Balance Transfer Credit Cards for Fair Credit
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- 2,500 bonus points after your first purchase.
- Start earning 1 point for every $1 spent for all your every day purchases. Enjoy no cap or expiration date on points.
- Redeem your rewards points anytime on usaa.com or from your mobile phone — with no redemption fee.
- Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
- 0% introductory APR for 12 months on balance transfers and convenience checks that post to your account within the first three months following account opening.
- With this card, you can help the Air Force Association promote public understanding of aerospace power and the pivotal role it plays in the security of the nation.
- USAA Bank makes a contribution to AFA when you open an account, make eligible purchases and keep an active account.
- Cash advance fee waived when transferring funds electronically to a USAA deposit account
- Military service members get special benefits like Deployment/PCS rate, Special 4% SCRA rate, and Help during deployment.
- See More Details & Reviews About TheAir Force Association Credit Card
- Get 2,500 Bonus Points after your first purchase.
- Earn 2 points per $1 spent on gas and grocery purchases while earning 1 point per dollar on your other purchases. Enjoy no cap or expiration date on points.
- Redeem your rewards points anytime on usaa.com or from your mobile phone — with no redemption fee.
- Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
- 0% introductory APR for 12 months on balance transfers and convenience checks that post to your account within the first three months following account opening.
- USAA Bank will make a contribution to the Naval Institute when you open an account, make eligible purchases and keep an active account.
- Your support helps the Naval Institute with its mission to be the organization that tests the conventional wisdom and explores the power of new ideas on national defense, the role of the sea services in preserving it and commitment to those in uniform who provide it.
- Cash advance fee waived when transferring funds electronically to a USAA deposit account.
- Military service members get special benefits like Deployment/PCS rate, Special 4% SCRA rate, and Help during deployment.
- See More Details & Reviews About TheU.S. Naval Institute Credit Card
- 0% Intro APR will apply to balance transfers posted to your account during the first 60 days of account opening
- Add your card to Apple Pay™, Google Pay, Samsung Pay or Microsoft Wallet for added protection.
- Cellular Telephone Protection & Auto Rental Collision Damage Waiver.
- Protection from fraud with Visa’s Zero Liability Policy.
- See More Details & Reviews About TheKeypoint Credit Union Visa Classic Credit Card
- Save 10¢ per gallon when you buy fuel at Buc-ee’s using any TDECU credit card.
- Refer a friend and get a $50 Visa Reward Card when your friend registers, opens a new credit card and completes five credit card purchases greater than or equal to $15 within 60 days of account opening.
- $100,000 Travel Accident Insurance.
- Baggage Delay Insurance.
- Mastercard® Emergency Cardholder Services.
- See More Details & Reviews About TheTDECU Classic Mastercard®
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What is the best balance transfer credit card for fair credit?
Very few decent balance transfer credit cards are usually available to people with fair credit. And that leaves you with two options: 1) compare the available offers based on their interest rates (both introductory and ongoing) and fees (both annual and balance-transfer) to make the most of the situation; or 2) focus on credit improvement and apply for a new card when your score is good.Before applying for a balance transfer credit card, make sure to plan your payments using a credit card payoff calculator. Your goal should be to bring your balance to $0 by the end of your card’s 0% introductory period.
Finally, it’s important to note that while many store credit cards offer 0% financing and require only fair credit for approval, they all use a dangerous feature called deferred interest and should thus be avoided.
Questions & Answers
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