Identifying the best credit cards for good credit is just a matter of seeing which of the best overall credit cards accept good-credit applicants. After all, good credit doesn’t quite get you the pick of the litter, like excellent credit does. But it will help you qualify for much of the market’s top plastic.
With that in mind, here are the best credit cards you can get with good credit, selected by WalletHub’s editors from 1,000+ offers:
Here are the best credit cards for good credit:
|Best Credit Card For…||Card Name||Annual Fee||Editors’ Rating|
|Travel Rewards||Capital One® Venture® Rewards Credit Card||$0 the first year ($59 after)||5 Stars|
|Cash Back||Citi® Double Cash Card – 18 month BT offer||$0||5 Stars|
|0% Purchases||Citi® Diamond Preferred® Card||$0||5 Stars|
|0% Transfers||Chase Slate®||$0||5.0 Stars|
|Free Nights||Club Carlson℠ Premier Rewards Visa Signature® Card||$75||Not Listed|
|Small Business||Capital One® Spark® Cash for Business||$0 the first year ($95 after)||5 Stars|
For context, here are the ranges of terms available from credit cards for good credit right now:
Credit Cards for Good Credit – Market Overview
|Annual Fee||Initial Bonus||Base Rewards Rate||Max Rewards Rate||0% Intro APR||Regular APR|
|$0 to $995||$10 to $510||0.5% to 2%||0.84% to 6.6%||6 to 21 months||10.0% to 27.74%|
Good credit is great, and it will save you hundreds of dollars per year relative to bad credit. But it’s not excellent. So make sure to use your new credit card responsibly, and pretty soon you’ll be able to enjoy excellent credit, Top WalletFitness and the serious savings that come along with them. Sign up for a free WalletHub account to track your progress and get personalized tips that should help along the way.