Points Credit Cards for Good Credit
Listed below are points credit cards for people with good credit (some of the offers are issued by WalletHub partners). As long as you do, in fact, have good credit (use our Free Credit Estimator if you aren’t sure) and have the requisite income to support an additional line of credit, one of these good credit points credit cards could help you turn everyday purchases into free goods and services or even cash. However, you should keep in mind the ever-present risk of devaluation and the often-confusing redemption policies of points credit cards when evaluating these cards. We suggest using the the filters on the left to both customize your search and evaluate other credit cards for good credit. Once you find the credit card offer that best meets your needs, click the “Apply Now” button to be redirected to the issuer’s webpage, where you can submit your online application.… show moreshow less
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Rates & Fees | Terms Apply
Charge Card
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Balance must be paid in full each month
Regular Rate
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Not Applicable for Charge Cards
Annual Fee
None 1st yr, $195 after
Rewards Rate
1 - 3 points / $1
Minimum Credit
Good
Terms Apply
Apply Now
Rewards Details
- Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
- 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
- $100 Airline Fee Credit. Up to $100 a calendar year for baggage fees at one airline.
- Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.
- Terms Apply.
Additional Info
- No Foreign Transaction Fees.
- $0 Intro Annual Fee for the 1st year, then $195.
- Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
- See More Details & Reviews About ThePremier Rewards Gold Card from American Express
Rates & Fees | Terms Apply
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 months 3% (min $5) Transfer Fee
Regular APR
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13.99% - 23.99% (V)
Rewards Details
- Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
- 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
- Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
- Terms Apply.
Additional Info
- Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 23.99%.
- No annual fee.
- Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
- See More Details & Reviews About The Amex EveryDay® Credit Card from American Express
Rates & Fees | Terms Apply
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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16.24% - 20.24% (V)
Annual Fee
None 1st yr, $95 after
Rewards Rate
1 - 2 points / $1
Minimum Credit
Good
Terms Apply
Apply Now
Rewards Details
- Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
- Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
- Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
- Terms Apply.
Additional Info
- No Foreign Transaction Fees on International purchases.
- $0 introductory annual fee for the first year, then $95.
- See More Details & Reviews About TheStarwood Preferred Guest® Credit Card from American Express
Rates & Fees | Terms Apply
Charge Card
→
Balance must be paid in full each month
Regular Rate
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Not Applicable for Charge Cards
Rewards Details
- Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
- New! Up to $200 Uber Savings Annually.
- 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
- 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
- $200 Airline Fee Credit, up to $200 a year in baggage fees and more at one airline. Terms Apply.
Additional Info
- As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
- Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. Terms Apply.
- Terms Apply.
- See More Details & Reviews About The Platinum Card® from American Express
Purchase Intro APR
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Not Offered
Transfer Intro APR
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0% for 12 months 3% (min $5) Transfer Fee
Regular APR
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12.99% - 25.99% (V)
Rewards Details
- Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days
- Earn 3 points per $1 spent on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
- No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
- Points awarded in your TrueBlue account don't expire
- Earn and share points together with Family Pooling
- 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights
Additional Info
- No foreign transaction fees
- Chip technology & $0 Fraud Liability protection
- See More Details & Reviews About TheJetBlue Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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10.90% - 26.90% (V)
Rewards Details
- Earn one point for every dollar spent on your everyday purchases.
- Get 2,500 bonus points with your first purchase.
- No expiration date or caps on any points earned.
- Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group. Redeem for cash on your mobile device.
Additional Info
- Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 10.90% and 26.90% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
- Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Visa Auto Rental Collision Damage waiver insurance. Get account balances and transaction history by sending a text message.Access your account on usaa.com or from a mobile device.
- See More Details & Reviews About TheUSAA Rewards™ Visa Signature®
Purchase Intro APR
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Not Offered
Transfer Intro APR
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0% for 12 months 3% (max $200) Transfer Fee
Regular APR
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11.90% - 29.90% (V)
Rewards Details
- Earn 2X points for every dollar on gas and grocery purchases all the time.
- Earn one point for every dollar spent on your everyday purchases.
- Get 2,500 bonus points with your first purchase.
- Earn points without a cap or expiration. Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group. Redeem for cash on your mobile device
Purchase Intro APR
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Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
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10.90% - 26.90% (V)
Rewards Details
- Earn 2X points per dollar spent on gas and groceries with no caps.
- Earn one point for every dollar spent on your everyday purchases.
- Get 2,500 bonus points with your first purchase.
- There’s no expiration date or caps on any points earned.
- Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
Additional Info
- Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 10.90% and 26.90% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
- Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Concierge services to assist with whatever you need, whenever you need it. Get account balances and transaction history by sending a text message.Access your account on usaa.com or from a mobile device.
- See More Details & Reviews About TheUSAA Rewards™ American Express®
Rates & Fees | Terms Apply
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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16.24% - 20.24% (V)
Rewards Details
- Limited Time Offer: Earn 50,000 Hilton Honors Bonus Points after you spend $1,000 in purchases with your new Card within the first 3 months of Card Membership.
- Plus, earn an additional 25,000 Bonus Points after you make an additional $1,000 in purchases with your new Card within your first 6 months. Offer expires on 10/4/2017.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Gold status through the end of the next calendar year.
- Terms Apply.
Additional Info
- Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
- See More Details & Reviews About TheHilton Honors™ Card from American Express
Rates & Fees | Terms Apply
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
16.24% - 20.24% (V)
Rewards Details
- Limited Time Offer: Earn 100,000 Hilton Honors Bonus Points after you spend $3,000 in purchases with your new Card within the first 3 months of Card Membership.
- Plus, earn a free weekend night award after your first anniversary of Card Membership. Offer expires on 10/4/2017.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
- Terms Apply.
Additional Info
- Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
- See More Details & Reviews About TheHilton Honors™ Surpass® Card from American Express
Community Discussion
Comparing Points Credit Cards for Good Credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. Other consumers have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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