First Progress Credit Cards
Popular First Progress Credit Cards
Below, you can learn more about the latest First Progress credit cards and find answers to the most common First Progress credit card questions.

Secured Card
Min Deposit of $100
One-Time Fees
$19.95
24.24% (V)
annual fee
$25 intro 1st yr, $35 after
monthly fee
$0
rewards rate
1% Cash Back
Bad Credit
Pros
- Qualify with limited or no credit history
- Low security deposit
Cons
- One-time fees
- High regular APR
- Foreign fee
Rewards Details
- Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
Additional Info
- Building credit starts immediately when you open your account - just pay your bill on time to establish your credit.*
- Reports to all 3 major credit bureaus
- First Latitude is accepted wherever Mastercard® is accepted, online and worldwide!
- Pay 6-months-on-time and apply to get a second credit card in your wallet!
- *Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- More Details & Reviews About First Latitude Platinum Mastercard® Secured Credit Card

Secured Card
Min Deposit of $200
One-Time Fees
$0
14.99% (V)
annual fee
$49
monthly fee
$0
rewards rate
1% Cash Back
Bad Credit
Pros
- Qualify with limited or no credit history
- 1% cash back on payments
Cons
- Membership fees
- Foreign fee
- Requires security deposit
Rewards Details
- Earn 1% Cash Back Rewards on payments!
Additional Info
- No minimum credit history or credit score required.
- Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
- Accepted wherever Mastercard® is accepted, online and worldwide!
- Reports to all 3 major credit bureaus.
- Manage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!
- More Details & Reviews About First Progress Platinum Prestige Mastercard® Secured Credit Card

Secured Card
Min Deposit of $200
One-Time Fees
$0
18.99% (V)
annual fee
$39
monthly fee
$0
rewards rate
1% Cash Back
Bad Credit
Pros
- Qualify with limited or no credit history
- Relatively low security deposit
- 1% cash back on payments
Cons
- Membership fees
- High regular APR
- Foreign fee
Rewards Details
- Earn 1% Cash Back Rewards on payments made to your First Progress Secured credit card account.
- Imagine being rewarded for simply paying your bill each month.
Additional Info
- No minimum credit history or credit score required!
- Accepted wherever Mastercard® is accepted, online and worldwide!
- Reports to all 3 major credit bureaus
- Manage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!
- More Details & Reviews About First Progress Platinum Select Mastercard® Secured Credit Card

Secured Card
Min Deposit of $200
One-Time Fees
$0
24.99% (V)
annual fee
$29
monthly fee
$0
Bad Credit
Pros
- Low membership fees
- Qualify with limited or no credit history
Cons
- High regular APR
- Foreign fee
- Requires security deposit
Additional Info
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application; No credit inquiry required!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide program; available in all 50 US states *See Card Terms.
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!
- More Details & Reviews About First Progress Platinum Elite Mastercard® Secured Credit Card

Secured Card
Min Deposit of $200
One-Time Fees
$0
28.74% (V)
annual fee
$0
monthly fee
$0
Bad Credit
Pros
- No membership fees
- Qualify with limited or no credit history
Cons
- High regular APR
- Foreign fee
- Requires security deposit
Additional Info
- Full-Feature Platinum Mastercard® Secured Credit Card
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 – $2,000 Submitted with Application
- 24/7 Online Access to Your Account
- More Details & Reviews About Assent Platinum Secured Credit Card
Featured Credit Cards
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First Progress Credit Cards FAQ
Get answers to your questions about First Progress Credit Cards below. For more general questions, visit our Answers section.
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What credit score is needed for a First Progress Credit Card?
There is no credit score requirement for a First Progress credit card, as all its credit cards accept applicants with bad credit (300+).
If you qualify for one of their secured credit cards, you would also qualify for any of their cards.
So, these are very lenient credit score requirements, but you will have to live with an annual fee. There are some secured credit cards, though, that do not carry this burden. Ultimately, you can check out our editors' latest picks for the best secured credit cards in the market.
How can I pay my First Progress Platinum Select card?
The easiest way you can pay your First Progress Platinum Select is either online or through the mobile app for Android. Alternatively, you can make a payment over the phone at (866) 706-5543 or by mail. First Progress does not allow cardholders to set up automatic payments.
Ways to Make a First Progress Platinum Select Payment
- Online: Log in to your online account and click on the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from.
- Through the mobile app: If you are an Android user, log in to your account and select your card, then tap the payment button.
- Over the phone: Call (866) 706-5543 and enter your card information when asked. Then follow the prompts to make a credit card payment.
- By mail: Send a check or money order (but not cash) to:
First Progress Card
P.O. Box 84010
Columbus, GA 31908-4010
If you choose to make a payment via mail, make sure to always send it at least 5-7 days before your due date. Write your credit card number on the check, too.
Does First Progress have any unsecured credit cards?
No, First Progress does not have any unsecured credit cards. This issuer only offers secured credit card options. First Progress markets its credit cards for people looking to establish or rebuild credit.
Things to Know About First Progress Credit Cards
Secured credit cards, including First Progress cards, require a refundable security deposit to open the account. Deposits for First Progress secured credit cards vary by card but can start at either $100 or $200. However, approved applicants can choose to deposit up to $2,000 or $5,000, depending on the card. The amount of the deposit determines your initial credit limit, and also serves as collateral for the issuer, should you default on the account. You'll get the deposit back when you close the account with no outstanding balance.
If you're not set on First Progress as an issuer, there are other credit card issuers offering unsecured cards for people who want to repair their credit.
Alternative Unsecured Credit Card Options
Keep in mind that unsecured credit cards for rebuilding credit are saddled with high interest rates and a host of fees. That will take a sizeable chunk out of what will likely be a pretty low credit limit.
Therefore, secured credit cards are the better deal for repairing less-than-good credit. You will have to put down your own money to open the account, but it's money you'll get back if you use the card responsibly. If you establish a history of timely payments, you may receive a credit limit increase or be eligible to transition to an unsecured credit card with better terms.
How do I cancel my First Progress credit card?
You can cancel your First Progress credit card by reaching a representative from your online banking account or by calling (888) 403-4783.
Make sure to pay down any outstanding balance you might have on the card before canceling to receive your security deposit back in full. Otherwise, you might only get a partial refund or none at all. If you do qualify for a refund, you will receive it within 10 weeks of closing the account.
How does the First Progress late payment forgiveness work?
There isn't such a thing as a First Progress late payment forgiveness.
First Access states in the card's Terms and Conditions that if they do not receive at least the minimum payment due by the due date shown on your monthly billing statement, you will be charged a late payment fee.
If it's the first occurrence however, you can try calling them to see if you can work something out, at (888) 267-7980.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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