘Tap to Pay’ enabled for added security, ease and convenience at the point of sale
- Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
- Digital wallet capable
- Purchase variable rate as low as 14.99% APR
- 0% promotional rate for 12 months on balance transfers made between now and September 30, 2021. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Cash Advance APR 17.99%
- See More Details & Reviews About ThePenFed Power Cash Rewards Visa Signature® Card
NO FOREIGN FEE
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Questions & Answers
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Featured Credit Cards
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