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What is the best card to get for a new start business?
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Business Credit Cards for Good Credit
WalletHub makes it easy to find the best credit card for you.
Business credit cards for good credit are designed for small business owners with credit scores in the 660-719 range and are likely to offer attractive rewards and low rates. If you are unsure of your credit standing, you probably have good credit if you’ve had a loan or credit card for over three years, your credit card’s limit is greater than $5,000 and you haven’t been late on a credit card, loan or medical bill payment in the last 12 months. While this is just an approximation, getting a sense of your credit is important, given that your credit standing, and not that of your business, is one of the most important factors in business credit card approval. Business credit cards are actually more closely tied to individual consumers than many people think. According to a WalletHub study, small business owners are usually held personally liable for business credit card use, … show more
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Showing 1 – 10 of 19
Rates & Fees | Terms Apply
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 3% (min $5)
Regular APR
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13.49% - 21.49% (V)
Rewards Details
- Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
- 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
- You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- Terms Apply
Additional Info
- 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, 13.49%, 17.49% or 21.49%, based on your creditworthiness and other factors as determined at the time of account opening.
- See More Details & Reviews About The Blue Business℠ Plus Credit Card from American Express
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 months
Regular APR
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15.49% - 21.49% (V)
Rewards Details
- Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn
Additional Info
- 0% introductory APR for 12 months on purchases and balance transfers
- Employee cards at no additional cost
- No Annual Fee
- See More Details & Reviews About TheInk Business Cash℠ Credit Card
Rates & Fees | Terms Apply
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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Not Offered
Regular APR
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14.49% - 21.49% (V)
Rewards Details
- Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business
- Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
- Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases
- With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too
- Terms apply
Additional Info
- Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 14.49% - 21.49%
- No annual fee
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors
- See More Details & Reviews About TheSimplyCash® Plus Business Credit Card from American Express
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 months
Regular APR
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15.49% - 21.49% (V)
Rewards Details
- Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
Additional Info
- 0% introductory APR for 12 months on purchases and balance transfers
- Employee cards at no additional cost
- No Annual Fee
- See More Details & Reviews About TheInk Business Unlimited℠ Credit Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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19.24% (V)
Annual Fee
$0 for 1st yr, $95 after
Rewards Rate
2% Cash Back
Minimum Credit
Good
Rewards Details
- Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
- Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- Get employee cards at no additional cost, and earn rewards from their business spend
Additional Info
- Use Spark Cash across all your business spend, with no categories to limit your purchasing
- $0 intro annual fee for the first year; $95 after that
- See More Details & Reviews About TheCapital One® Spark® Cash for Business
Purchase Intro APR
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0% for 9 months
Transfer Intro APR
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Not Offered
Regular APR
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15.24% - 23.24% (V)
Rewards Details
- Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
- Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
- Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- Get employee cards at no additional cost, and earn rewards from their business spend
Additional Info
- Save on interest with 0% intro APR on purchases for 9 months; 15.24% - 23.24% variable APR after that
- No annual fee
- See More Details & Reviews About TheCapital One® Spark® Cash Select for Business
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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19.24% (V)
Annual Fee
$0 for 1st yr, $95 after
Rewards Rate
2 miles / $1
Minimum Credit
Good
Rewards Details
- Earn 2 miles per $1 on every purchase
- Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
- Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
- There's no limit to the amount of miles you can earn
- Redeem miles for travel, cash back, gift cards and more
Additional Info
- $0 intro annual fee for the first year; $95 after that
- No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
- See More Details & Reviews About TheCapital One® Spark® Miles for Business
Purchase Intro APR
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0% for 9 months
Transfer Intro APR
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Not Offered
Regular APR
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15.24% - 23.24% (V)
Rewards Details
- Earn 1.5 miles per $1 on every purchase
- Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening
- Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
- There's no limit to the amount of miles you can earn
- Fly on any airline, anytime, with no blackout dates or seat restrictions
Additional Info
- Save on interest with 0% intro APR on purchases for 9 months; 15.24% - 23.24% variable APR after that
- Pay no annual fee or foreign transaction fees
- Get online Quarterly and Year-End Summaries
- See More Details & Reviews About TheCapital One® Spark® Miles Select for Business
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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18.24% - 23.24% (V)
Rewards Details
- Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
- Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
Additional Info
- No foreign transaction fees
- Employee cards at no additional cost
- $95 Annual Fee
- See More Details & Reviews About TheInk Business Preferred℠ Credit Card
Rates & Fees | Terms Apply
Charge Card
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Balance must be paid in full each month
Regular Rate
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Not Applicable for Charge Cards
Annual Fee
None 1st yr, $95 after
Rewards Rate
1 - 2 points / $1
Minimum Credit
Good
Terms Apply
Apply Now
Rewards Details
- Earn 5,000 Membership Rewards® points after your first purchase on the Card
- Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website
- Earn one Membership Rewards® point for each dollar you spend on eligible purchases
- Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
- Terms & Limitations Apply
Additional Info
- $0 introductory annual fee for the first year, then $95
- See More Details & Reviews About TheBusiness Green Rewards Card from American Express
NO FOREIGN FEE
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Community Discussion
Comparing Business Credit Cards for Good Credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
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