Student Credit Cards for Fair Credit
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College students are often able to garner fair credit as a result of being authorized users on parents’ credit card accounts, using their own credit cards responsibly and/or making on-time payments toward personal loans. If yo… show more… show more
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Showing 1 – 9 of 9
Purchase Intro APR
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0% for 6 months
Transfer Intro APR
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10.99% for 6 monthsTransfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Regular APR
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14.49% - 23.49% (V)
Rewards Details
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
Additional Info
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49%.
- See More Details & Reviews About TheDiscover it® Student Cash Back
Purchase Intro APR
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0% for 6 months
Transfer Intro APR
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10.99% for 6 monthsTransfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Regular APR
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14.49% - 23.49% (V)
Rewards Details
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
Additional Info
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49%.
- See More Details & Reviews About TheDiscover it® Student chrome
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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14.74% - 25.74% (V)
Rewards Details
- Up to 1.5% cash back after making 12 on-time monthly payments.
- 1% cash back on purchases right away
Additional Info
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology can help applicants without credit history get approved
- $500 - $10,000 credit limits
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, member FDIC
- See More Details & Reviews About ThePetal Cash Back Visa® Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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26.99% (V)
Annual Fee
$0
Rewards Rate
1 - 1.25% Cash Back
Minimum Credit
Limited History
Rewards Details
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
Additional Info
- Enjoy no annual fee and no foreign transaction fees
- Get a head start and build your credit with responsible use
- Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online
- Pick the monthly due date that works best for you
- Get access to a higher credit line after making your first 5 monthly payments on time
- $0 fraud liability if your card is ever lost or stolen
- Monitor your credit profile with the CreditWise® app, free for everyone
- See More Details & Reviews About TheJourney® Student Rewards from Capital One®
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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19.74% - 25.74% (V)
Rewards Details
- 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply
Additional Info
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Managing your account is easy with the Credit One Bank mobile app
- Pick a card that fits your style. Multiple card designs are available, a fee may apply
- Monitor your credit with free online access to your Experian credit score, terms apply
- Never miss an account update with customizable text and email alerts
- Do your part to help the environment with the option to go paperless
- See More Details & Reviews About TheCredit One Bank® Credit Card with Cash Back Rewards
One-Time Fees
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$89*
Regular APR
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34.99%
Annual Fee
$75 1st yr, $48 after
Monthly Fee
None 1st year, $6.25 after
Minimum Credit
Bad Credit
Additional Info
- Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Select your favorite card design from our gallery, for free!
- Online Customer Center available 24 x 7
- Issued by The Bank of Missouri
- See More Details & Reviews About TheFirst Access VISA® Credit Card
One-Time Fees
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$89*
Regular APR
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34.99%
Annual Fee
$75 1st yr, $48 after
Monthly Fee
None 1st year, $6.25 after
Minimum Credit
Bad Credit
Additional Info
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine Visa® card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If approved, simply pay a Program Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
- Select your favorite card design from our gallery, for free!
- See More Details & Reviews About TheTotal VISA® Credit Card
Secured Card
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Min Deposit of $200
One-Time Fees
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None
Regular APR
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9.99%
Additional Info
- Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Helps strengthen your credit with responsible card use. Reports to three national bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
- See additional Green Dot primor® Visa® Gold Secured Credit Card details
- See More Details & Reviews About TheGreen Dot primor® Visa® Gold Secured Credit Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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16.74% - 24.74% (V)
Annual Fee
None
Rewards Rate
0.5 points / $1
Minimum Credit
Limited History
Rewards Details
- Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.
- Earn 1 point for every $2 spent on eligible purchases.
- You can redeem points for gift cards at popular retailers, e-certificates, catalog merchandise, air travel, hotels, and eligible State Farm products.
- Many student discounts provided by Visa.
Additional Info
- Works with Apple Pay
- Online and mobile access anytime
- Account Fraud Monitoring
- Auto Rental Collision Damage Waiver.
- Zero Fraud Liability.
- See More Details & Reviews About TheState Farm Bank Student Visa® Credit Card
NO FOREIGN FEE
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Questions & Answers
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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