Low Interest Miles Credit Cards
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In a perfect world, all miles credit cards would be classified as low interest miles cards. Unfortunately, most rewards credit cards have high interest rates, and this is particularly true of the most attractive offers. Conversely, the credit cards with the best rates generally don’t have rewards. By searching for a low interest airline miles card, you are therefore likely ensuring that you get the best of neither world, rather than the best of both. Instead, start by making whatever adjustments are necessary so that your everyday spending does not exceed your means to pay. Then find either a 0% credit card or a balance transfer card, depending on whether your desire for a low interest rate stems from existing debt or significant upcoming purchases. After you get all that squared away, you can go after rewards. Rewards should be at the bottom of credit card priorities, not only because they are a perk, but because they are a perk that is of little or no value when you are revolving a balance. Note: some of the offers are issued by WalletHub advertising partners.
Showing 1 – 10 of 10
Capital One VentureOne Rewards Credit Card Capital One VentureOne Rewards Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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N/A
Regular APR
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15.49% - 25.49% (V)
Rewards Details
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Transfer your miles to over 10+ travel loyalty programs
Additional Info
- $0 annual fee and no foreign transaction fees
- Enjoy 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that
- See More Details & Reviews About TheCapital One VentureOne Rewards Credit Card
Discover it® Miles Discover it® Miles
Purchase Intro APR
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0% for 14 months
Transfer Intro APR
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10.99% for 14 monthsTransfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Regular APR
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11.99% - 22.99% Variable
Rewards Details
- UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
- New! Redeem Miles to pay any part of your monthly bill, including your minimum payment.
- Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
- No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
Additional Info
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- See More Details & Reviews About TheDiscover it® Miles
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Purchase Intro APR
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N/A
Transfer Intro APR
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N/A
Regular APR
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15.99% - 24.99% (V)
Annual Fee
$0 intro 1st yr, $99 after
Rewards Rate
1 - 2 miles / $1
Minimum Credit
Good Credit
Rewards Details
- Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
- Enjoy preferred boarding on American Airlines flights
Additional Info
- No Foreign Transaction Fees
- The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® / AAdvantage® Platinum Select® World Elite Mastercard®
Citi® / AAdvantage® Executive World Elite Mastercard® Citi® / AAdvantage® Executive World Elite Mastercard®
Purchase Intro APR
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N/A
Transfer Intro APR
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N/A
Regular APR
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15.99% - 24.99% (V)
Rewards Details
- Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
- Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
- Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
- First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
Additional Info
- No Foreign Transaction Fees on purchases
- The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® / AAdvantage® Executive World Elite Mastercard®
Delta SkyMiles® Blue American Express Card Delta SkyMiles® Blue American Express Card
Rates & Fees | Terms Apply
Purchase Intro APR
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N/A
Transfer Intro APR
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N/A
Regular APR
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15.74% - 24.74% (V)
Rewards Details
- Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months.
- Earn 2X Miles per dollar at restaurants, now worldwide.
- Earn 2X Miles per dollar spent on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- Terms Apply.
Additional Info
- No Annual Fee.
- No Foreign Transaction Fees.
- See More Details & Reviews About TheDelta SkyMiles® Blue American Express Card
American Airlines AAdvantage MileUpâ„ Card American Airlines AAdvantage MileUpâ„ Card
Purchase Intro APR
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N/A
Transfer Intro APR
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N/A
Regular APR
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15.99% - 24.99% (V)
Rewards Details
- Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn 1 AAdvantage® mile for every $1 spent on other purchases
- Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
Additional Info
- No Annual Fee
- The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheAmerican Airlines AAdvantage MileUpâ„ Card
Delta SkyMiles® Platinum American Express Card Delta SkyMiles® Platinum American Express Card
Rates & Fees | Terms Apply
Purchase Intro APR
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N/A
Transfer Intro APR
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N/A
Regular APR
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15.74% - 24.74% (V)
Rewards Details
- Limited Time Offer: Earn 90,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Offer expires 4/28/2021.
- Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
- Earn 1X Miles on all other eligible purchases.
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Enjoy your first checked bag free on Delta flights.
- Fee Credit for Global Entry or TSA Pre✓®.
- Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
- Terms Apply.
Additional Info
- No Foreign Transaction Fees.
- $250 Annual Fee.
- See More Details & Reviews About TheDelta SkyMiles® Platinum American Express Card
Delta SkyMiles® Reserve American Express Card Delta SkyMiles® Reserve American Express Card
Rates & Fees | Terms Apply
Purchase Intro APR
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N/A
Transfer Intro APR
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N/A
Regular APR
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15.74% - 24.74% (V)
Rewards Details
- Limited Time Offer: Earn 80,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs) after you spend $5,000 in purchases on your new Card in your first 3 months. Offer expires 4/28/2021.
- Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
- Complimentary access into the Delta SkyClubs® for you when traveling on a Delta flight.
- Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
- Fee Credit for Global Entry or TSA Pre✓®.
- Enjoy your first checked bag free on Delta flights.
- Earn 3X Miles on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- Terms Apply.
Additional Info
- No Foreign Transaction Fees.
- $550 annual fee.
- See More Details & Reviews About TheDelta SkyMiles® Reserve American Express Card
Delta SkyMiles® Gold American Express Card Delta SkyMiles® Gold American Express Card
Rates & Fees | Terms Apply
Purchase Intro APR
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N/A
Transfer Intro APR
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N/A
Regular APR
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15.74% - 24.74% (V)
Annual Fee
$0 intro 1st yr, $99 after
Rewards Rate
1 - 2 miles / $1
Minimum Credit
Good Credit
Terms Apply
Apply Now
Rewards Details
- Limited Time Offer: Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Offer expires 4/28/2021.
- Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
- Earn 1X Mile on all other eligible purchases.
- Enjoy your first checked bag free on Delta flights.
- Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit on your Card to inspire your next travel.
- Terms Apply.
Additional Info
- Enjoy a $0 introductory Annual Fee for the first year, then $99.
- See More Details & Reviews About TheDelta SkyMiles® Gold American Express Card
Emirates Skywards Premium Credit Card Emirates Skywards Premium Credit Card
Purchase Intro APR
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N/A
Transfer Intro APR
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N/A
Regular APR
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15.99% - 24.99% (V)
Annual Fee
$499
Rewards Rate
1 - 3 miles / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 60,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days.
- Enjoy Emirates Skywards Gold membership during your first year and receive 50% bonus Skywards Miles on Emirates flights. Maintain Emirates Skywards Gold membership by spending $40,000 each cardmembership year.
- Earn 3 Skywards Miles for every $1 spent on emirates.com or at the Emirates Sales office.
- Earn 2 Skywards Miles for every $1 spent on eligible airfares, hotel stays and car rentals and 1 Skywards Mile on all other purchases.
- Earn 10,000 Skywards Miles anniversary bonus after spending $30,000 each cardmembership year.
- Global Entry or TSA PreCheck application fee credit every five years – up to $100.
- Receive 25% savings when you Buy or Gift Miles.
Additional Info
- Complimentary worldwide lounge access to Emirates Business Class lounges for the cardmember and a guest.
- Free Economy Class seat selection for the cardmember and passengers in the same booking.
- Priority check-in, boarding and baggage delivery.
- Unlimited access to over 1,200 lounges worldwide for you and your guest(s) with Priority PassTM Select.
- Unlimited free Wi-Fi on board.
- See More Details & Reviews About TheEmirates Skywards Premium Credit Card
NO FOREIGN FEE
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Questions & Answers
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