First Commonwealth Federal Credit Union Credit Cards

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First Commonwealth Federal Credit Union Credit Card Reviews

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Lionel Hutz
May 3, 2022 • @Average_User

Joining a credit union is a great idea, especially in the current banking environment. I strongly encourage you to join one, especially if you are looking to finance a home or vehicle. Just don't join this one. First Commonwealth is "first" in all the wrong ways. They're definitely the first credit union to advertise an "interactive teller machine" that they don't actually staff during posted hours. They're also the first credit union I've joined to take *weeks* to process mailed payments. Let's also not forget them being first in advertising external payments for your FCFCU credit card while capping how much you can pay at $3,000. Wow, thanks for making it extra inconvenient each step of the way.

First Commonwealth is trying to punch above their weight. I joined because they showed promise. Sadly those promises were empty. Look into PSECU; I live in the Lehigh Valley and thought having branches would be helpful. It's not.

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First Commonwealth Federal Credit Union Credit Card Q&A

Get answers to your questions about First Commonwealth Federal Credit Union Credit Cards below. For more general questions, visit our Answers section.

Does the First Commonwealth Credit Union report their credit cards to all bureaus?

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Anja Bryson

Yes, the First Commonwealth Credit Union reports their credit cards to all bureaus.

Your financial activity will be reported to TransUnion, Experian and Equifax a few days after your due date, on a monthly basis. This means that with responsible credit utilization and by always paying your bills on time and in full, an FCCU credit card could help you build credit.