The best no annual fee Amex largely depends on what type of rewards you’re looking for. Some cards give you cash back. Others offer travel rewards. Some front-load their value, offering initial rewards bonuses. Others are more balanced.
To help you make the right decision, WalletHub’s editors compared all of the no annual fee Amex cards in our database of 1,000+ offers and picked our favorites.
Here are the best American Express no annual fee credit cards:
|Best For…||Card Name||Annual Fee||Min. Credit Required||Editor’s Rating|
|Cash Back||Blue Cash Everyday® Card from American Express||None||Good||4.2 / 5|
|Travel Rewards||Blue from American Express® Card||None||Excellent||2.3 / 5|
|Business||SimplyCash® Plus Business Credit Card from American Express||None||Good||4.5 / 5|
|No 1st-Year Fee||Premier Rewards Gold Card from American Express||None 1st yr, $195 after||Good||2.8 / 5|
As you can see, a good or excellent credit score is required to get an American Express no annual fee credit card. You can see where your credit stands by checking your latest credit score for free on WalletHub. Only WalletHub offers free credit scores and reports that are updated on a daily basis. You’ll also get personalized credit-improvement advice.