The best hotel credit cards, from our perspective, are those with the largest initial bonuses and most lucrative ongoing rewards. And you obviously should take such terms into account. But you also have to consider things more practically, taking into account your travel tendencies and preferences. Above all else, that means finding a credit card affiliated with a hotel that you already partron or could easily start staying at.
With those considerations in mind, WalletHub’s editors compared hundreds of credit cards with hotel rewards – both specific to particular hotel chains and more versatile – in search of the best hotel credit cards for different types of travelers. You can find their selections below.
2017’s Best Hotel Credit Cards – Editors’ Picks
|Best For...||Card Name||Editor's Rating||Annual Fee||Min. Credit Required|
|Biggest Bonus||Chase Sapphire Reserve℠ Credit Card||4.4 Stars||$450||Excellent|
|Club Carlson Crew||Club Carlson Premier Rewards Visa Signature® Credit Card||4.5 Stars||$75||Good|
|IHG Groupies||IHG® Rewards Club Select Credit Card||4.1 Stars||$0 the first year ($49 thereafter)||Good|
|SPG Loyalists||Starwood Preferred Guest® Credit Card from American Express||4.0 Stars||$0 the first year ($95 thereafter)||Good|
|Hilton Lovers||Hilton Honors™ Surpass® Card from American Express||4.0 Stars||$75||Good|
|Pick Your Pillow – Any Hotel||Barclaycard Arrival Plus™ World Elite MasterCard®||5 Stars||$0 the first year ($89 thereafter)||Good|
|Business Travelers||Club Carlson Business Rewards Credit Card||4.0 Stars||$60||Good|
If you would like to learn more about these offers and some other great ways to earn free nights, check out our editors’ complete review of the year’s best hotel credit cards.
Pro Tip: Don’t commit to a specific hotel chain unless you spend (or can spend) at least 20 nights there per year. Otherwise, a credit card offering more-flexible rewards will probably help you save more. For one thing, you’ll be able to hunt around for the best prices rather than having to book directly with your hotel of choice.