Visa Credit Cards for Fair Credit
WalletHub makes it easy to find the best credit card for you.
Visa credit cards for fair credit are designed for people who are either in the early stages of their credit careers or are in the process of rebuilding their credit standing and want a card … show more… show more
show less
Showing 1 – 7 of 7
Petal® 2 Visa® Credit Card Petal® 2 Visa® Credit Card
Purchase Intro APR
→
N/A
Transfer Intro APR
→
N/A
Regular APR
→
12.99% - 26.99% (V)
Rewards Details
- Up to 1.5% cash back after making 12 on-time monthly payments
- 1% cash back on eligible purchases right away
- 2% - 10% cash back from select merchants
Additional Info
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
- $500-$10,000 credit limits
- Variable APRs 12.99%-26.99%
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
- See More Details & Reviews About ThePetal® 2 Visa® Credit Card
Credit One Bank® Platinum Visa® with Cash Back Rewards Credit One Bank® Platinum Visa® with Cash Back Rewards
Purchase Intro APR
→
N/A
Transfer Intro APR
→
N/A
Regular APR
→
17.99% - 23.99% (V)
Rewards Details
- Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
Additional Info
- CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
- Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges.
- Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
- Keep an eye on your credit information with free online access to your Experian credit score. Terms apply.
- Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ‘til they arrive in the mail.
- See More Details & Reviews About TheCredit One Bank® Platinum Visa® with Cash Back Rewards
Petal® 1 Visa® Credit Card Petal® 1 Visa® Credit Card
Purchase Intro APR
→
N/A
Transfer Intro APR
→
N/A
Regular APR
→
19.99% - 29.49% (V)
Additional Info
- $0 Annual Fee
- 2% - 10% cash back from select merchants
- $500-$5,000 credit limits
- Variable APRs 19.99-29.49% APR
- No annual or international transaction fees. Late and returned payment fees may apply
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
- See More Details & Reviews About ThePetal® 1 Visa® Credit Card
Upgrade Visa® Card with Cash Rewards Upgrade Visa® Card with Cash Rewards
Purchase Intro APR
→
N/A
Transfer Intro APR
→
N/A
Regular APR
→
8.99% - 29.99%
Rewards Details
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
Additional Info
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- See More Details & Reviews About TheUpgrade Visa® Card with Cash Rewards
Total VISA® Credit Card Total VISA® Credit Card
One-Time Fees
→
$89*
Regular APR
→
34.99%*
Annual Fee
$75 1st yr, $48 after*
Monthly Fee
None 1st year, $6.25 after*
Minimum Credit
Bad Credit
Additional Info
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine Visa® card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- $300 credit limit (subject to available credit).
- Reports monthly to all three major credit bureaus
- Select your favorite card design from our gallery, for free!
- *See rates, fees, costs and limitations for additional details
- See More Details & Reviews About TheTotal VISA® Credit Card
First Access VISA® Credit Card First Access VISA® Credit Card
One-Time Fees
→
$95*
Regular APR
→
34.99%*
Annual Fee
$75 1st yr, $48 after*
Monthly Fee
None 1st year, $6.25 after*
Minimum Credit
Bad Credit
Additional Info
- Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Select your favorite card design from our gallery, for free!
- All credit histories considered for this no security deposit credit card
- Online Customer Center available 24 x 7
- Issued by The Bank of Missouri
- *See rates, fees, costs and limitations for additional details
- See More Details & Reviews About TheFirst Access VISA® Credit Card
Best Buy® Gold Visa Credit Card Best Buy® Gold Visa Credit Card
Purchase Intro APR
→
0% - 12.99% for 12 - 48 months
Transfer Intro APR
→
N/A
Regular APR
→
25.24% (V)
Annual Fee
$59
Rewards Rate
0.5 - 2.5 points / $1
Minimum Credit
Fair Credit
Rewards Details
- Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.
- Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.
- Get 1.5 Points per $1 spent (3% back in rewards) on net purchases made at gas stations.
- Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores. Plus, 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy.
- Choose 5% back in rewards or flexible financing options. Get a $5 reward certificate for every 250 points.
- My Best Buy Elite Plus members get a 0.5 point bonus (an additional 1% back in rewards, total of 6%) per dollar spent using a My Best Buy Credit Card with standard credit.
Additional Info
- Deferred Interest Details: No Interest if paid in full within 12 months on storewide purchases of at least $299.
- Deferred Interest Details: No Interest if paid in full within 24 months on unlocked phones and Geek Squad® purchases of $649 or more.
- Deferred Interest Details: No Interest if paid in full within 24 months on select exercise equipment and Geek Squad® purchases of $799 and up.
- Deferred Interest Details: No interest if paid in full within 24 months on home theater and Geek Squad® purchases totaling $999 and up.
- Deferred Interest Details: No interest if paid in full within 18 months on appliance and Geek Squad® purchases totaling $599 and up.
- Extended purchasing plans – 0% - 11.99% APR for 24 months, 8.99% - 12.99% APR for 36 months or 11.90% APR for 48 months on select purchases eligible for the reduced rate credit plan.
- See More Details & Reviews About TheBest Buy® Gold Visa Credit Card
NO FOREIGN FEE
We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}
Questions & Answers
Comparing visa credit cards for fair credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
Searching for answers...No Matching Results
Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Updating Cards