Balance Transfer Credit Cards for Fair Credit
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In general, you can lower the cost of currently held credit card debt by transferring your balance from a credit card with a high interest rate to a balance transfer credit card, which may … show more… show more
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Keypoint Credit Union Visa Classic Credit Card Keypoint Credit Union Visa Classic Credit Card
- 0% Intro APR will apply to balance transfers posted to your account during the first 60 days of account opening
- Add your card to Apple Pay™, Google Pay, Samsung Pay or Microsoft Wallet for added protection.
- Protection from fraud with Visa’s Zero Liability Policy.
- See More Details & Reviews About TheKeypoint Credit Union Visa Classic Credit Card
TDECU Classic Mastercard® TDECU Classic Mastercard®
- Save 10¢ per gallon when you buy fuel at Buc-ee’s using any TDECU credit card.
- Refer a friend and get a $50 Visa Reward Card when your friend registers, opens a new credit card and completes five credit card purchases greater than or equal to $15 within 60 days of account opening.
- $100,000 Travel Accident Insurance.
- Baggage Delay Insurance.
- Mastercard® Emergency Cardholder Services.
- See More Details & Reviews About TheTDECU Classic Mastercard®
What is the best balance transfer credit card for fair credit?
Very few decent balance transfer credit cards are usually available to people with fair credit. And that leaves you with two options: 1) compare the available offers based on their interest rates (both introductory and ongoing) and fees (both annual and balance-transfer) to make the most of the situation; or 2) focus on credit improvement and apply for a new card when your score is good.Before applying for a balance transfer credit card, make sure to plan your payments using a credit card payoff calculator. Your goal should be to bring your balance to $0 by the end of your card’s 0% introductory period.
Finally, it’s important to note that while many store credit cards offer 0% financing and require only fair credit for approval, they all use a dangerous feature called deferred interest and should thus be avoided.
Questions & Answers
Comparing balance transfer credit cards for fair credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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