How good is your credit?
WalletHub
Cash Back Credit Cards for Good Credit
WalletHub makes it easy to find the best credit card for you.
CASH BACK CREDIT CARDS FOR GOOD CREDIT
General Consumer
Good Credit
Good Credit
I want
I want
We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}
Updating Cards
Capital One Quicksilver Cash Rewards Credit Card Capital One Quicksilver Cash Rewards Credit Card
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 monthsTransfer Fee: 3%
Regular APR
→
17.99% - 27.99% (V)
Annual Fee
$0
Rewards Rate
1.5 - 5% Cash Back
Minimum Credit
Good
WalletHub's Take: The Capital One Quicksilver Cash Rewards Credit Card is a very good everyday rewards card for people with a good credit score. The Quicksilver Card is worth considering thanks to benefits that include a $0 annual fee, an intro APR of 0% for 15 months on purchases and balance transfers, and rewards of 1.5 - 5% cash back on purchases. It also has a $0 foreign transaction fee and a nice initial rewards bonus: $200 for new cardholders who spend $500 within 3 months of opening an account.
Read our editor's full Capital One Quicksilver review.
Pros
- $200 initial bonus
- 1.5% cash back on all purchases
- No annual fee
- 0% intro APR on purchases and balance transfers
Cons
- Potential for a very high interest rate
- Balance transfer fee
- Requires good/excellent credit
Capital One SavorOne Cash Rewards Credit Card Capital One SavorOne Cash Rewards Credit Card
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 monthsTransfer Fee: 3%
Regular APR
→
17.99% - 27.99% (V)
Annual Fee
$0
Rewards Rate
1 - 5% Cash Back
Minimum Credit
Good
WalletHub's Take: The Capital One SavorOne card is a good credit card that’s worth it for foodies and entertainment lovers on a limited budget. In addition to a $0 annual fee, SavorOne offers cash rewards so rich you can practically taste them, starting with a $200 initial bonus for spending $500 within 3 months of opening your account.
Read our editor's full Capital One SavorOne review.
Pros
- $200 initial bonus
- High rewards rate
- $0 annual fee
- 0% intro APR on purchases and balance transfers
Cons
- High regular APR
- Balance transfer fee
- Requires good/excellent credit
Wells Fargo Active Cash® Card Wells Fargo Active Cash® Card
Purchase Intro APR
→
0% for 15 months from account opening
Transfer Intro APR
→
0% for 15 months from account opening on qualifying balance transfersTransfer Fee: 3% intro for 120 days, then up to 5% (min $5)
Regular APR
→
17.99% - 27.99% Variable
WalletHub's Take: The Wells Fargo Active Cash® Card is a good credit card for people with a credit score of 700 or higher who want to earn above-average rewards without any hassle and without paying an annual fee. Wells Fargo Active Cash also is worthwhile for people interested in 0% introductory APRs and getting up to $600 in cell phone protection.
Read our editor's full Wells Fargo Active Cash review.
Pros
- $200 cash rewards bonus
- $0 annual fee
- 2% cash rewards on purchases
- 0% introductory APR
Cons
- High regular APR
- Foreign transaction fee
- Balance transfer fee
Blue Cash Everyday® Card from American Express Blue Cash Everyday® Card from American Express
Rates & Fees | Terms Apply
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 monthsTransfer Fee: 3% (min $5)
Regular APR
→
16.99% - 27.99% (V)
WalletHub's Take: The American Express Blue Cash Everyday Card is a good credit card for people with a 700+ credit score. Amex Blue Cash Everyday is especially worthwhile for applicants who want a $0 annual fee and bonus rewards on U.S. supermarket, U.S. gas station and U.S. online retail purchases. The Blue Cash Everyday Card also offers 0% introductory APRs and a $200 statement credit for spending $2,000 in the first 6 months.
Read our editor's full Amex Blue Cash Everyday review.
Pros
- $0 annual fee
- $200 statement credit initial bonus offer
- High rewards rate
Cons
- Spending caps on rewards
- 2.7% foreign transaction fee
- Balance transfer fee
U.S. Bank Cash+® Visa Signature® Card U.S. Bank Cash+® Visa Signature® Card
Purchase Intro APR
→
0% for 15 billing cycles
Transfer Intro APR
→
0% for 15 billing cyclesTransfer Fee: 3% (min $5)
Regular APR
→
17.49% - 27.49% (V)
Annual Fee
$0
Rewards Rate
1 - 5% Cash Back
Minimum Credit
Good
WalletHub's Take: The U.S. Bank Cash+® Visa Signature® Card is a good cash back credit card for people with good or excellent credit who want the opportunity to earn lots of bonus rewards without paying an annual fee. The U.S. Bank Cash+ offer starts with an easy-to-earn sign-up bonus: $200 for spending $1,000 in the first 120 days. There’s no letup with its ongoing rewards, either, as cardholders earn 5% cash back on up to $2,000 spent in two bonus categories each quarter, plus unlimited 2% cash back in one quarterly bonus category and 1% back on everything else.
Read our editor's full U.S. Bank Cash+ review.
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Spending caps on rewards
- Balance transfer fee
- High Regular APR
- Foreign fee
Discover it® Cash Back Discover it® Cash Back
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 monthsTransfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Regular APR
→
14.99% - 25.99% Variable
Annual Fee
$0
Rewards Rate
1 - 5% Cash Back
Minimum Credit
Good
WalletHub's Take: The Discover it® Cash Back card is a good credit card that's worthwhile for people with a credit score of 700+ who want a $0 annual fee and a high cash back rewards rate. Discover it® Cash Back offers up to 5% cash back on purchases in bonus categories, and Discover will match the rewards you earn the first year. The 5% bonus categories change quarterly and require activation, though.
Read our editor's full Discover it Cash Back review.
Pros
- Rewards earned in the first year get doubled
- Up to 5% cash back
- No annual fee
- 0% intro rates for 15 months
Cons
- Potential for a very high regular APR
- Bonus reward categories rotate, require quarterly signup and limit earnings
- Balance transfer fee
Citi® Double Cash Card – 18 month BT offer Citi® Double Cash Card – 18 month BT offer
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
0% for 18 monthsTransfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer
Regular APR
→
16.99% - 26.99% (V)
WalletHub's Take: Citi Double Cash is one of the best everyday credit cards available right now, combining low costs and very good cash-back rewards to create a lot of savings for people with a good credit score or better. The Citi Double Cash Card has a $0 annual fee and gives a total of 2% cash back in rewards on all purchases. Cardholders earn 1% cash back in rewards on purchases, plus another 1% cash back when paying off the resulting balance. Double Cash is nearly twice as rewarding as the average cash rewards credit card as a result.
Read our editor's full Citi Double Cash Card review.
Pros
- Offers 2% cash back
- $0 annual fee
- Multiple redemption options
- Low intro APR on balance transfers
Cons
- 3% foreign transaction fee
- Must have at least $25 in rewards to redeem
Citi Custom Cash℠ Card Citi Custom Cash℠ Card
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 monthsTransfer Fee: 5% (min $5)
Regular APR
→
16.99% - 26.99% (V)
Annual Fee
$0
Rewards Rate
1 - 5% Cash Back
Minimum Credit
Good
WalletHub's Take: The Citi Custom Cash℠ Card is a good credit card for people with a 700+ credit score who want to automatically earn an above-average rewards rate in their biggest spending category each month. Citi Custom Cash is most worthwhile for relatively light spenders, as its 5% rewards rate only lasts up to $500 spent per billing cycle.
Read our editor's full Citi Custom Cash review.
Pros
- $200 initial bonus
- $0 annual fee
- Up to 5% cash back
- 0% introductory APRs
Cons
- Bonus rewards limit
- High regular APR
- Foreign transaction fee
Chase Freedom Unlimited® Chase Freedom Unlimited®
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 monthsTransfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)
Regular APR
→
17.24% - 25.99% (V)
Annual Fee
$0
Rewards Rate
1.5 - 5% Cash Back
Minimum Credit
Good
WalletHub's Take: Chase Freedom Unlimited is a very good cash back credit card, worth an application for anyone with a good credit score or better. The Freedom Unlimited card has a $0 annual fee and offers 1.5 - 5% cash back on purchases, plus an an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back. There’s even no interest for a time.
Read our editor's full Chase Freedom Unlimited review.
Pros
- Earn rate: 1.5 - 5% cash back
- 0% for 15 months on purchases and balance transfers
- $0 annual fee
Cons
- Balance transfer fee
- Foreign transaction fee
- Potential for a high regular APR
Discover it® Balance Transfer Discover it® Balance Transfer
Purchase Intro APR
→
0% for 6 months
Transfer Intro APR
→
0% for 18 monthsTransfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Regular APR
→
14.99% - 25.99% Variable
Annual Fee
$0
Rewards Rate
1 - 5% Cash Back
Minimum Credit
Good
WalletHub's Take: The Discover it® Balance Transfer card is an elite 0% interest credit card for people with good credit or better. It offers introductory APRs of 0% for 18 months on balance transfers and 0% for 6 months on new purchases, followed by a regular APR of 14.99% - 25.99% Variable, depending on creditworthiness. The balance transfer fee is 3% intro (5% after), but like all other Discover credit cards, Discover it® Balance Transfer has no annual fee and no foreign transaction fee.
Read our editor's full Discover it Balance Transfer review.
Pros
- No membership fees
- Intro APR on purchases
- Intro APR on balance transfers
- High rewards rate
Cons
- Spending caps on rewards
- Rotating categories which require activation
- Balance transfer fee
NO FOREIGN FEE
People also search for
NO FOREIGN FEE
Questions & Answers
Comparing cash back credit cards for good credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
show less
Searching for answers... No Matching Results
Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
Ad Disclosure Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers: