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Low Interest Miles Credit Cards
WalletHub makes it easy to find the best credit card for you.
In a perfect world, all miles credit cards would be classified as low interest miles cards. Unfortunately, most rewards credit cards have high interest rates, and this is particularly true of the most attractive offers. Conversely, the credit cards with the best rates generally don’t have rewards. By searching for a low interest airline miles card, you are therefore likely ensuring that you get the best of neither world, rather than the best of both. Instead, start by making whatever adjustments are necessary so that your everyday spending does not exceed your means to pay. Then find either a 0% credit card or a balance transfer card, depending on whether your desire for a low interest rate stems from existing debt or significant upcoming purchases. After you get all that squared away, you can go after rewards. Rewards should be at the bottom of credit card priorities, not only because they are a perk, but because they are a perk that is of little or no value when you are revolving a balance. Note: some of the offers are issued by WalletHub advertising partners.
LOW INTEREST MILES CREDIT CARDS
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Capital One VentureOne Rewards Credit Card Capital One VentureOne Rewards Credit Card
- 20,000 miles initial bonus
- Unlimited 1.25 miles per $1 on every purchase
- Miles are redeemable for any travel-related expense on your bill
- 0% intro APRs
- No annual fee
- Balance transfer fee
- Potential for a very high regular APR
Discover it® Miles Discover it® Miles
- $0 annual fee
- 1.5 miles per $1
- First-year rewards get doubled
- 0% foreign transaction fee
- Intro APRs on purchases and balance transfers
- High regular interest rate
- Not as rewarding after the first year
TD First Class Visa Signature® Credit Card TD First Class Visa Signature® Credit Card
- 0% intro APR on balance transfers
- High rewards rate
- 25,000 miles initial rewards bonus
- No membership fees first year
- Membership fees in the second year
- No intro APR on purchases
- Balance transfer fee
- Requires excellent credit
Commerce Bank Miles℠ Credit Card Commerce Bank Miles℠ Credit Card
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- Bonus rewards categories
- No initial rewards bonus
- No intro APR on balance transfers
- Balance transfer fee
- Requires good/excellent credit
Truist Enjoy Travel credit card Truist Enjoy Travel credit card
- No membership fees
- High rewards rate
- 20,000 miles initial rewards bonus
- No foreign fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires excellent credit
Questions & Answers
Comparing low interest miles credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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