Points Credit Cards for Good Credit
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Listed below are points credit cards for people with good credit (some of the offers are issued by WalletHub partners). As long as you do, in fact, have good credit (use our Free Credit Estimator if you aren’t sure) and have the requisite income to support an additional line of credit, one of these good credit points credit cards could help you turn everyday purchases into free goods and services or even cash. However, you should keep in mind the ever-present risk of devaluation and the often-confusing redemption policies of points credit cards when evaluating these cards. We suggest using the the filters on the left to both customize your search and evaluate other credit cards for good credit. Once you find the credit card offer that best meets your needs, click the “Apply Now” button to be redirected to the issuer’s webpage, where you can submit your online application.
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Showing 1 – 10 of 10
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Rates & Fees | Terms Apply
Charge Card
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Balance must be paid in full each month
Regular Rate
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Not Applicable for Charge Cards
Annual Fee
None 1st yr, $195 after
Rewards Rate
1 - 3 points / $1
Minimum Credit
Good
Terms Apply
Apply Now
Rewards Details
- Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
- 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
- $100 Airline Fee Credit. Up to $100 per calendar year for baggage fees and more at one qualifying airline.
- Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.
- Terms Apply.
Additional Info
- No Foreign Transaction Fees.
- Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
- $0 Intro Annual Fee for the 1st year, then $195.
- See More Details & Reviews About ThePremier Rewards Gold Card from American Express
Rates & Fees | Terms Apply
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 monthsTransfer Fee: $0 for the first 60 days
Regular APR
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14.49% - 25.49% (V)
Rewards Details
- Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
- 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
- Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
- Terms Apply.
Additional Info
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
- $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.
- Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
- No annual fee.
- See More Details & Reviews About The Amex EveryDay® Credit Card from American Express
Rates & Fees | Terms Apply
Charge Card
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Balance must be paid in full each month
Regular Rate
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Not Applicable for Charge Cards
Rewards Details
- Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
- Up to $200 for Uber rides annually. Credit and Uber VIP status available to Basic Card Member only.
- 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
- 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
- $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
- Terms Apply.
Additional Info
- As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
- Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
- See More Details & Reviews About The Platinum Card® from American Express
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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11.15% - 27.15% (V)
Rewards Details
- Earn 2X points per dollar spent on gas and groceries with no caps.
- Earn one point for every dollar spent on your everyday purchases.
- Get 2,500 bonus points with your first purchase.
- Redeem points for cash, merchandise, gift cards and more.
- No expiration date on any points earned.
Additional Info
- USAA membership is available to active and former military and their eligible family members
- Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 11.15% to 27.15% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
- Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Visa Auto Rental Collision Damage waiver insurance. Get account balances and transaction history by sending a text message.Access your account on usaa.com or from a mobile device.
- See More Details & Reviews About TheUSAA Rewards™ Visa Signature®
Purchase Intro APR
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Not Offered
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (max $200)
Regular APR
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12.15% - 27.15% (V)
Rewards Details
- Show your military pride while supporting the affiliate group of your choice.
- Earn 2X points for every dollar on gas and grocery purchases all the time.
- Earn one point for every dollar spent on your everyday purchases.
- Get 2,500 bonus points with your first purchase.
- Earn points without a cap or expiration. Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group. Redeem for cash on your mobile device
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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11.15% - 27.15% (V)
Rewards Details
- Earn 3X points per dollar on dining with no caps.
- Earn 2X points per dollar on gas and groceries with no caps.
- Earn 1X point for every dollar spent on all other purchases.
- Get 2,500 bonus points with your first purchase.
- Redeem points for cash, merchandise, gift cards and more.
- There’s no expiration date on any points earned.
Additional Info
- USAA membership is available to active and former military and their eligible family members
- Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 11.15% to 27.15% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
- Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Concierge services to assist with whatever you need, whenever you need it. Get account balances and transaction history by sending a text message.Access your account on usaa.com or from a mobile device.
- See More Details & Reviews About TheUSAA Rewards™ American Express® Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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Not Offered
Regular APR
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14.40% - 24.40% (V)
Rewards Details
- Earn 10,000 Bonus ABOC Rewards Points after you spend $1,000 on purchases within the first 90 days from account opening
- Unlimited Points That Don’t Expire
- Earn Points on Every Purchase! It’s simple: $1 = 1 Point
- Select Your Rewards Your Way
Additional Info
- 0% Intro APR on Purchases for 12 months; after that the variable APR will be 14.40% - 24.40%, based on your creditworthiness
- No Annual Fee
- See More Details & Reviews About TheABOC Platinum Rewards Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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Not Offered
Regular APR
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10.75% (V)
Rewards Details
- Earn 10,000 Bonus ABOC Rewards Points after you spend $1,000 on purchases within the first 90 days from account opening
- Unlimited Points That Don’t Expire
- Earn Points on Every Purchase! It’s simple: $1 = 1 Point
- Select Your Rewards Your Way
Additional Info
- 0% Intro APR on Purchases for 12 months; after that the variable APR will be 10.75%
- No Annual Fee
- See More Details & Reviews About TheAmalgamated Bank of Chicago Union Strong Credit Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 3% (min $5)
Regular APR
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16.49% (V)
Annual Fee
$495
Rewards Rate
1 point / $1
Minimum Credit
Good
Rewards Details
- Earn 1 point for every $1 spent on this card.
- 2% Value for Airfare Redemption. 50,000 Points will get you a $1,000 ticket on any airline with no blackout dates or seat restriction.
- Receive 1.5% Value for Cash Back direct deposit into a US bank account or as a statement credit.
- Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
- Receive a $100 automatic statement credit for the cost of the Global Entry Application Fee.
- Enjoy complimentary access to more than 1,000 lounges in over 500 cities worldwide with Priority Pass™ Select.
Additional Info
- Stainless Steel/Carbon Card – Patented Design.
- Luxury Card Concierge, 24 hours a day, 365 days a year.
- 0% Introductory APR on balance transfers requested within 45 days of account opening.
- Luxury Card offers competitive rates and complimentary benefits with an average total value of $500 per stay at over 3,000 properties around the world. Enjoy amenities such as room upgrades, complimentary food and beverage, spa credits and more.
- Privileged access to exclusive events and insider opportunities. Access to the Tournament Players Club (TPC) network of private club courses and Priceless® Surprises.
- See More Details & Reviews About TheMastercard® Black Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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10.5% (V)
Annual Fee
None
Rewards Rate
1 point / $1
Minimum Credit
Good
Rewards Details
- One dollar of purchases equals one ABOC Rewards point
- No point cap and points never expire
- Redeem your points online for gift cards, statement credits, merchandise and travel
- Earn more points by shopping online through "Get Extra Points"
Additional Info
- Fraud Protection/Zero liability.
- See More Details & Reviews About TheAmalgamated Bank of Chicago Gold Credit Card
Community Discussion
Comparing Points Credit Cards for Good Credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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