First Hawaiian Bank Credit Cards

2,394 Reviews

888-844-4444

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Please find below credit cards offered by First Hawaiian Bank.

Compare First Hawaiian Bank Credit Cards

First Hawaiian Bank Heritage Credit Card

7.4WalletHub Rating

WalletHub Rating

7.4

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit." A score of 10 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

fees

10.0

rewards

0.0

cost

7.4

Interest Rates

9.2

User Reviews

6.0

Other Features

10.0

Purchase Intro APR2.99% for 8 months

Transfer Intro APR2.99% for 8 months|Transfer Fee: 5% (min $5)

Regular APR18% (V)

Purchase Intro APR

2.99% for 8 months

Transfer Intro APR

2.99% for 8 months|Transfer Fee: 5% (min $5)

Regular APR

18% (V)

annual fee

rewards rate

None

minimum credit

Limited History

WalletHub's Take

Pros

No membership fees
2.99% intro APR on purchases
2.99% intro APR on balance transfers
Qualify with limited or no credit history

Cons

No rewards
High regular APR
Foreign fee

Read our editor's full First Hawaiian Bank Heritage Credit Card review.

Additional Info

2.99% Intro APR on balance transfers requested within 30 days of account opening.
Zero liability protection & Mastercard ID Theft Protection.
Extended Warranty.
MasterRental Coverage & Mastercard® Global Service.

Pros, Cons, & Details

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First Hawaiian Bank United MileagePlus Credit Card

7.1WalletHub Rating

WalletHub Rating

7.1

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 10 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

fees

5.8

rewards

6.8

cost

8.2

User Reviews

6.0

Other Features

0.0

Purchase Intro APRNot Offered

Transfer Intro APR2.99% for 8 months|Transfer Fee: 5% (min $5)

Regular APR18% (V)

Purchase Intro APR

Not Offered

Transfer Intro APR

2.99% for 8 months|Transfer Fee: 5% (min $5)

Regular APR

18% (V)

annual fee

$0 intro for 1st year, $99 after

rewards rate

1 - 2 miles / $1

Bonus Offer

30,000 miles

Bonus Offer

30,000 miles

minimum credit

Good

WalletHub's Take

Pros

2.99% intro APR on balance transfers
High rewards rate
30,000 miles initial rewards bonus
No membership fees first year

Cons

Membership fees in the second year
No intro APR on purchases
Balance transfer fee
Requires good/excellent credit

Read our editor's full United MileagePlus Credit Card review.

Rewards Details

30,000 Miles when you spend $1,500 within the first 3 months after account opening.
2x miles per $1 spent on gas, grocery, and United tickets purchased through United ticketing channels. Earn 1x mile per $1 spent on all other purchases.
Receive 2 complimentary United Club lounge passes per account per year.
1st & 2nd Checked Bags Free.
Receive a statement credit of 25% on inflight purchases and Complimentary premier upgrades on award tickets.
Earn 500 PQP for every $12,000 in card spend, up to 1,000 PQP in a calendar year.

Additional Info

2.99% Introductory APR for 8 months on balances transferred within 30 days of account opening.
Zero Liability protection on unauthorized purchases & Mastercard ID Theft Protection.
MasterRental Coverage, Common Carrier Trip Cancellation/Trip Interruption Coverage & Mastercard® Global Service.
Lost luggage assistance.
Worldwide Automatic Travel Accident & Baggage Delay

Pros, Cons, & Details

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First Hawaiian Bank Priority Rewards Credit Card

5.6WalletHub Rating

WalletHub Rating

5.6

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases." A score of 10 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

fees

8.0

cost

5.1

Interest Rates

5.7

User Reviews

6.0

Purchase Intro APR0% for 6 months

Transfer Intro APRNot Offered

Regular APR18% (V)

Purchase Intro APR

0% for 6 months

Transfer Intro APR

Not Offered

Regular APR

18% (V)

annual fee

rewards rate

1 point / $1

Bonus Offer

20,000 points

Bonus Offer

20,000 points

minimum credit

Excellent

WalletHub's Take

Pros

No membership fees
0% intro APR on purchases
20,000 points initial rewards bonus

Cons

No balance transfers allowed
High regular APR
Foreign fee
Requires excellent credit

Read our editor's full First Hawaiian Bank Priority Rewards Credit Card review.

Rewards Details

20,000 bonus CashPoints with $1,500 spend within first 3 months after opening a new account.
Receive one CashPoint for every $1 of net purchases.
Redeem CashPoints for up to 1% cash back, gift cards, merchandise and travel with no blackout dates.
You can transfer your Priority Rewards CashPoints to a friend's or family member's Priority Rewards account.

Additional Info

Zero liability protection on unauthorized purchases & Mastercard ID Theft Protection.
MasterRental Coverage & Mastercard® Global Service.
Extended Warranty.

Pros, Cons, & Details

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First Hawaiian Bank Priority Destinations World Elite Mastercard

6.3WalletHub Rating

WalletHub Rating

6.3

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Travel Rewards." A score of 10 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

fees

7.5

rewards

5.6

cost

6.7

Other Features

0.0

Purchase Intro APR0% for 6 months

Transfer Intro APR4.99% for 8 months|Transfer Fee: 5% (min $5)

Regular APR18% (V)

Purchase Intro APR

0% for 6 months

Transfer Intro APR

4.99% for 8 months|Transfer Fee: 5% (min $5)

Regular APR

18% (V)

annual fee

$0 intro 1st yr, $50 after

rewards rate

1 - 5 miles / $1

minimum credit

Excellent

WalletHub's Take

Pros

0% intro APR on purchases
4.99% intro APR on balance transfers
High rewards rate
Bonus rewards categories

Cons

Membership fees in the second year
Spending caps on rewards
No initial rewards bonus
Balance transfer fee

Read our editor's full First Hawaiian Bank Priority Destinations World Elite Mastercard review.

Rewards Details

5x Priority Miles per $1 spent on travel for the first $6,000 in a calendar year. Earn 2x Priority Miles for all other travel purchases after that.
2x Priority Miles on everyday purchases (gas, grocery, cable TV, phone, and utilities); 1x Priority Miles per $1 spent on everything else
Earn unlimited Priority Miles that do not expire as long as you use your card or redeem within 24 months.
Redeem your Priority Miles for travel whenever you want, with no restrictions. Redeem for airline, hotel and car rental gift certificates, cash back, gift cards and more.
Free membership in Mastercard Airport Experiences provided by LoungeKey, with two (2) complimentary airport lounge visits per year ($32 per person per visit thereafter).

Additional Info

Travel Benefits such as Travel Assistance Services, Common Carrier Trip Cancellation/Trip Interruption, Travel Accident Insurance, MasterRental Coverage and Lost Luggage Insurance.
Purchase Benefits: Purchase Assurance, Mastercard ID Theft Protection.

Pros, Cons, & Details

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First Hawaiian Bank Credit Card Reviews

3.9

What's Your Rating?

emmanuel_orupabo
April 12, 2021 • @emmanuel_orupabo

Verified Customer

This card is terrible at reporting the correct account balance to the credit bureaus. I’ve had to go in and dispute my account balance several times. It will get corrected and then go back to the incorrect account. My advice, pay this card off each month and don’t keep a balance on it.

Product: First Hawaiian Bank Credit Cards

Comment

xobmapsym
July 16, 2020 • @xobmapsym

Bank offered me $7,000 for credit. Paid all bills on time and made 3x payment, plus extra payments throughout the month. The bank, without notice, reduced my line to the exact balance of $3,000 (screwing over my utilization and credit score) and then claimed it was because of my credit score (it has increased in fact). I spoke to the AVP of card services and pleaded with them to reconsider. They did NOTHING and in fact made it seem like it was my fault, when really they are tightening up on risk, due to Covid. They gave me no notice whatsoever, as mandated by Fair Lending Act. Unscrupulous behavior, by a bank fostering 'aloha'. I am now in talks with my attorney and making efforts to rally other bank customers, in order to file a class-action lawsuit against this type of greedy behavior.

Product: First Hawaiian Bank Credit Cards

Comment

Aron C
October 8, 2019 • @peaceatmind

Today on 10/07/2019, I wasted 5 hours of my time trying to reset my PIN so I can log in online to redeem my priority rewards. It took the local branch at Wahiawa over one hour to reset the PIN (the employees were very helpful even though FHB's system is horrible). This process is so archaic and it needs to be improved, it shouldn't take an hour to reset a PIN at the bank and writing a letter to do so is ridiculous. Its 2019 nobody writes letters and its less secure because my information is floating around out there now.

I then spent the next four hours trying to log in to redeem my priority rewards. The PIN that was reset, but it did not work. I called 1-800-868-2856 and ended speaking with Lewis the "Supervisor" at the call center int he mainland. Lewis's customer service is horrendous and he was as useful as screen doors on a submarine. Lewis did not even listen to one second of what I was requesting, which was help creating a log in for the priority rewards. A simple process that should have taken 2 minutes dragged on for over an hour as Lewis kept argueing with me instead of trying to help me. Not once did he do a single thing to help me with this process and kept saying "there is nothing we can do you have to contact First Hawaiian Bank at the Branch." This was a lie because he has access to all my information, but didn't want to lift a finger and thought it was more productive to anger and hassle me. Lewis is one of the worst employees at the Call Center I have ever talked to and he has ZERO customer service skills.

After Lewis hung up on me with NO resolution, I called FHB again and went back and forth with people from different departments for HOURS with no solution. FHB needs to get their act together. Such a simple process shouldn't take anyone 5 hours and STILL not get resolved. Please have someone contact me at who will actually help me set up this account, its really not that hard.

Product: First Hawaiian Bank Credit Cards

Comment

Review First Hawaiian Bank Credit Cards

First Hawaiian Bank Credit Card Q&A

Get answers to your questions about First Hawaiian Bank Credit Cards below. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.

Does the First Hawaiian United MileagePlus Business card offer free checked bag as a benefit?

Upvote

thomas friedman, WalletHub Credit Card Analyst

Unfortunately you do not get a first free checked bag with the First Hawaiian United MileagePlus Business card.

Can I get 20,000 miles after spending $1,000 in the first 3 months?

Upvote

Alice Kane, WalletHub Analyst

Nope, this card doesn't offer such a promotion. I think you mean the Cap One VentureOne. That one does.

How do I increase my credit limit with First Hawaiian Bank?

Upvotes

John Miller, Credit Cards Moderator

You can increase your credit limit with First Hawaiian Bank by making a request over the phone at (808) 847-4444, or by visiting a First Hawaiian Bank branch. Unfortunately, you cannot request a credit limit increase online.

To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income First Hawaiian Bank has on file. First Hawaiian Bank will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.

What's the starting credit limit for the First Hawaiian Bank Heritage card?

Upvotes

John Miller, Credit Cards Moderator

There is no disclosed starting credit limit for the First Hawaiian Bank Heritage Credit Card. First Hawaiian Bank does not include any specific credit limit information in the card's terms. For the most part, credit limits depend on each applicant's overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.

Keep in mind that you can ask to get a credit limit increase by calling customer service at (800) 342-2778...

How much is the balance transfer limit for the First Hawaiian Bank Heritage card?

Upvotes

John Miller, Credit Cards Moderator

The balance transfer limit for the First Hawaiian Bank Heritage Credit Card is an amount equal to your credit limit, minus the 5% (min $5) balance transfer fee. The card also offers an intro transfer APR of 2.99% for 8 months, 18% (V) after that.

Just keep in mind that you can only transfer credit card debts to the First Hawaiian Bank Heritage Credit Card. Also, you cannot request a balance transfer from other First Hawaiian Bank credit cards.

WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: First Hawaiian Bank Heritage Credit Card, First Hawaiian Bank United MileagePlus Credit Card, First Hawaiian Bank Priority Rewards Credit Card, and First Hawaiian Bank Priority Destinations World Elite Mastercard

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.