The best First National credit card, in terms of overall value, is the Best Western Premium Credit Card. It offers a big initial rewards bonus, which alone should be enough for at least a few free nights. The ongoing rewards aren’t too shabby, either. But if you’re not in the market for a way to save on hotel stays, the First National Bank of Omaha Complete Rewards℠ Visa® Card could be a good choice. You can score a small cash bonus to start, plus a 0% intro APR on purchases, and there’s no annual fee.
However, general-purpose ongoing rewards are not a strong suit for First National credit cards. So you’ll probably need to turn to another issuer for a good cash back credit card or points/miles that you can use with any travel provider. The same goes for people with limited or fair credit. First National Bank of Omaha only has offers for people with good or excellent credit and people with bad credit.
Below, you can get a feel for how the top First National credit card offers compare to one another in some key categories.
| Best for… | FNB Credit Card | Annual Fee | Min. Credit Required |
| Hotel Rewards | Best Western Premium Credit Card | None 1st yr, $59 after | Good |
| Airline Rewards | Sun Country Airlines Credit Card | None 1st yr, $69 after | Good |
| 0% Purchases | First National Bank of Omaha Complete Rewards℠ Visa® Card | None | Excellent |
| Balance Transfer | First National Bank of Omaha Platinum Edition® Visa® Card | None | Excellent |
| Bad Credit | First National Bank of Omaha Secured Visa® Card | None | Bad |
| Online Shopping | Overstock.com Credit Card | None | Good |
| Business | First National Bank of Omaha Business Edition® Visa® Card with Business Category Rewards | None | Excellent |
Check out WalletHub’s picks for the best rewards cards, the best 0% cards and the best credit cards with no annual fee to see if any First National offers made the cut. You can also check your latest credit score for free on WalletHub to see which cards you have a good shot at getting approved for.
