WalletHub’s editors evaluated 1,000+ credit card offers based on those criteria to find the best no balance transfer fee credit cards around. You can find their selections below.
Here are 2017’s best credit cards with no balance transfer fee
|Rank||Card Name||Balance Transfer Fee||Annual Fee||Intro APR||Regular APR|
|1||Barclaycard Ring™ Mastercard®||$0||$0||0% for 15 months (transfers made within 45 days of account opening)||13.99% (V)|
|4||United States Equestrian Federation Credit Card||$0||$0||0% for 6 months||10.99% - 22.99% (V)|
|3||SunTrust Prime Rewards Credit Card||$0||$0||4% for 36 months||12.24% - 22.24% (V)|
|2||Chase Slate®||$0 (transfers made within 60 days of account opening)||$0||0% for 15 months||15.99% - 24.74% (V)|
All of these no transfer fee credit cards require good or excellent credit for approval. So you may want to check your latest credit score for free on WalletHub before you apply.
Furthermore, it’s important to note that finding the right plastic for a balance transfer isn’t as simple as picking the $0 balance transfer fee credit card with the lowest APR. Because as fees go down, rates tend to go up, and vice versa. So comparing only credit cards with no balance transfer fee or only zero percent balance transfer credit cards is ill-advised. Rather, you need to consider all of the following factors in combination:
- Balance transfer fee;
- Length of 0% intro APR (if applicable);
- Regular APR; and
- How much you can afford to pay each month.