Student Credit Cards for Fair Credit
WalletHub makes it easy to find the best credit card for you.
College students are often able to garner fair credit as a result of being authorized users on parents’ credit card accounts, using their own credit cards responsibly and/or making on-time payments toward personal loans. If yo… show more… show more
show less
Showing 1 – 7 of 7
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
10.4% - 14.4% (V)
Annual Fee
None
Rewards Rate
1 - 2 points / $1
Minimum Credit
Limited History
Rewards Details
- Receive 2 points for every $1 on all school and grocery purchases, and 1 point for every $1 on all other purchases
- Redeem points for cash, merchandise, and even travel. Points never expire
Additional Info
- Secured with Zero Liability Protection and Mastercard ID Theft Protection™
- Purchase Benefits: Price Protection and Extended Warranty Coverage
- Mastercard Global Service™
- Free Online Banking and Mobile App for iOS and Android
- See More Details & Reviews About ThePatelco Credit Union Progress Student Rewards Mastercard® Credit Card
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
0% for 12 months
Regular APR
→
16.24% - 26.24% (V)
Annual Fee
$0
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Limited History
Rewards Details
- Online offer: $200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.
- Earn 1% back on purchases, 2% back at grocery stores and wholesale clubs and 3% back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement / furnishings) for the first $2,500 in combined category/grocery store/wholesale club quarterly purchases.
- When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
- Rewards are automatic and do not expire. Go to Online Banking to change your choice category for future purchases, or it stays the same.
Additional Info
- 0% Introductory APR for 12 months on balance transfers made within 60 days of account opening.
- Security Benefits: $0 Liability Guarantee, Fraud Monitoring, Overdraft Protection and Paperless Statement Option.
- Common Carrier Travel Accident Insurance, Extended Protection/Extended Warranty and Auto Rental Collision Damage Waiver insurance.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- See More Details & Reviews About TheBank of America® Cash Rewards Credit Card for Students
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
Not Offered
Regular APR
→
17.24% - 25.24% (V)
Annual Fee
$0
Rewards Rate
1.5 - 3 points / $1
Minimum Credit
Limited History
Rewards Details
- Online offer: Get 25,000 bonus points (redeemable for a $250 statement credit toward travel purchases) on spending at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3 points for every dollar spent in net purchases at the Bank of America Travel Center and 1.5 points for every dollar spent on all other purchases.
- No limit to the total number of points you can earn and points don't expire.
- Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account.
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts.
Additional Info
- Security Benefits: $0 Liability Guarantee, Fraud Monitoring, Overdraft Protection and Paperless Statement Option.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- See More Details & Reviews About TheBank of America® Travel Rewards Credit Card for Students
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 months
Regular APR
→
15.24% - 25.24% (V)
Annual Fee
$0
Rewards Rate
None
Minimum Credit
Limited History
Additional Info
- 0% Introductory APR for 15 months and no balance transfer fee, for balance transfers posted within 60 days of account opening.
- Security Benefits: $0 Liability Guarantee, Fraud Monitoring, Overdraft Protection and Paperless Statement Option.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Access your FICO® Score for free within Online Banking or your Mobile Banking app.
- See More Details & Reviews About TheBankAmericard® Credit Card for Students
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
16.15% (V)
Annual Fee
None
Rewards Rate
1 point / $1
Minimum Credit
Limited History
Rewards Details
- Earn double Reward Points on every dollar of purchases in the first 60 days after opening your new account. Earn one reward point for each dollar of purchases after the introductory period.
- Redeem points for merchandise, travel awards and cash back.
- Student cardholders will receive a one-year congratulatory letter rewarding them with $20 for maintaining their account in an exceptional way. Terms Apply.
- Student cardholders are eligible to redeem 5,000 CU reward points for a .25% point reduction or 10,000 points for a .5% point reduction off an Altra vehicle loan.
Additional Info
- Each quarter one random student cardholder will have their previous month’s purchases paid (up to $500, $50 minimum). Terms Apply.
- See More Details & Reviews About TheAltra Credit Union Student Credit Card
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
9.9%
Annual Fee
None
Rewards Rate
None
Minimum Credit
Limited History
Additional Info
- Credit lines up to $1,500
- Integrated with Google Pay, Apple Pay and Samsung Pay
- Pay online in a flash with Visa Checkout
- Visa shopping discounts and retail offers
- Enjoy Security and support, such as Verified by Visa, Zero Liability and travel protection
- See More Details & Reviews About TheApple Federal Credit Union Student Credit Card
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
9.99%
Annual Fee
None
Rewards Rate
None
Minimum Credit
Limited History
Additional Info
- $0 liability for fraud
- Student must be 18 years of age to apply (may require a co-signer if under 21)
- Make payments online, by mail or at any location.
- Ability to view purchases and payment details anytime on Online Banking.
- See More Details & Reviews About TheCommunity First Credit Union Student Credit Card
NO FOREIGN FEE
We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}
Community Discussion
Comparing Student Credit Cards for Fair Credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Updating Cards