Credit Cards for Good Credit
WalletHub makes it easy to find the best credit card for good credit.
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Best Credit Cards for Good Credit
Best For | Credit Card | Rating |
Dining & Entertainment | Capital One® Savor® Cash Rewards Credit Card | 5.0 / 5 |
Travel Rewards | Capital One Venture Rewards Credit Card | 5.0 / 5 |
Gas & Supermarkets | Blue Cash Preferred® Card from American Express | 4.7 / 5 |
Long Intro APR | Wells Fargo Platinum card | 4.6 / 5 |
Bonus Cash Back | Chase Freedom Unlimited® | 4.7 / 5 |
Whether you plan to pay your bill in full or carry a balance from month to month, there are plenty of credit cards for good credit capable of saving you money. Keep reading to learn more.
Blue Cash Everyday® Card from American Express Blue Cash Everyday® Card from American Express

- Earn 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back.
- Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 6 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores.
- 1% Cash Back on other purchases.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
- Terms Apply.
- Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- No annual fee.
- See More Details & Reviews About TheBlue Cash Everyday® Card from American Express
Capital One Quicksilver Cash Rewards Credit Card Capital One Quicksilver Cash Rewards Credit Card

- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
- Pay no annual fee or foreign transaction fees
- See More Details & Reviews About TheCapital One Quicksilver Cash Rewards Credit Card
Chase Freedom Unlimited® Chase Freedom Unlimited®

- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn unlimited 1.5% cash back on all other purchases.
- Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
- No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- See More Details & Reviews About TheChase Freedom Unlimited®
Capital One VentureOne Rewards Credit Card Capital One VentureOne Rewards Credit Card

- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Transfer your miles to over 10+ travel loyalty programs
- $0 annual fee and no foreign transaction fees
- Enjoy 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that
- See More Details & Reviews About TheCapital One VentureOne Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card Capital One SavorOne Cash Rewards Credit Card

- Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
- No foreign transaction fee
- No annual fee
- See More Details & Reviews About TheCapital One SavorOne Cash Rewards Credit Card
Blue Cash Preferred® Card from American Express Blue Cash Preferred® Card from American Express

- Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Terms Apply.
- Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- $95 Annual Fee.
- See More Details & Reviews About TheBlue Cash Preferred® Card from American Express
Hilton Honors American Express Card Hilton Honors American Express Card

- Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- Terms Apply.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- No Annual Fee.
- See More Details & Reviews About TheHilton Honors American Express Card
Capital One Venture Rewards Credit Card Capital One Venture Rewards Credit Card

- Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
- Earn unlimited 2X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 10+ travel loyalty programs
- No foreign transaction fees
- See More Details & Reviews About TheCapital One Venture Rewards Credit Card
American Express Cash Magnet® Card American Express Cash Magnet® Card

- Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
- Unlimited 1.5% Cash Back on your purchases.
- Amex Offers rewards you at places you like to shop, dine, travel, and more. You can add as many Offers as you'd like to your Card, then just use that Card to pay, and enjoy rewards directly on your statement.
- Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
- Terms Apply.
- Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- No Annual Fee.
- See More Details & Reviews About TheAmerican Express Cash Magnet® Card
Chase Sapphire Preferred® Card Chase Sapphire Preferred® Card

- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
- 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
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5 Best Credit Cards for Good Credit in 2021

Chase Freedom Unlimited®
The best credit card for good credit is Chase Freedom Unlimited® because it has a $0 annual fee and great rewards. The Freedom Unlimited card gives 1.5 - 5% cash back on purchases. New cardholders can also earn a $200 initial bonus by spending just $500 in the first 3 months after opening an account.
Capital One® Savor® Cash Rewards Credit Card
The best credit card for people with good credit who want bonus rewards on dining and entertainment is the Capital One® Savor® Cash Rewards Credit Card. The Savor Card gives unlimited 4% cash back in those two purchase categories. Cardholders also earn unlimited 2% cash back at grocery stores and 1% back everywhere else. Spending $3,000 within 3 months of opening an account triggers a $300 initial rewards bonus, too. The Savor Card has a $95 annual fee. If you want a no annual fee credit card with dining and entertainment rewards, check out the Capital One SavorOne Cash Rewards Credit Card.
Blue Cash Preferred® Card from American Express
If you want a great all-around credit card for good credit, consider the Blue Cash Preferred® Card from American Express. It has a really attractive combination of rewards, along with a reasonable fee and even a low introductory APR. Blue Cash Preferred starts new cardholders off with an initial bonus of $250 statement credit for spending $1,000 in the first 3 months. That’s enough to cover the card’s $95 annual fee for nearly three years. All cardholders also earn 6% cash back on select U.S. streaming subscriptions and 6% cash back on up to $6,000 spent per year at U.S. supermarkets. Plus, there’s a nice collection of 3% cash back categories, including U.S. gas stations and all types of transit expenses, from ridesharing to tolls. All other purchases yield 1% cash back.
The Amex Blue Cash Preferred Card has some financing appeal for a limited time, too. It offers intro interest rates of 0% for 12 months on new purchases.
Wells Fargo Platinum card
The best credit card for long intro APR that requires good credit is the Wells Fargo Platinum card. The Wells Fargo Platinum card has some attractive terms, too, including a $0 annual fee and an intro APR of 0% for 18 months on new purchases and 0% for 18 months on qualifying balance transfers. But a 3% (5% after the first 120 days) balance transfer fee complicates its long interest-free period.
Capital One Venture Rewards Credit Card
The best credit card for good credit is the Capital One Venture Rewards Credit Card. It has a bonus of 60,000 miles (worth $600 in travel) for spending $3,000 in the first 3 months. The Venture Card also gives 2 miles per $1 spent on all purchases. Plus, you can use your miles to book travel accommodations or pay for any travel-related expenses from the past 90 days. With all those rewards, you should have no problem affording the Venture card’s $95 annual fee. Venture’s impressive rewards value and lack of foreign transaction fees also make it one of the best travel credit cards for good credit or excellent credit.
Closing Thoughts
At the end of the day, finding the best credit card for good credit is both easy and hard at the same time. On the one hand, the best credit cards for people with good credit are pretty much the best credit cards overall. So you almost have your pick of any card that catches your eye. But all the options can make it tough to choose, considering how many good deals are available. That’s why WalletHub’s editors compared 1,000+ offers and picked the best credit cards for good credit in different categories.
Best Credit Cards for Good Credit of 2021
- Chase Freedom Unlimited®. Cash Rewards
- Capital One® Savor® Cash Rewards Credit Card. Dining & Entertainment
- Blue Cash Preferred® Card from American Express. Bonus Cash Back
- Capital One Venture Rewards Credit Card. Travel Rewards
- Wells Fargo Platinum card. Long Intro APR
Questions & Answers
Comparing credit cards for good credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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Great Tips for Good Credit & Credit Cards
Good credit gives you a lot of credit card options, and that can make finding the right fit even harder. To help you get the best card for your needs and use it wisely, we asked a panel of experts to share their advice. Just click on their photos to read their answers to the following questions.
- What is your best piece of advice for someone with a good credit score who’s looking for a credit card?
- What advantage does an excellent credit score give you relative to a good one when shopping for a credit card?
- What is the biggest credit card mistake that people with good credit tend to make?
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Mike Morgan
Professor of Practice, Department of Finance, Real Estate and Business Law, School of Business, The University of Southern Mississippi
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Lynda Livingston
Professor, University of Puget Sound
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Konnie G. Kustron
Professor, School of Technology Studies & Professional Services Management, Member, Women and Gender Studies Department, Eastern Michigan University
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Jonathan Handy
Assistant Professor, Furman University
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Tammy Johnston
Professor of Economics in the College of Business and Social Sciences at the University of Louisiana at Monroe
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Andres Liberman
Assistant Professor of Finance in the Stern School of Business at New York University
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