Rewards Credit Cards for Fair Credit
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Listed below are offers for rewards credit cards for fair credit (some of the offers are issued by WalletHub advertising partners). Each of these cards provides points, miles or cash back for every purchase that … show more… show more
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Showing 1 – 7 of 7
Purchase Intro APR
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0% - 11.9% for 6 - 48 months
Transfer Intro APR
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N/A
Regular APR
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25.24% (V)
Annual Fee
$0
Rewards Rate
2.5 points / $1
Minimum Credit
Fair Credit
Rewards Details
- Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.
- Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.
- Get 3 points (6% back in rewards) by spending at least $3,500 in purchases in a calendar year.
- Limited time offer: 10% back in rewards on select exercise equipment purchases.
- Choose 5% back in rewards or flexible financing options. Get a $5 reward certificate for every 250 points.
- Enjoy exclusive discounts and events and free shipping on purchases $35 and up
Additional Info
- Deferred Interest Details: No Interest if paid in full within 6 months on sitewide purchases of $199 or more and within 12 months on storewide purchases totaling $399 and more.
- Deferred Interest Details: No Interest if paid in full within 18 months on appliance and Geek Squad® purchases totaling $599 and more.
- Deferred Interest Details: No Interest if paid in full within 24 months on home theater and Geek Squad® purchases totaling $799 and up, on unlocked phones and Geek Squad® purchases of $649 or more.
- Deferred Interest Details: No Interest if paid in full within 24 months on select exercise equipment purchases of $799 and up.
- Limited-time offer - Deferred Interest Details: No Interest if paid in full within 24 months on Apple Watch Series 5, AirPods and AppleCare+ purchases of $649 and up.
- Extended purchasing plan - 11.9% APR for select purchases eligible for the 48 month reduced rate credit plan.
- See More Details & Reviews About TheBest Buy® Store Card
Purchase Intro APR
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N/A
Transfer Intro APR
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N/A
Regular APR
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25.24% (V)
Annual Fee
$0
Rewards Rate
0 - 5 points / $1
Minimum Credit
Fair Credit
Rewards Details
- Save 20% when you open and use your card. A total savings of up to $100 on your purchases over first 2 days.
- All members get 25% off any day of choice with Star Passes. Savings events and more.
- Gold (Annual Spend $500 or more) & Platinum members (Annual spending $1200 or more) get free standard shipping on Macy's purchases and a Birthday Offer.
- Platinum members get 5% back (5 points/$1), Gold members get 3% back (3 points/$1) and Silver members get 2% (2 points/$1) in rewards with no exclusions on Macy’s merchandise.
Additional Info
- Add your Macy’s Credit Card to your wallet to access offers in-store and at macys.com.
- See More Details & Reviews About TheMacy's Store Card
Purchase Intro APR
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0% for 6 - 24 months
Transfer Intro APR
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N/A
Regular APR
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27.49% (V)
Annual Fee
$0
Rewards Rate
0 - 5% Cash Back
Minimum Credit
Fair Credit
Rewards Details
- A $10 Amazon.com Gift Card will be instantly loaded into your Amazon.com account upon the approval of your credit card application.
- Amazon.com Store Cardholders who join Prime are automatically upgraded to the Amazon Prime Store Card.
- Amazon Prime Store Cardholders can earn 5% back on Amazon.com purchases.
Additional Info
- Deferred Interest Details: No Interest if paid in full within 6, 12 or 24 months on minimum purchase of $150, $600 or $800, respectively.
- Equal Monthly Payment Financing: 0% APR for 6 or 12 months on minimum purchase of $150 or $600, respectively. 0% APR for 24 months on select purchases of $600 or more.
- Get Instant Credit
- Browse items eligible for exclusive financing offers
- See More Details & Reviews About TheAmazon.com Store Card
Purchase Intro APR
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0% for 18 - 48 months
Transfer Intro APR
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N/A
Regular APR
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27.49% (V)
Annual Fee
None
Rewards Rate
1 point / $1
Minimum Credit
Fair Credit
Rewards Details
- Get an extra 15% off today on select apparel, shoes, accessories, fine jewelry, salon products, furniture, mattresses, home and in-custom design. Extra 5% off select electrics/electronics, Modern Bride Design Your Dream Ring, smart watches and Tempur-Pedic. Terms Apply.
- Earn 1 point for every $1 of qualifying purchases, up to a maximum of 2,000 points in a single purchase transaction.
- Get a $10 JCPenney Rewards certificate for every 200 points.
- Earn additional JCP Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points
- Provide your email address to get your $10 rewards via email.
Additional Info
- Deferred Interest Details: No interest if paid in full within 18 months on qualifying furniture & mattress purchases of $499 after discounts). Valid through 5/10/2020.
- Equal Payment Financing: 0% APR for 48 months on qualifying furniture & mattress purchases of $1,499 (after discounts). Valid through 5/10/2020.
- See More Details & Reviews About TheJCPenney Credit Card
Purchase Intro APR
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0% - 7.99% for 6 - 84 months
Transfer Intro APR
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N/A
Regular APR
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26.99%
Annual Fee
None
Rewards Rate
5% Cash Back
Minimum Credit
Fair Credit
Rewards Details
- Get 10% off your purchase today when you open and use your card (up to $100 discount).
- Choose 5% off every day, or select special financing when you use your Lowe's Store Card with a minimum purchase of $299.
Additional Info
- Deferred Interest Details: No interest if paid in full within 6 months on purchases of at least $299.
- Deferred Interest Details: No interest if paid in full within 12 months on appliances or installed heating, ventilation and air conditioning purchases of $299 or more (valid through 7/31/2020).
- Reduced APR Financing: 7.99% APR for 84 months on purchases or orders of at least $2,000.
- Online bill pay and account management
- See More Details & Reviews About TheLowe's Store Card
Purchase Intro APR
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N/A
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3%
Regular APR
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10.9% - 25.9% (V)
Annual Fee
$0
Rewards Rate
1 point / $1
Minimum Credit
Fair Credit
Rewards Details
- 2,500 bonus points after your first purchase.
- Start earning 1 point for every $1 spent for all your every day purchases. Enjoy no cap or expiration date on points.
- Redeem your rewards points anytime on usaa.com or from your mobile phone — with no redemption fee.
- Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
Additional Info
- 0% introductory APR for 12 months on balance transfers and convenience checks that post to your account within the first three months following account opening.
- With this card, you can help the Air Force Association promote public understanding of aerospace power and the pivotal role it plays in the security of the nation.
- USAA Bank makes a contribution to AFA when you open an account, make eligible purchases and keep an active account.
- Cash advance fee waived when transferring funds electronically to a USAA deposit account
- Military service members get special benefits like Deployment/PCS rate, Special 4% SCRA rate, and Help during deployment.
- See More Details & Reviews About TheAir Force Association Credit Card
Charge Card
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Balance must be paid in full each month
Regular Rate
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Not Applicable for Charge Cards
Annual Fee
None
Rewards Rate
0 - 4 ¢ / gallon
Minimum Credit
Fair Credit
Rewards Details
- Get a monthly rebate of 1¢, 1.5¢, 2¢, 3¢ or 4¢ per gallon if you purchase at least 1,000, 2,500, 5,000, 7,000 or 10,000 gallons, respectively.
- The more you purchase, the more you save.
Additional Info
- Use the Conoco Universal Card at Conoco®, 76® and Phillips 66® locations.
- This card requires a $40 Account Setup fee.
- See More Details & Reviews About TheConoco Fleet Universal Card
NO FOREIGN FEE
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Questions & Answers
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Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
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