Citibank Credit Cards for Excellent Credit
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Citibank (a WalletHub advertising partner) typically offers a number of products branded as “Citicards for excellent credit” that are geared toward the most creditworthy consumers and have the best terms of the financial giant’s credit card o… show more
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Purchase Intro APR
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0% for 18 months
Transfer Intro APR
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0% for 18 monthsTransfer Fee: 3% (min $5)
Regular APR
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14.74% - 24.74% (V)
Additional Info
- 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
- The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Diamond Preferred® Card
Purchase Intro APR
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N/A
Transfer Intro APR
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0% for 18 monthsTransfer Fee: 3% (min $5)
Regular APR
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13.99% - 23.99% (V)
Rewards Details
- Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
Additional Info
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.99% - 23.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Double Cash Card – 18 month BT offer
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 3% (min $5)
Regular APR
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13.49% - 23.49% (V)
Rewards Details
- The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
Additional Info
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti Rewards+℠ Card
Purchase Intro APR
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N/A
Transfer Intro APR
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N/A
Regular APR
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15.99% - 24.99% (V)
Rewards Details
- Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn 1 AAdvantage® mile for every $1 spent on other purchases
- Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
Additional Info
- No Annual Fee
- The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheAmerican Airlines AAdvantage MileUp℠ Card
Purchase Intro APR
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N/A
Transfer Intro APR
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N/A
Regular APR
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15.24% (V)
Rewards Details
- Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
- 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
Additional Info
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- The standard variable APR for Citi Flex Plan is 15.24%. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCostco Anywhere Visa® Card by Citi
Purchase Intro APR
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N/A
Transfer Intro APR
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N/A
Regular APR
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15.99% - 24.99% (V)
Annual Fee
$450
Rewards Rate
1 - 2 miles / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
- Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
- Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
- First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
Additional Info
- No Foreign Transaction Fees on purchases
- The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® / AAdvantage® Executive World Elite™ Mastercard®
Purchase Intro APR
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0% - 11.9% for 6 - 48 months
Transfer Intro APR
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N/A
Regular APR
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25.24% (V)
Annual Fee
$0
Rewards Rate
2.5 points / $1
Minimum Credit
Fair Credit
Rewards Details
- Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.
- Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.
- Get 3 points (6% back in rewards) by spending at least $3,500 in purchases in a calendar year.
- Choose 5% back in rewards or flexible financing options. Get a $5 reward certificate for every 250 points.
- Enjoy exclusive discounts and events and free shipping on purchases $35 and up
Additional Info
- Deferred Interest Details: No Interest if paid in full within 12 or 18 months on storewide purchases of $299 or $499, respectively.
- Deferred Interest Details: No Interest if paid in full within 18 or 24 months on appliance and Geek Squad® purchases of at least $499 or $999, respectively.
- Deferred Interest Details: No Interest if paid in full within 24 months on home theater and Geek Squad® purchases of at least $999 or on unlocked phones and Geek Squad® purchases of $649 or more.
- Deferred Interest Details: No Interest if paid in full within 24 months on select exercise equipment purchases of $799 and up.
- Extended purchasing plan - 11.9% APR for select purchases eligible for the 48 month reduced rate credit plan.
- See More Details & Reviews About TheBest Buy® Store Card
Purchase Intro APR
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0% for 6 - 18 months
Transfer Intro APR
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N/A
Regular APR
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25.24% (V)
Annual Fee
$0
Rewards Rate
None
Minimum Credit
Fair Credit
Additional Info
- Deferred Interest Details: No interest if paid in full within 12 or 18 months on automotive and tire purchases over $399 or $999 made at participating stores. No interest if paid in full within 12 months on automotive and tire purchases over $100 made online only.
- Deferred Interest Details: No interest if paid in full within 12 months on Lawn & Garden, Tools and Fine Jewelry purchases over $299.
- Deferred Interest Details: No interest if paid in full within 12 or 18 months on furniture purchases of at least $299 or $599, respectively
- Deferred Interest Details: No interest if paid in full within 12 or 18 months on select home appliances purchases over $499 or $999, respectively.
- Deferred Interest Details: No interest if paid in full within 12 months on select Mattresses/Foundations purchases over $599.
- Deferred Interest Details: No interest if paid in full within 12 or 18 months on Fitness, Outdoor Living and Sporting Goods purchases over $299 or $999, respectively.
- Get up to 10% off or special financing on select purchases.
- See More Details & Reviews About TheSears Store Card
Purchase Intro APR
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0% for 6 - 24 months
Transfer Intro APR
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N/A
Regular APR
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17.99% - 26.99%
Annual Fee
$0
Rewards Rate
None
Minimum Credit
Fair Credit
Additional Info
- Deferred Interest Details: No interest if paid in full within 6 months on purchases of $299 or more.
- Limited time offer - Deferred Interest Details: No interest if paid in full within 12 months on Appliance Purchases of $299 or more.
- Limited time offer – 12 Months financing on any installed heating and air conditioning purchase of $299.
- Limited time offer – No interest if paid in full within 24 months on Kinetico Installed Water Treatment Purchases or RainSoft Installed Water Treatment of at least $600.
- Get $25 off your first purchase of $25 up to $299, $50 off your first purchase of $300 up to $999 and $100 off your first purchase of $1,000 or more (valid until 7/29/2020). Terms Apply.
- See More Details & Reviews About TheHome Depot® Credit Card
NO FOREIGN FEE
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Questions & Answers
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