Gas Credit Cards
WalletHub makes it easy to find the best gas card for you.
To point you in the right direction, WalletHub’s editors compared the gas credit cards in our database of 1,000+ credit card offers. We evaluated their rewards, fees, rates and approval requirements. This allowed us to select the top gas credit cards for different types of applicants, which you can find listed below.
Best Gas Credit Cards of 2021
- Wells Fargo Propel American Express® card: Best for Travel
- Blue Cash Preferred® Card from American Express: Best for Cash Back at Any Station
- Discover it® Secured Credit Card: Easy to Get
- Costco Anywhere Visa® Card by Citi: Best for Costco Members
- Shell Credit Card: Best for Instant Approval
- PenFed Platinum Rewards Visa Signature® Card: Best for Points at Any Station
- Ink Business Cash® Credit Card: Best for Businesses
- USAA® Cashback Rewards Plus American Express® Card: Best for Military Community
Discover it® Cash Back Discover it® Cash Back
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
- Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem cash back in any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- #1 Most Trusted Credit Card according to Investor’s Business Daily.
- No annual fee.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- See More Details & Reviews About TheDiscover it® Cash Back
Blue Cash Everyday® Card from American Express Blue Cash Everyday® Card from American Express

- Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores.
- 1% Cash Back on other purchases.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
- Terms Apply.
- Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- No annual fee.
- See More Details & Reviews About TheBlue Cash Everyday® Card from American Express
Bank of America® Cash Rewards credit card Bank of America® Cash Rewards credit card

- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
- No annual fee
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- Contactless Cards - The security of a chip card, with the convenience of a tap
- See More Details & Reviews About TheBank of America® Cash Rewards credit card
Discover it® chrome Discover it® chrome
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Redeem your cash back for any amount, any time. Cash rewards never expire.
- 100% U.S. Based Customer Service available any time.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- No annual fee.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- See More Details & Reviews About TheDiscover it® chrome
Discover it® Secured Credit Card Discover it® Secured Credit Card
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- No Annual Fee, earn cash back, and build your credit with responsible use.
- Using your secured credit card helps build a credit history with the three major credit bureaus. Generally, prepaid and debit cards can’t do that.
- Establish your credit line with your tax return by providing a refundable security deposit of at least $200 after being approved. Bank information must be provided when submitting your deposit.
- Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- See More Details & Reviews About TheDiscover it® Secured Credit Card
Citi Rewards+® Card Citi Rewards+® Card

- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti Rewards+® Card
Blue Cash Preferred® Card from American Express Blue Cash Preferred® Card from American Express

- Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Terms Apply.
- $0 introductory annual fee for one year, then $95.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- See More Details & Reviews About TheBlue Cash Preferred® Card from American Express
Citi Premier® Card Citi Premier® Card

- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
- See More Details & Reviews About TheCiti Premier® Card
Capital One® Walmart Rewards® Mastercard® Capital One® Walmart Rewards® Mastercard®

- Earn 5% cash back on Walmart.com purchases, including pickup and delivery
- Earn 2% cash back on purchases in Walmart stores, 2% cash back on restaurants and travel purchases, and 1% cash back on all other purchases everywhere else Mastercard® is accepted
- Introductory offer: Earn 5% cash back on purchases in Walmart stores when you use this card with Walmart Pay for the first 12 months after approval
- Redeem rewards for cash back, statement credits, recent purchases in and out of Walmart, travel, and gift cards
- $0 annual fee
- No foreign transaction fees
- See More Details & Reviews About TheCapital One® Walmart Rewards® Mastercard®
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

- Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
- Enjoy preferred boarding on American Airlines flights
- No Foreign Transaction Fees
- The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® / AAdvantage® Platinum Select® World Elite Mastercard®
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Best Gas Station Credit Cards

If you’d prefer not to pay an annual fee, the PenFed Platinum Rewards Visa Signature® Card is another great gas rewards credit card to consider. It gives 5 points per $1 spent on gas at any station and has a $0 annual fee. Plus, anyone can join Pentagon Federal Credit Union.
There are plenty of rewarding gas cards to choose from, though. And the table below will show you how the top offers compare in key categories.
Best Gas Cards
Credit Card | Best For | Gas Rewards |
Amazon.com Credit Card | Gas Rewards for Amazon | 2 points per $1 spent |
Blue Cash Preferred® Card from American Express | Cash Back | 3% cash back |
Costco Anywhere Visa® Card by Citi | Gas and Groceries | Up to 4% cash back |
USAA® Cashback Rewards Plus American Express® Card | Veterans | Up to 5% cash back |
Ink Business Cash® Credit Card | Businesses | Up to 2% cash back |
Wells Fargo Propel American Express® card | Gas Stations and Restaurants | 3 points per $1 spent |
Shell Credit Card | Gas Station Credit Card | 10 ¢ / gallon |
Walmart® Store Card | Average Credit | 2% back on Murphy USA and Walmart gas |
For the full list of what our editors consider to be the most rewarding gas station cards on the market right now, check out our Best Gas Credit Cards page.
Learn More About Gas Credit Cards:
Just like you have options at the pump when filling your car’s tank with gas, you have choices when it comes to how exactly you’re going to pay for that type of purchase. To help you make the right call, we’ll highlight the answers to some common questions people have about gas credit cards below.
Gas Credit Card Rewards
Gas credit cards offer rewards in the form of cash back, points, miles or discounts at the pump. It’s natural to seek out whichever card offers the most rewards on paper. But in reality, whether you’re looking for a gas credit card, an airline credit card, a hotel credit card or another type of rewards card, the offer with the highest rewards rate won’t necessarily be the most lucrative for you. For example, a card affiliated with a specific gas-station chain might offer the highest cash-back rate, but if it’s inconvenient for you to fill up there, the extra rewards won’t do you much good.
Gas Credit Card Types
There are several types of gas credit cards to choose from. Some are affiliated with a particular gas-station chain and only give you bonus gas rewards when you fill up there. Others reward you the same at all stations.
Unless you already get gas from a single chain, or can easily begin doing so, we recommend a gas card that rewards you everywhere. If you have to drive out of your way to find a particular station, or if that station charges more than its neighbors, any extra rewards you might earn with a station-specific gas card won’t net you very much.
Gas Credit Card Credit score
The best gas rewards credit cards require good credit or excellent credit for approval. Applicants with a credit score of 700 or higher have the best chances of being approved for a good gas credit card.
Gas cards are available to people of all credit scores, however, so there is no specific minimum credit score required. But the lower your credit score is, the less likely you are to get a credit card with gas rewards. You might be limited to a gas-station card that provides convenience but few other perks.
You can check your latest credit score for free on WalletHub.
Questions & Answers
Comparing gas credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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Featured Credit Cards
Ask the Experts
- What types of people should consider applying for a gas rewards credit card?
- How much higher of a gas rewards earning rate do you think is needed to warrant committing to a particular gas station chain?
- Does it make sense to get a gas rewards credit card when gas prices are low?
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Neel Das
Professor, Department of Marketing, Walker College of Business at Appalachian State University
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Daniel Folkinshteyn
Ph.D., Associate Professor, College of Business at Rowan University
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Audrey Guskey
Ph.D., Professor of Marketing, Palumbo Donahue School of Business, Duquesne University
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Pia A. Albinsson
Ph.D., John W. Guffey Jr. Professor of Marketing, Appalachian State University, Department of Marketing & Supply Chain Management
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Lawrence Duke
Clinical Professor, Drexel University, LeBow College of Business
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Lexi Hutto
Ph.D., Associate Professor of Marketing, Department of Management & Marketing, Millersville University
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