This card is terrible at reporting the correct account balance to the credit bureaus. I’ve had to go in and dispute my account balance several times. It will get corrected and then go back to the incorrect account. My advice, pay this card off each month and don’t keep a balance on it.
Compare First Hawaiian Bank Credit Cards
Please find below credit cards offered by First Hawaiian Bank.

Not Offered
2.99% for 8 months|Transfer Fee: 5% (min $5)
16.24% (V)
annual fee
$99
rewards rate
1 - 3 miles / $1
Rewards Bonus
25,000 miles
Rewards Bonus
25,000 miles
Good Credit
Pros
- 2.99% intro APR on balance transfers
- High rewards rate
- 25,000 miles initial rewards bonus
- No foreign fee
Cons
- Membership fees
- No intro APR on purchases
- Balance transfer fee
- Requires good/excellent credit
Rewards Details
- 25,000 Miles when you spend $1,500 within the first 3 months after account opening.
- 3x miles per $1 spent on United tickets purchased through United ticketing channels until 2/28/2023 (2x miles thereafter), 2x miles per $1 spent on gas, grocery, and United ticket purchases. Earn 1x mile per $1 spent on all other purchases.
- 2 free one-time passes to the United Club, delivered to you annually in your anniversary month.
- 1st & 2nd Checked Bags Free.
- 25% Discount on In-flight purchases and Complimentary premier upgrades on award tickets.
Additional Info
- 2.99% Introductory APR for 8 months on balances transferred within 30 days of account opening.
- Zero Liability protection on unauthorized purchases & Mastercard ID Theft Protection.
- MasterRental Coverage, Common Carrier Trip Cancellation/Trip Interruption Coverage & Mastercard® Global Service.
- Lost luggage assistance.
- Worldwide Automatic Travel Accident & Baggage Delay
- See More Details & Reviews About First Hawaiian Bank United MileagePlus Credit Card

0% for 6 months
0% for 15 months|Transfer Fee: 3% (min $5)
11.24% - 16.24% (V)
annual fee
$0
rewards rate
1 point / $1
Rewards Bonus
20,000 points
Rewards Bonus
20,000 points
Excellent Credit
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- 20,000 points initial rewards bonus
Cons
- Balance transfer fee
- Foreign fee
- Requires excellent credit
Rewards Details
- 20,000 bonus CashPoints with $1,500 spend within first 3 months after opening a new account.
- Receive one CashPoint for every $1 of net purchases.
- Redeem CashPoints for up to 1% cash back, gift cards, merchandise and travel with no blackout dates.
- You can transfer your Priority Rewards CashPoints to a friend's or family member's Priority Rewards account.
Additional Info
- 0% Intro fixed APR for the first 15 billing cycles following the opening of your new account for balance transfers made within 60 days of account opening.
- Zero liability protection on unauthorized purchases & Mastercard ID Theft Protection.
- MasterRental Coverage & Mastercard® Global Service.
- Extended Warranty.
- See More Details & Reviews About First Hawaiian Bank Priority Rewards Credit Card

Not Offered
Not Offered
14.24% - 16.24% (V)
annual fee
$0
rewards rate
1 - 3% Cash Back
Rewards Bonus
$125
Rewards Bonus
$125
Excellent Credit
Pros
- No membership fees
- High rewards rate
- $125 initial rewards bonus
- Reports to the three major credit bureaus
Cons
- No intro APR on purchases
- No balance transfers allowed
- Foreign fee
- Requires excellent credit
Rewards Details
- $125 cash back with $1,500 spend within first 3 months after opening a new account.
- Earn 3% cash back on gas purchases, 2% cash back on grocery purchases and 1% cash back on all other purchases.
- Cash rewards are automatically credited to your monthly credit card statement.
Additional Info
- Zero liability protection on unauthorized purchases.
- Mastercard ID Theft Protection.
- Extended Warranty.
- MasterRental Coverage & Mastercard® Global Service.
- See More Details & Reviews About First Hawaiian Bank Cash Rewards Credit Card

Not Offered
4.99% for 8 months|Transfer Fee: 5% (min $5)
14.24% - 16.24% (V)
annual fee
$0 intro 1st yr, $50 after
rewards rate
1 - 5 miles / $1
Excellent Credit
Pros
- 4.99% intro APR on balance transfers
- High rewards rate
- Bonus categories
- No membership fees first year
Cons
- Membership fees in the second year
- Spending caps on rewards
- No rewards bonus
- No intro APR on purchases
Rewards Details
- 5x Priority Miles per $1 spent on travel for the first $6,000 in a calendar year. Earn 2x Priority Miles for all other travel purchases after that.
- 3x Priority Miles per $1 spent on dining purchases until 6/30/22; 2x Priority Miles on everyday purchases (gas, grocery, cable TV, phone, and utilities); 1x Priority Miles per $1 spent on everything else
- Earn unlimited Priority Miles that do not expire as long as you use your card or redeem within 24 months.
- Redeem your Priority Miles for travel whenever you want, with no restrictions. Redeem for Airline, hotel and car rental gift certificates, Cash back, Gift cards and more.
- Free membership in Mastercard Airport Experiences provided by LoungeKey, with two (2) complimentary airport lounge visits per year ($32 per person per visit thereafter).
Additional Info
- Travel Benefits such as Travel Assistance Services, Common Carrier Trip Cancellation/Trip Interruption, Travel Accident Insurance, MasterRental Coverage and Lost Luggage Insurance.
- Purchase Benefits: Purchase Assurance, Mastercard ID Theft Protection.
- See More Details & Reviews About First Hawaiian Bank Priority Destinations World Elite Mastercard

2.99% for 8 months
2.99% for 8 months|Transfer Fee: 5% (min $5)
11.24% - 16.24% (V)
annual fee
$0
rewards rate
None
Limited History
Pros
- No membership fees
- 2.99% intro APR on purchases
- 2.99% intro APR on balance transfers
- Qualify with limited or no credit history
Cons
- No rewards
- No rewards bonus
- Balance transfer fee
- Foreign fee
Additional Info
- 2.99% Intro APR on balance transfers requested within 30 days of account opening.
- Zero liability protection & Mastercard ID Theft Protection.
- Extended Warranty.
- MasterRental Coverage & Mastercard® Global Service.
- See More Details & Reviews About First Hawaiian Bank Heritage Credit Card
First Hawaiian Bank Credit Card Reviews
What's Your Rating?
I then spent the next four hours trying to log in to redeem my priority rewards. The PIN that was reset, but it did not work. I called 1-800-868-2856 and ended speaking with Lewis the "Supervisor" at the call center int he mainland. Lewis's customer service is horrendous and he was as useful as screen doors on a submarine. Lewis did not even listen to one second of what I was requesting, which was help creating a log in for the priority rewards. A simple process that should have taken 2 minutes dragged on for over an hour as Lewis kept argueing with me instead of trying to help me. Not once did he do a single thing to help me with this process and kept saying "there is nothing we can do you have to contact First Hawaiian Bank at the Branch." This was a lie because he has access to all my information, but didn't want to lift a finger and thought it was more productive to anger and hassle me. Lewis is one of the worst employees at the Call Center I have ever talked to and he has ZERO customer service skills.
After Lewis hung up on me with NO resolution, I called FHB again and went back and forth with people from different departments for HOURS with no solution. FHB needs to get their act together. Such a simple process shouldn't take anyone 5 hours and STILL not get resolved. Please have someone contact me at who will actually help me set up this account, its really not that hard.
First Hawaiian Bank Credit Card Q&A
Get answers to your questions about First Hawaiian Bank Credit Cards below. For more general questions, visit our Answers section.
- Most Popular
- Most Upvotes
Does the First Hawaiian United MileagePlus Business card offer free checked bag as a benefit?
Unfortunately you do not get a first free checked bag with the First Hawaiian United MileagePlus Business card.
Can I get 20,000 miles after spending $1,000 in the first 3 months?
Does the First Hawaiian Bank United MileagePlus card offer priority boarding?
No, the First Hawaiian Bank United MileagePlus Credit Card doesn't offer priority boarding. The travel benefits that come with this card are:
- Free 1st and 2nd checked bags
- 2 complimentary United Club one-time passes/year
- Complimentary premier upgrades on award tickets
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