No Annual Fee Credit Cards for No Credit
WalletHub makes it easy to find the best credit card for you.
- Pay no annual fee
- Get access to a higher credit line after making your first 5 monthly payments on time
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help strengthen your credit for the future with responsible card use
- See More Details & Reviews About TheCapital One® Platinum Credit Card
- 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
- INTRO OFFER: We automatically match all the cash back you've earned at the end of your first year.
- No Annual Fee, earn cash back, and build your credit with responsible use.
- It's a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
- Establish your credit line by providing a refundable security deposit of at least $200 after being approved. Bank information must be provided when submitting your deposit.
- Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- See More Details & Reviews About TheDiscover it® Secured
- No annual fee, and all the credit building benefits with responsible card use
- Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
- You will get an initial $200 credit line after making a security deposit of $49, $99, or $200
- Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
- It's a credit card accepted at millions of locations worldwide
- See More Details & Reviews About TheCapital One® Secured Mastercard®
- Up to 1.5% cash back after making 12 on-time monthly payments.
- 1% cash back on purchases right away
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology can help applicants without credit history get approved
- $500 - $10,000 credit limits
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, member FDIC
- See More Details & Reviews About ThePetal Cash Back Visa® Card
- Complimentary Amazon Student Prime (Lifetime Value worth $59)
- 1% cash back on all purchases
- An award winning college credit card for all students - both from the US and visiting from abroad. (For international students, an SSN is not required to apply)
- Cellphone Protection
- Extended Warranty
- $0 Annual Fee
- 20.49% variable APR
- See More Details & Reviews About TheDeserve® Edu Mastercard for Students
- The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
- Use your card anywhere Mastercard® is accepted — worldwide.
- A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
- Get help staying on track with Auto Pay and account alerts.
- With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
- Manage your account 24/7 online, by phone, or in our mobile app.
- See More Details & Reviews About TheCiti® Secured Mastercard®
- Free ScoreCard rewards program earns points redeemable for air travel, hotels, vacation packages, cruises, rental cars and merchandise.
- Minimum credit limit of $200.
- Travel and emergency assistance, Vehicle rental insurance, Warranty manager service.
- Emergency cash disbursement and card replacement.
- First Command Bank is currently accepting new account applications only from existing clients of First Command Bank or First Command Financial Services.
- See More Details & Reviews About TheFirst Command Bank Classic Visa® Card
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Questions & Answers
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Featured Credit Cards
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† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.