GO2bank Credit Cards

You can get a Green Dot cash advance at any ATM, by using the PIN that was mailed with your card. You can also ask for a PIN by calling the number on the back of your card.

It's good to know that credit card cash advances are really expensive (not just Green Dot cash advances), and should be avoided if possible. If you absolutely need a cash advance, it's important to know that the interest rate will be 19.99% and it will begin accruing immediately. Other than that, you will be charged a cash advance fee of $5 or 3% of the amount you withdraw, whichever is more.

You cannot currently apply for a Green Dot credit card.

As an alternative to Green Dot, you can check out the Capital One Platinum Secured Credit Card or the OpenSky® Secured Visa® Credit Card.

There are plenty of other secured credit cards on the market that you can choose from. The idea is to find the best one for your needs.

Yes, you can use a Green Dot credit card at an ATM. Green Dot Bank currently operates under several other names (GO2bank, GoBank, and Bonneville Bank) and its current credit card offering, the Go2Bank Secured Credit Card, belongs to the Visa network. So you can use it at any ATM that accepts Visa and has the network logo on it.

You will need a PIN to get a cash advance from an ATM, though. If you haven't received one with your Go2Bank Secured Credit Card, you can generate it through your mobile app.

But it's important to know that using a credit card at ATMs will be incredibly expensive in general and on your Go2Bank Secured Credit Card in particular. You will not only have to pay a cash advance fee of 5% (min $10), but you will also be subjected to interest that will start building up right away, with no grace period at all, at a rate of 26.99%.

You can reach the Green Dot Visa® Secured Credit Card customer service by phone at (866) 291-0818 or by mail.

Here is how to reach Green Dot Visa® Secured Credit Card customer service:

By phone: Simply call the customer service number at (866) 291-0818. Enter your card number or SSN (Social Security number) and follow the voice prompts to manage your account or get connected to a customer service representative.

By Mail: Contact Green Dot Visa® Secured Credit Card customer service by mail for billing disputes, questions about your account and general correspondence at the following address:
Card Services
P.O. Box 9206
Old Bethpage, NY 11804-9201

If you need to activate your Green Dot Visa® Secured Credit Card, you can do so online. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your online account.

All you will need to apply is your contact information, Social Security number, date of birth, and answer some simple financial questions.

Once you have completed your application online, you will be able to fund your security deposit. You can make your deposit with a debit or prepaid card.