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Credit Cards
WalletHub makes it easy to find the best credit card for you.
Compare credit card offers (some of which are from WalletHub advertisers) and quickly find the one that best fits your needs. Once you’ve made your choice, click “Apply Now” and we’ll redirect you to the credit card company’s secure online application.
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U.S. Bank Visa® Platinum Card U.S. Bank Visa® Platinum Card
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- Reports to the three major credit bureaus
- No rewards
- No rewards bonus
- Balance transfer fee
- Foreign fee
- Limited Time Offer!
- 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 15.99%-25.99%.
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
- Choose a payment due date that fits your schedule
- No Annual Fee
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPayâ„¢ Plan.
- Terms and conditions apply.
U.S. Bank Cash+® Visa Signature® Card U.S. Bank Cash+® Visa Signature® Card
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
- Spending caps on rewards
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
- New! $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
- 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose
- 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center
- 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants
- 1% cash back on all other eligible purchases
- Terms and conditions apply.
- 0% Intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR currently 15.99% - 25.99%
- No Annual Fee
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPayâ„¢ Plan.
U.S. Bank Altitude® Go Visa Signature® Card U.S. Bank Altitude® Go Visa Signature® Card
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
- Balance transfer fee
- Requires excellent credit
- Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.
- 4X points on dining, takeout, and restaurant delivery.
- 2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!
- 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations
- 1X point on all other eligible purchases.
- Points never expire
- Terms and conditions apply.
- 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 16.49% - 25.49%.
- No Annual Fee
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPayâ„¢ Plan.
Ralphs Credit Card Ralphs Credit Card

- No membership fees
- High rewards rate
- $100 initial rewards bonus
- No foreign fee
- Spending caps on rewards
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- Earn $100 statement credit when you apply, get approved and spend $500 on your Card on eligible purchases the first 90 days.
- 5 points (5% cash back) per $1 spent on mobile wallet transactions (excluding Kroger Pay) up to $3,000 in a calendar year.
- 3 points (3% cash back) per $1 spent at Restaurants, Bars, Fast-Food, and Fuel Stations, including Kroger Family of Companies Fuel Centers up to $6,000 in per year.
- 2 points (2% cash back) for every $1 in eligible net purchases inside Kroger Family of Companies and 1 point (1% cash back) for every $1 on all other eligible net purchases.
- Once you earn a minimum of $10 in Rewards you can redeem your cash back via a statement credit or Real-Time Rewards. Earn a minimum of $25 in Rewards to redeem for a Kroger Family of Companies Gift Cards.
- Zero Fraud Liability and virtual assistance with Mastercard Global Serviceâ„¢.
- Travel and Lifestyle Benefits: Travel Assistance Services and Cellular Wireless Telephone Protection.
- Mastercard ID Theft Protectionâ„¢.
Kroger Credit Card Kroger Credit Card

- No membership fees
- High rewards rate
- Bonus categories
- No foreign fee
- No rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- Earn 5 points (5% cash back) per $1 spent on mobile wallet transactions (excluding Kroger Pay) up to $3,000 per calendar year.
- Earn 2 points (2% cash back) per $1 spent inside Kroger Family of Companies (excluding Kroger Family of Companies Fuel Centers).
- Earn 1 point (1% cash back) per $1 of net eligible purchases everywhere else.
- Apply by September 1, 2022 to earn an additional $.55 off per gallon of fuel each time you redeem at least 100 fuel points at Kroger Fuel Centers for the first year and thereafter when you spend $6,000 in a calendar year once the additional $.55 discount has expired, you will receive a 25¢ discount for the remainder of that calendar year and for the entirety of the next calendar year, ending the following January 31.
- Once you earn a minimum of $10 in Rewards you can redeem your cash back via a statement credit or Real-Time Rewards. Earn a minimum of $25 in Rewards to redeem for a Kroger Family of Companies Gift Cards.
- Travel and Lifestyle Benefits: gain access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in class travel companies across hotels, air travel, tours, cruises, car rentals and more.
- Zero Fraud Liability and virtual assistance with Mastercard Global Serviceâ„¢.
- Mastercard ID Theft Protectionâ„¢.
Fred Meyer Credit Card Fred Meyer Credit Card

- No membership fees
- High rewards rate
- Bonus categories
- No foreign fee
- No rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- Earn 5 points (5% cash back) for every $1 in eligible net purchases on mobile wallet transactions (excluding Kroger Pay) up to $3,000 per calendar year.
- Earn 2 points (2% cash back) for every $1 in eligible net purchases inside Kroger Family of Companies (excluding Kroger Family of Companies Fuel Centers).
- Earn 1 point (1% cash back) for every $1 spent on all other eligible net purchases.
- Apply by September 1, 2022 and save up to $1.55 cents per gallon of fuel each time you redeem at least 1,000 fuel points for the first year and thereafter when you spend $6,000 in a calendar year once the additional 55¢ discount has expired, you will receive a 25¢ discount for the remainder of that calendar year and for the entirety of the next calendar year, ending the following January 31.
- Once you earn a minimum of $10 in Rewards you can redeem your cash back via a statement credit or Real-Time Rewards. Earn a minimum of $25 in Rewards to redeem for a Kroger Family of Companies Gift Cards.
- Travel and Lifestyle Benefits: gain access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in class travel companies across hotels, air travel, tours, cruises, car rentals and more.
- Zero Fraud Liability and virtual assistance with Mastercard Global Serviceâ„¢.
- Mastercard ID Theft Protectionâ„¢.
U.S. Bank Secured Visa® Card U.S. Bank Secured Visa® Card

- No membership fees
- Qualify with bad credit
- No rewards
- No rewards bonus
- Balance transfer fee
- High Regular APR
- Credit limit based on your deposit, from $300 to $5,000.
- If your application is approved, the issuer will send you a credit card with a credit line the same amount as your deposit.
- The deposit is used to open a U.S. Bank secured savings account to ensure your card can be paid. The account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
- Payments are not automatically deducted from your secured savings account. You're responsible for making at least your minimum payment by the monthly due date.
- You will have an option to pick your credit card due date. Not all payment due dates may be available.
Questions & Answers
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Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
Ad Disclosure Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
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