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No Credit Mastercard Credit Cards
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As Visa and Mastercard are the world’s largest card networks, it is no surprise that almost all of the credit cards for people with no credit belong to those networks as well. Checking out the … show more… show more
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Citi® Secured Mastercard® Citi® Secured Mastercard®
Secured Card
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Min Deposit of $200
One-Time Fees
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$0
Regular APR
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23.24% (V)
Pros
- Relatively low minimum deposit
- No annual fee
Cons
- Expensive financing
- 3% foreign-transaction fee
- No rewards
Additional Info
- The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
- Use your card anywhere Mastercard® is accepted — worldwide.
- A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
- Get help staying on track with Auto Pay and account alerts.
- With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
- Manage your account 24/7 online, by phone, or in our mobile app.
- The standard variable APR for Citi Flex Plan is 23.24%. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Secured Mastercard®
Capital One Platinum Credit Card Capital One Platinum Credit Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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26.99% (V)
Pros
- No annual fee
- Available to people with limited credit
- Free credit-score access
- No foreign transaction fee
Cons
- No rewards
- Fairly high regular APR
- No reduced introductory rates
Additional Info
- No annual or hidden fees. See if you're approved in seconds
- Be automatically considered for a higher credit line in as little as 6 months
- Help build your credit through responsible use of a card like this
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with our mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- See More Details & Reviews About TheCapital One Platinum Credit Card
Capital One Platinum Secured Credit Card Capital One Platinum Secured Credit Card
Secured Card
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Min Deposit of $49, $99 or $200
One-Time Fees
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$0
Regular APR
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26.99% (V)
Pros
- No annual or monthly fees
- Starting credit line $200
- Great for credit-building
Cons
- No rewards
- Higher-than-average interest rate
Additional Info
- No annual or hidden fees. See if you're approved in seconds
- Building your credit? Using the Capital One Platinum Secured card responsibly could help
- Put down a refundable security deposit starting at $49 to get a $200 initial credit line
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with our mobile app
- See More Details & Reviews About TheCapital One Platinum Secured Credit Card
Secured Sable ONE Credit Card Secured Sable ONE Credit Card
Secured Card
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Min Deposit of $10
One-Time Fees
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$0
Regular APR
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10.99% Variable
Annual Fee
$0
Monthly Fee
$0
Rewards Rate
1 - 2% Cash Back
Minimum Credit
Bad
Rewards Details
- NEW! Get a dollar-for-dollar match on all cash back at the end of your first year with Sable Double Cash Bonus.
- Earn 2% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more! Plus, earn 1% cash back on all other purchases.
Pros
- No membership fees
- High rewards rate
- Low regular APR
- Qualify with limited or no credit history
Cons
- No rewards bonus
- Foreign fee
- Requires security deposit
Additional Info
- Auto-review to unsecured card in as FAST as 4 months, 3X faster than anywhere else with Sable’s graduation promise.
- Up to $10,000 credit limit
- No credit check or US credit history required.
- No SSN required for non US citizens.
- Build US credit history FAST. Sable offers enhanced reporting on more data points than any other card so you can build your credit faster.
- Premium benefits like coverage in the event your covered cell phone is stolen or damaged (including cracked screens!), rental car insurance, and much more!
- Please see terms and conditions for additional details.
- See More Details & Reviews About TheSecured Sable ONE Credit Card
Capital One QuicksilverOne Cash Rewards Credit Card Capital One QuicksilverOne Cash Rewards Credit Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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26.99% (V)
Annual Fee
$39
Rewards Rate
1.5 - 5% Cash Back
Minimum Credit
Limited History
Rewards Details
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Pros
- 1.5% cash back on all purchases
- Available to people with limited or fair credit
- No foreign fee
Cons
- $39 annual fee
- Average regular APR for a limited-credit card
Additional Info
- Be automatically considered for a higher credit line in as little as 6 months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Help strengthen your credit for the future with responsible card use
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- See More Details & Reviews About TheCapital One QuicksilverOne Cash Rewards Credit Card
FIT Mastercard® FIT Mastercard®
One-Time Fees
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$89
Regular APR
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29.99% (V)
Pros
- Qualify with limited or no credit history
- Does not require security deposit
Cons
- One-time fees
- No rewards
- No rewards bonus
- No intro APR on purchases
Additional Info
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00* (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Checking Account Required
- See More Details & Reviews About TheFIT Mastercard®
Reflex Mastercard® Reflex Mastercard®
One-Time Fees
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$0
Regular APR
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24.99% - 29.99% (Variable)
Annual Fee
$75 - $99
Monthly Fee
$0 1st year, up to $10 after
Minimum Credit
Bad
Pros
- Qualify with limited or no credit history
- Does not require security deposit
Cons
- No rewards
- No rewards bonus
- No intro APR on purchases
- No balance transfers allowed
Additional Info
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 - $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- $0 monthly fee for the first 12 months. $10.00 per month starting the second year, waived for those with a $750 or $1,000 credit limit
- See More Details & Reviews About TheReflex Mastercard®
Capital One Quicksilver Secured Cash Rewards Credit Card Capital One Quicksilver Secured Cash Rewards Credit Card
Secured Card
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Min Deposit of $200
One-Time Fees
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$0
Regular APR
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26.99% (V)
Annual Fee
$0
Monthly Fee
$0
Rewards Rate
1.5 - 5% Cash Back
Minimum Credit
Bad
Rewards Details
- No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Pros
- Great rewards
- No annual fee
- Relatively low minimum deposit
- Qualify with limited credit history
Cons
- High interest rate
Additional Info
- Put down a refundable $200 security deposit to get a $200 initial credit line
- Building your credit? Using a card like this responsibly could help
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- See More Details & Reviews About TheCapital One Quicksilver Secured Cash Rewards Credit Card
First Digital Mastercard® First Digital Mastercard®
One-Time Fees
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$95
Regular APR
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35.99%
Annual Fee
$75 1st yr, $48 after
Monthly Fee
$0 1st year, $6.25 after
Minimum Credit
Bad
Pros
- Qualify with limited or no credit history
- Does not require security deposit
Cons
- One-time fees
- No rewards
- No rewards bonus
- No intro APR on purchases
Additional Info
- Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- Easy and secure online application – It takes just moments to apply.
- Issued by Synovus Bank, Member: FDIC
- See More Details & Reviews About TheFirst Digital Mastercard®
First Progress Platinum Prestige Mastercard® Secured Credit Card First Progress Platinum Prestige Mastercard® Secured Credit Card
Secured Card
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Min Deposit of $200
One-Time Fees
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$0
Regular APR
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10.24% (V)
Pros
- Low regular APR
- Qualify with limited or no credit history
Cons
- Membership fees
- No rewards
- No rewards bonus
- Foreign fee
Additional Info
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application; No credit inquiry required!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide program; available in all 50 US states *See Card Terms.
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- See More Details & Reviews About TheFirst Progress Platinum Prestige Mastercard® Secured Credit Card
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Questions & Answers
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