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Points Credit Cards for Good Credit
WalletHub makes it easy to find the best credit card for you.
Listed below are points credit cards for people with good credit (some of the offers are issued by WalletHub partners). As long as you do, in fact, have good credit (use our Free Credit Estimator… show more… show more
show lessPOINTS CREDIT CARDS FOR GOOD CREDIT
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Wells Fargo Autograph℠ Card Wells Fargo Autograph℠ Card
- 30,000-point initial bonus
- 3 points / $1 spent in bonus categories
- $0 annual fee
- 0% for 12 months from account opening on purchases intro offer
- $600 in cell phone protection (subject to a $25 deductible)
- 17.99% - 27.99% Variable regular APR
- No balance transfer promotion
The Platinum Card® from American Express The Platinum Card® from American Express
- 100,000 points offer
- Hundreds in annual credits
- $695 annual fee
- Limited financing capabilities
- No preset spending limit
My GM Rewards Card™ My GM Rewards Card™
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 15,000 points initial rewards bonus
- No intro APR on balance transfers
- High Regular APR
- Requires good/excellent credit
Citi Rewards+® Card Citi Rewards+® Card
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
- Spending caps on rewards
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
Southwest Rapid Rewards® Plus Credit Card Southwest Rapid Rewards® Plus Credit Card
- High rewards rate
- 50,000 points initial rewards bonus
- Membership fees
- No intro APR on purchases
- No intro APR on balance transfers
- Foreign fee
American Express® Gold Card American Express® Gold Card
- 60K points (worth roughly $460) for spending $4K in the first 6 months
- 4 points per $1 spent at restaurants
- 4 points per $1 spent at U.S. supermarkets (up to $25K spent per year, then 1 point)
- 3 points per $1 spent on eligible flights
- No foreign transaction fee
- $250 annual fee
- Points worth less than 1 cent, on average
- Limited ability to carry a balance from month to month
Chase Sapphire Preferred® Card Chase Sapphire Preferred® Card
- Up to 6.25% back when redeeming for travel
- No foreign transaction fees
- $95 Annual fee
- 1 point per $1 base earn rate
Citi Premier® Card Citi Premier® Card
- 80,000 points initial bonus
- 3 points per $1 spent on travel, gas, dining and at supermarkets (1 point per $1 on everything else)
- No foreign-transaction fees
- $95 annual fee
- No 0% intro rates
- High regular APR
Marriott Bonvoy Bold® Credit Card Marriott Bonvoy Bold® Credit Card
- No membership fees
- High rewards rate
- 60,000 points initial rewards bonus
- No foreign fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
Hilton Honors American Express Card Hilton Honors American Express Card
- 100,000 Hilton Honors Bonus Points welcome offer
- 3 - 7 points per $1 spent
- $0 annual fee
- Automatic Silver status
- High APR
- Low-value points
Questions & Answers
Comparing points credit cards for good credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
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