Compare First Tech Federal Credit Union Credit Cards
Please find below credit cards offered by First Tech Federal Credit Union.

Secured Card
Min Deposit of $500
One-Time Fees
$0
9.25% - 18% (V)
annual fee
$0
monthly fee
$0
rewards rate
1 point / $1
Bad Credit
Pros
- No membership fees
- Low regular APR
- No foreign fee
- Qualify with bad credit
Cons
- No rewards bonus
- Requires security deposit
Rewards Details
- Earn 1 rewards point for every dollar spent on your everyday purchases.
- Use your Rewards Points for travel, merchandise, gift cards and more.
- No points maximum and your points never expire.
Additional Info
- Purchase Assurance - When an item you bought with your covered card is damaged or stolen within ninety (90) days of purchase, you may be eligible for benefits under this coverage.
- Mastercard Global Service™ - Provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.
- Mastercard ID Theft Protection™ - Theft resolution services, should you believe you are a victim of identity theft.
- See More Details & Reviews About First Tech Federal Credit Union Platinum Secured Mastercard®
First Tech Federal Credit Union Credit Card Reviews
What's Your Rating?
I love this credit union, the only thing I can suggest is make it earlier to make payments from external accounts, currently, you have to send funds to your internal account
Really want to give 0 star if possible, Everyone on the phone is so rude, one of the ladies just ended the phone, I don't know how it can be possible, trust me don't go with this company, horrible customer service
First Tech Federal Credit Union Credit Card Q&A
Get answers to your questions about First Tech Federal Credit Union Credit Cards below. For more general questions, visit our Answers section.
- Most Popular
- Most Upvotes
Will the First Tech Credit Union Platinum credit card help me build credit?
The First Tech Credit Union Platinum credit card will help you build credit.
It's a secured card which requires a refundable security deposit upon account opening. This deposit will also serve as your credit limit, not allowing you to spend more than you can actually afford.
First Tech Credit Union's Platinum card also reports your financial activity to the major credit bureaus TransUnion, Experian and Equifax on a monthly basis. So with some responsible credit utilization it could easily help you build your credit.
What's the starting credit limit for the First Tech Federal Credit Union Platinum Secured card?
The starting credit limit for the First Tech Federal Credit Union Platinum Secured card is $500. You will have to make a security deposit for this amount, which will be refunded to you upon closing your account.
On the other hand, this card has the highest credit limit allowed for a secured card: $25,000.
Whenever you want to increase your credit limit, you can submit a request online for another payment which will be added to your existing security deposit.
How do I get a First Tech Union Platinum credit limit increase?
How can I qualify for First Tech Federal Credit Union Platinum Secured card graduation?
Unfortunately, you cannot qualify for First Tech Federal Credit Union Platinum Secured Mastercard® graduation. If your credit score has improved and you'd like a card that you don't need a security deposit for, you'd have to apply separately. Call First Tech FCU's customer service at (855) 855-8805 to talk about which unsecured credit cards you qualify for.
Does the First Tech Federal Credit Union Platinum Secured card do a hard pull?
Yes, the First Tech Federal Credit Union Platinum Secured Mastercard® does a hard pull when you apply for it. This can have a short-term negative effect on your credit score.
Unfortunately, there's no way to see if you pre-qualify with only a soft pull on your credit. But as a member of FTFCU, you might receive a pre-approved offer from the issuer. Anyhow, your chances of approval are good, even with bad credit.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.