Below, you can find a quick overview of our editors’ favorite fair credit balance transfer card. And if you want to take your credit standing to the next level, sign up for a free WalletHub account. Not only will you receive personalized credit-improvement advice, but you’ll also get free credit scores and reports that are updated daily as well as 24/7 credit monitoring.
2018’s Best Balance Transfer Credit Card for Fair Credit
|Best For...||Card Name||Intro APR||Balance Transfer Fee||Regular APR||Annual Fee||Editors' Rating|
|Students||BankAmericard® Credit Card for Students||0% for 15 months||None||13.24% - 23.24% (V)||None||4.4 / 5|
Before applying for a balance transfer credit card, make sure to plan your payments using a credit card payoff calculator. Your goal should be to bring your balance to $0 by the end of your card’s 0% introductory period.
Finally, it’s important to note that while many store credit cards offer 0% financing and require only fair credit for approval, they all use a dangerous feature called deferred interest and should thus be avoided.