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Citibank Credit Cards for Good Credit
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Citi® Double Cash Card – 18 month BT offer Citi® Double Cash Card – 18 month BT offer
Purchase Intro APR
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Not Offered
Transfer Intro APR
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0% for 18 monthsTransfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer
Regular APR
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14.74% - 24.74% (V)
Rewards Details
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
Pros
- Offers 2% cash back
- $0 annual fee
- Multiple redemption options
- Low intro APR on balance transfers
Cons
- No initial rewards bonus
- 3% foreign transaction fee
- Must have at least $25 in rewards to redeem
Additional Info
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Double Cash Card – 18 month BT offer
Citi Custom Cash℠ Card Citi Custom Cash℠ Card
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 5% (min $5)
Regular APR
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14.74% - 24.74% (V)
Rewards Details
- Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
Pros
- $200 initial bonus
- $0 annual fee
- Up to 5% cash back
- 0% introductory APRs
Cons
- Bonus rewards limit
- High regular APR
- Foreign transaction fee
Additional Info
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
- No Annual Fee
- Citi will only issue one Citi Custom Cash℠ Card account per person.
- See More Details & Reviews About TheCiti Custom Cash℠ Card
Citi® Diamond Preferred® Card Citi® Diamond Preferred® Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 21 monthsTransfer Fee: 5% (min $5)
Regular APR
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14.49% - 24.49% (V)
Pros
- 0% intro APR for 12 months on purchases
- 0% intro APR for 21 months on balance transfers
- $0 annual fee
Cons
- 5% (min $5) balance transfer fee
- Foreign transaction fee
- High regular APR
- No rewards
Additional Info
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 14.49% - 24.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- The standard variable APR for Citi Flex Plan is 14.49% - 24.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Diamond Preferred® Card
Citi Simplicity® Card Citi Simplicity® Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 21 monthsTransfer Fee: 5% (min $5)
Regular APR
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15.49% - 25.49% (V)
Pros
- 0% intro rate on balance transfers for 21 months
- 0% intro rate on new purchases for 12 months
- No annual fee
Cons
- 5% (min $5) balance transfer fee
- High regular APR
- No rewards
Additional Info
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.49% - 25.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 15.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
- See More Details & Reviews About TheCiti Simplicity® Card
Citi Rewards+® Card Citi Rewards+® Card
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer
Regular APR
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14.24% - 24.24% (V)
Rewards Details
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Spending caps on rewards
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
Additional Info
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 14.24% - 24.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The standard variable APR for Citi Flex Plan is 14.24% - 24.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti Rewards+® Card
Citi Premier® Card Citi Premier® Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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16.74% - 24.74% (V)
Rewards Details
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
Pros
- 60,000 points initial bonus
- 3 points per $1 spent on travel, gas, dining and at supermarkets (1 point per $1 on everything else)
- No foreign-transaction fees
Cons
- $95 annual fee
- No 0% intro rates
- High regular APR
Additional Info
- No Foreign Transaction Fees on purchases
- See More Details & Reviews About TheCiti Premier® Card
Citi® / AAdvantage® Executive World Elite Mastercard® Citi® / AAdvantage® Executive World Elite Mastercard®
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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16.74% - 25.74% (V)
Rewards Details
- Earn 50,000 American Airlines AAdvantage® Bonus Miles after spending $5,000 in purchases within the first 3 months of account opening
- Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
- Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
- First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
Pros
- High rewards rate
- 50,000 miles initial rewards bonus
- No foreign fee
- Reports to the three major credit bureaus
Cons
- High membership fees
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
Additional Info
- No Foreign Transaction Fees on purchases
- The standard variable APR for Citi Flex Plan is 16.74% - 25.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® / AAdvantage® Executive World Elite Mastercard®
American Airlines AAdvantage MileUp℠ Card American Airlines AAdvantage MileUp℠ Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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16.74% - 25.74% (V)
Rewards Details
- Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn 1 AAdvantage® mile for every $1 spent on other purchases
- Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
- Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
Pros
- No membership fees
- High rewards rate
- 10,000 miles + $50 statement credit initial rewards bonus
- Reports to the three major credit bureaus
Cons
- No intro APR on purchases
- No intro APR on balance transfers
- Foreign fee
- Requires good/excellent credit
Additional Info
- No Annual Fee
- The standard variable APR for Citi Flex Plan is 16.74% - 25.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheAmerican Airlines AAdvantage MileUp℠ Card
Best Buy® Store Card Best Buy® Store Card
Purchase Intro APR
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0% - 12.99% for 12 - 48 months
Transfer Intro APR
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Not Offered
Regular APR
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25.99% (V)
Annual Fee
$0
Rewards Rate
2.5 points / $1
Minimum Credit
Fair
Rewards Details
- Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.
- Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.
- Get 3 points (6% back in rewards) by spending at least $3,500 in purchases in a calendar year.
- Choose 5% back in rewards or flexible financing options. Get a $5 reward certificate for every 250 points.
- Enjoy exclusive discounts and events and free shipping on purchases $35 and up
Pros
- No membership fees
- High rewards rate
- 10% back in rewards initial rewards bonus
- Qualify with fair credit
Cons
- Spending caps on rewards
- High Regular APR
Additional Info
- Deferred Interest Details: No Interest if paid in full within 12 months on storewide purchases of at least $299.
- Deferred Interest Details: No Interest if paid in full within 24 months on home theater purchases of $999 or more.
- Deferred Interest Details: No Interest if paid in full within 24 months on unlocked phones purchases of $649 or more.
- Deferred Interest Details: No Interest if paid in full within 24 months on select exercise equipment purchases of $799 or more.
- Deferred Interest Details: No Interest if paid in full within 18 months on appliance purchases of at least $599.
- Deferred Interest Details: No Interest if paid in full within 18 months on Yardbird purchases of $999 or more.
- Deferred Interest Details: No Interest if paid in full within 24 months on Microsoft Surface purchases or $699 or more.
- Extended purchasing plans – 0% - 11.99% APR for 24 months, 8.99% - 12.99% APR for 36 months or 11.90% APR for 48 months on select purchases eligible for the reduced rate credit plan.
- See More Details & Reviews About TheBest Buy® Store Card
Sears Store Card Sears Store Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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Not Offered
Regular APR
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25.99% (V)
Annual Fee
$0
Rewards Rate
None
Minimum Credit
Fair
Pros
- No membership fees
- Qualify with fair credit
Cons
- No rewards
- No rewards bonus
- High Regular APR
- Deferred interest
Additional Info
- Deferred Interest Details: No interest if paid in full within 12 months on select sitewide purchases of at least $299.
- 5% off select sitewide purchases. Terms apply, cannot be combined with special financing offers.
- See More Details & Reviews About TheSears Store Card
NO FOREIGN FEE
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