Points Credit Cards for Fair Credit
WalletHub makes it easy to find the best credit card for you.
Below you will find our list of points credit cards specifically targeted to people with fair credit (some of the offers are issued by WalletHub advertising partners). The rewards points earned with these cards can … show more
show lessWe're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}
Best Buy® Store Card Best Buy® Store Card
- Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.
- Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.
- Get 3 points (6% back in rewards) by spending at least $3,500 in purchases in a calendar year.
- Choose 5% back in rewards or flexible financing options. Get a $5 reward certificate for every 250 points.
- Enjoy exclusive discounts and events and free shipping on purchases $35 and up.
- Deferred Interest Details: No Interest if paid in full within 12 months on storewide purchases of at least $299.
- Deferred Interest Details: No interest if paid in full within 18 months on appliance and Geek Squad® purchases totaling $599 and up.
- Deferred Interest Details: No interest if paid in full within 24 months on home theater and Geek Squad® purchases totaling $999 and up.
- Deferred Interest Details: No Interest if paid in full within 24 months on unlocked phones and Geek Squad® purchases of $649 or more.
- Deferred Interest Details: No Interest if paid in full within 24 months on select exercise equipment and Geek Squad® purchases of $799 and up.
- Extended purchasing plans – 0% - 11.99% APR for 24 months, 8.99% - 12.99% APR for 36 months or 11.90% APR for 48 months on select purchases eligible for the reduced rate credit plan.
- See More Details & Reviews About TheBest Buy® Store Card
Macy's Store Card Macy's Store Card
- Save 20% when you open and use your card. A total savings of up to $100 on your purchases over first 2 days.
- All members get 25% off any day of choice with Star Passes. Savings events and more.
- Gold (Annual Spend $500 or more) & Platinum members (Annual spending $1200 or more) get free standard shipping on Macy's purchases and a Birthday Offer.
- Platinum members get 5% back (5 points/$1), Gold members get 3% back (3 points/$1) and Silver members get 2% (2 points/$1) in rewards with no exclusions on Macy’s merchandise.
- Add your Macy’s Credit Card to your wallet to access offers in-store and at macys.com.
- See More Details & Reviews About TheMacy's Store Card
JCPenney Credit Card JCPenney Credit Card
- Get an extra 15% off today on select apparel, shoes, accessories, fine jewelry, watches, salon products, furniture, mattresses, home, blinds and shades. Plus 5% off select electrics/electronics, Modern Bride Design Your Dream Ring, smart watches and Tempur-Pedic. Terms Apply.
- Earn 1 point for every $1 of qualifying purchases, up to a maximum of 2,000 points in a single purchase transaction.
- Get a $10 JCPenney Rewards certificate for every 200 points.
- Earn additional JCP Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points.
- Provide your email address to get your $10 rewards via email.
- Limited time offer - Deferred Interest Details: No interest if paid in full within 18 or 24 months on qualifying furniture & mattress purchases of at least $499 or $999 (after discounts).
- Limited time offer - Equal Payment Financing: 0% APR for 48 or 60 months on qualifying furniture & mattress purchases of at least $1,499 or $2,499 (after discounts).
- See More Details & Reviews About TheJCPenney Credit Card
Sportsman's Warehouse Store Card Sportsman's Warehouse Store Card
- Open and use a Sportsman's Warehouse Store Card today and get 15% off your online purchase now.
- Earn 5 points per eligible net $1 spent at Sportsman's Warehouse or Sportsmans.com
- Keep your points as long as you earn one point every 12 months, and there's no cap on how many you can earn.
- You can redeem points for gear and you can start redeeming when you have at least 1 available point.
- Exclusive deals and special offers for cardmembers.
- See More Details & Reviews About TheSportsman's Warehouse Store Card
Neiman Marcus Store Card Neiman Marcus Store Card
- Receive 5,000 InCircle Bonus Points after making your first purchase within 30 days of account opening.
- Earn 2 InCircle points for every dollar spent up to $74,999 in purchases per year. At the $75,000 spending threshold, earn 5 InCircle points per dollar thereafter on calendar year-to-date net purchases.
- For every 10,000 points earned, you'll get a $100 Point card.
- Circle Two and above receive complimentary 2-day shipping. Check code on website.
- Plus, receive bonus point opportunities, invitations to shopping events, and more.
- Point card can be used toward purchases made at Neiman Marcus, Bergdorf Goodman, Last Call, and Horchow, in stores, online, or by catalog.
- Free 2-day shipping for cardmembers that spend at least $1,000 each year.
- See More Details & Reviews About TheNeiman Marcus Store Card
Nordstrom Store Card Nordstrom Store Card
- Limited time offer: Get a $60 bonus Note when you make any purchase with Nordstrom on your new card the day you’re approved.
- Earn 3 points per net dollar spent in stores and online at Nordstrom, Nordstrom Rack, HauteLook, and Trunk Club. Every 2,000 points gets you a $20 Nordstrom Note.
- Enjoy cardmember-exclusive Nordy Club perks like: Early Access to Anniversary Sale, Alterations Benefit (in Notes) and Free Trunk Club Styling.
- Receive instant Insider Status in The Nordy Club.
- 24/7 Customer Service.
- See More Details & Reviews About TheNordstrom Store Card
Victoria's Secret Credit Card Victoria's Secret Credit Card
- Take $15 off when you open the card and make a purchase.
- Earn 1 point with every $1 you spend. Get a $10 reward for every 250 points earned.
- 5x points on bra purchases. Valid now through September 30.
- Spend $250 in a year to upgrade to Silver status and $500 in a year to upgrade to Gold status.
- A $10 Birthday Reward each year your card is active. Upgrade to Gold status and get a $15 Birthday Reward.
- Free Shipping on purchases of $50 or more. Check code on website.
Questions & Answers
Comparing points credit cards for fair credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
show less
Searching for answers... No Matching Results
Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
Ad Disclosure Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers: