Earn 1 rewards point for every dollar spent on your everyday purchases.
Use your Rewards Points for travel, merchandise, gift cards and more.
No points maximum and your points never expire.
Additional Info
Purchase Assurance - When an item you bought with your covered card is damaged or stolen within ninety (90) days of purchase, you may be eligible for benefits under this coverage.
Mastercard Global Service™ - Provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.
Mastercard ID Theft Protection™ - Theft resolution services, should you believe you are a victim of identity theft.
First Tech Federal Credit Union Credit Card Reviews
5
37%
4
11%
3
0%
2
5%
1
47%
2.8
19 reviews
19 reviews
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concernedpatron @concernedpatron
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1 Star Rating
AVOID: You may as well bank with BoA or Chase since the Addison Ave. merger - they behave worse than either of them. Not only did they almost screw us out of our house a few years back (long story, but pulled plug 3 weeks before closing and left us in a lurch. Thankfully our realtor knew another broker that not only got us a better rate, but pulled through and got us closed on time), but their Credit Card review process is comical - just got another letter today for their Annual "we're raising your credit card rate" because they do an annual review in JANUARY and if your score goes down even a little they jack up the interest rate due to "high balances" (seriously, still an 800, who's credit cards don't get used around the holidays) .. they won't review or even take anything into consideration when you can see all balances paid off that same month.. 3 years straight they've done this, thankfully i've already pulled all our main accounts over to BECU who beats them by light years. Only thing keeping any accounts open there is the lack of yearly fees (and laziness.)
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Product: First Tech Federal Credit Union Credit Cards
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1
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Fuck No @hisbeloved108
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1 Star Rating
they took me to court, saying I didn't want to make payment or reach agreements for my debt! I have a sworn statement from First Tech Stating I didn't want to make agreements. I never said to them I wouldn't pay the debt for 1, second I tried reaching a payment agreement they just wanted me to pay a ridiculous amount a month which I told them I couldn't afford, so they charged me with fees to reach my debt to 10,000.00 plus so they could hire a lawyer and try put a lean against my house, not my car ( I have a loan with them, which they did reach agreements to make smaller payments, but they didn't come to terms of agreement for my Credit card as much as I tried! STAY AWAY FROM THESE PEOPLE THEY WILL SCREW YOU OVER! This is far from over, I we will see them at court! I am ready!
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Product: First Tech Federal Credit Union Credit Cards
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csp11ceo @csp11ceo
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1 Star Rating
If I could give a negative 5 star I would! This institution is has no respect for their customers. They have outrageously horrible customer service. During the COVID-19 pandemic they basically took advantage of my distressed financial situation just to make a profit. I'm a military vet and I currently serve as a government employee. I am very disappointed. I plan to contact the president/ceo about this occurrence. *** I advise**** Please don't do business with this banking institution...
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Product: First Tech Federal Credit Union Credit Cards
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Anthony N @anthonyn_82
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5 Star Rating
Verified Customer
I love this credit union, the only thing I can suggest is make it earlier to make payments from external accounts, currently, you have to send funds to your internal account
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Product: First Tech Federal Credit Union Credit Cards
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0
1
Randall @earthtrek
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5 Star Rating
Verified Customer
For a 0% transfer fee, and 0% interest for 12 months, you can't beat this off to consolidate debt. Transfer of credit card debt was simple and quick. This was the right offer at the right time for me!
Really want to give 0 star if possible, Everyone on the phone is so rude, one of the ladies just ended the phone, I don't know how it can be possible, trust me don't go with this company, horrible customer service
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Product: First Tech Federal Credit Union Credit Cards
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2
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John Long @jslong12
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1 Star Rating
Please do not join this credit union! I was trying to get a credit card after a flyer came in my mail saying that I was pre-approved. I called them at least a dozen times to get information. Every time I called-an agent would take my phone number and say that somebody would call me back. NOBODY ever called me back. I E mailed them proof of income like they requested via my E mail. I was then told that it would have to be proven for the last 6 months! This was stated to me over a month after my initial application was filed!! I will NEVER give them my business in the future!!! John Long
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Product: First Tech Federal Credit Union Credit Cards
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2
0
David Berberich @davidb2id
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1 Star Rating
I responded to a credit card pre-approval online and filled out an application. It took two days for a response. The response was that I was approved for a third of the amount and almost triple the interest rate of the offer. The response also stated that I needed to verify income by producing a last 30 days bank statement to prove all stated income. I produced a whole 2020 YTD proof of income with bank statements. I then received another request that they needed 2 years tax returns, and I provided, I then received an email saying they were blurry. Yet I could read every letter and every number on the returns . My payment history on the bureau is marked as exceptional payment history with no lates ever. My ratio of debt to credit card limits is 26%. I own my own home and all my rental properties out right. What’s my point? This place is weird be careful.
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Product: First Tech Federal Credit Union Credit Cards
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2
0
Neeraj @neerajj
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5 Star Rating
Verified Customer
Best card for high limit and 0% balance transfer. Has great perks and customer care is amazing ! Highly recommend for someone trying to improve their score.
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Product: First Tech Federal Credit Union Credit Cards
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1
Jack @jackalmond5
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5 Star Rating
Verified Customer
Great business to associate with, the customer service is above reproach. The services offered are very helpful as well as product.
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Product: First Tech Federal Credit Union Credit Cards
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Review First Tech Federal Credit Union Credit Cards
First Tech Federal Credit Union Credit Card Q&A
Get answers to your questions about First Tech Federal Credit Union Credit Cards below. For more general questions, visit our Answers section.
The First Tech Credit Union Platinum credit card will help you build credit.
It's a secured card which requires a refundable security deposit upon account opening. This deposit will also serve as your credit limit, not allowing you to spend more than you can actually afford.
First Tech Credit Union's Platinum card also reports your financial activity to the major credit bureaus TransUnion, Experian and Equifax on a monthly basis. So with some responsible credit utilization it could easily help you build your credit.
The starting credit limit for the First Tech Federal Credit Union Platinum Secured card is $500. You will have to make a security deposit for this amount, which will be refunded to you upon closing your account.
On the other hand, this card has the highest credit limit allowed for a secured card: $25,000.
Whenever you want to increase your credit limit, you can submit a request online for another payment which will be added to your existing security deposit.
Unfortunately, you cannot qualify for First Tech Federal Credit Union Platinum Secured Mastercard® graduation. If your credit score has improved and you'd like a card that you don't need a security deposit for, you'd have to apply separately. Call First Tech FCU's customer service at (855) 855-8805 to talk about which unsecured credit cards you qualify for.
Unfortunately, there's no way to see if you pre-qualify with only a soft pull on your credit. But as a member of FTFCU, you might receive a pre-approved offer from the issuer. Anyhow, your chances of approval are good, even with bad credit.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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