Citibank Credit Cards for Excellent Credit
WalletHub makes it easy to find the best credit card for you.
Citibank (a WalletHub advertising partner) typically offers a number of products branded as “Citicards for excellent credit” that are geared toward the most creditworthy consumers and have the best terms of the financial giant’s credit card o… show more
show less
Showing 1 – 10 of 10
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
0% for 21 monthsTransfer Fee: 5% (min $5)
Regular APR
→
15.24% - 25.24% (V)
Additional Info
- 0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness. All transfers must be completed in first 4 months.
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness.
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® score online.
- With Citi Entertainment℠, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
- The standard variable APR for Citi Flex Plan is 15.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Diamond Preferred® Card
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
0% for 21 monthsTransfer Fee: 5% (min $5)
Regular APR
→
16.24% - 26.24% (V)
Additional Info
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 16.24% - 26.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
- See More Details & Reviews About TheCiti Simplicity® Card - No Late Fees Ever
Purchase Intro APR
→
N/A
Transfer Intro APR
→
0% for 18 monthsTransfer Fee: 3% (min $5)
Regular APR
→
15.49% - 25.49% (V)
Rewards Details
- Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
Additional Info
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
- Balance Transfers do not earn cash back.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 15.49% – 25.49% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Double Cash Card – 18 month BT offer
Purchase Intro APR
→
N/A
Transfer Intro APR
→
N/A
Regular APR
→
17.49% - 26.49% (V)
Rewards Details
- Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn 1 AAdvantage® mile for every $1 spent on other purchases
- Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
Additional Info
- No Annual Fee
- The standard variable APR for Citi Flex Plan is 17.49% - 26.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheAmerican Airlines AAdvantage MileUp℠ Card
Purchase Intro APR
→
N/A
Transfer Intro APR
→
N/A
Regular APR
→
17.49% - 26.49% (V)
Annual Fee
$450
Rewards Rate
1 - 2 miles / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
- Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
- Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
- First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
Additional Info
- No Foreign Transaction Fees on purchases
- The standard variable APR for Citi Flex Plan is 17.49% - 26.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® / AAdvantage® Executive World Elite™ Mastercard®
Purchase Intro APR
→
N/A
Transfer Intro APR
→
N/A
Regular APR
→
16.74% (V)
Rewards Details
- Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
- 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
Additional Info
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- The standard variable APR for Citi Flex Plan is 16.74%. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCostco Anywhere Visa® Card by Citi
Purchase Intro APR
→
N/A
Transfer Intro APR
→
N/A
Regular APR
→
17.49% - 26.49% (V)
Annual Fee
$0 1st yr, $99 after
Rewards Rate
1 - 2 miles / $1
Minimum Credit
Good Credit
Rewards Details
- Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
- Enjoy preferred boarding on American Airlines flights
Additional Info
- No Foreign Transaction Fees
- The standard variable APR for Citi Flex Plan is 17.49% - 26.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® / AAdvantage® Platinum Select® World Elite™ Mastercard®
Purchase Intro APR
→
0% - 11.9% for 6 - 48 months
Transfer Intro APR
→
N/A
Regular APR
→
26.74% (V)
Annual Fee
$0
Rewards Rate
2.5 points / $1
Minimum Credit
Fair Credit
Rewards Details
- Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.
- Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.
- Get 3 points (6% back in rewards) by spending at least $3,500 in purchases in a calendar year.
- Choose 5% back in rewards or flexible financing options. Get a $5 reward certificate for every 250 points.
- Enjoy exclusive discounts and events and free shipping on purchases $35 and up
Additional Info
- Deferred Interest Details: No Interest if paid in full within 6 months on sitewide purchases of $199 or more and within 12 months on storewide purchases totaling $399 and more.
- Deferred Interest Details: No Interest if paid in full within 18 months on appliance and Geek Squad® purchases totaling $599 and more.
- Deferred Interest Details: No Interest if paid in full within 24 months on home theater and Geek Squad® purchases totaling $799 and up, on unlocked phones and Geek Squad® purchases of $649 or more.
- Deferred Interest Details: No Interest if paid in full within 24 months on select exercise equipment purchases of $799 and up (valid through 3/8/2020).
- Extended purchasing plan - 11.9% APR for select purchases eligible for the 48 month reduced rate credit plan.
- See More Details & Reviews About TheBest Buy® Store Card
Purchase Intro APR
→
0% for 6 - 24 months
Transfer Intro APR
→
N/A
Regular APR
→
26.74% (V)
Annual Fee
$0
Rewards Rate
Minimum Credit
Fair Credit
Additional Info
- Deferred Interest Details: No interest if paid in full within 6 or 12 months on automotive and tire purchases over $199 or $399 made at participating stores. No interest if paid in full within 12 months on automotive and tire purchases over $100 made online only.
- Deferred Interest Details: No interest if paid in full within 12 months on Fitness Equipment, Lawn and Garden items, Tools, Outdoor Living items, Sporting Goods, Fine Jewelry purchases over $299.
- Deferred Interest Details: No interest if paid in full within 12 months on select home appliances purchases over $499.
- Deferred Interest Details: No interest if paid in full within 12 or 18 months on select furniture purchases over $299 or $599, respectively. No interest if paid in full within 12 months on select Mattresses/Foundations purchases over $599.
- Get up to 5% off or special financing on select purchases.
- See More Details & Reviews About TheSears Store Card
Purchase Intro APR
→
0% for 6 months
Transfer Intro APR
→
N/A
Regular APR
→
17.99% - 26.99%
Annual Fee
$0
Rewards Rate
Minimum Credit
Fair Credit
Additional Info
- Deferred Interest Details: No interest if paid in full within 6 months on purchases of $299 or more.
- Get $25 off your first purchase of $25 up to $299, $50 off your first purchase of $300 up to $999 and $100 off your first purchase of $1,000 or more (valid until 7/29/2020). Terms Apply.
- Get up to 24 Months Financing during special promotions.
- 1 Year Hassle-Free Returns.
- Zero Liability On Unauthorized Charges.
- See More Details & Reviews About TheHome Depot® Credit Card
NO FOREIGN FEE
We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}
Questions & Answers
Comparing citibank credit cards for excellent credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
Searching for answers...No Matching Results
Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Updating Cards