You can learn about the top options below. And if you’re currently in college, you should also be sure to check out the best student credit cards available right now. Credit cards for college students tend to have slightly better terms than other credit cards for people with limited credit.
Best Credit Cards for No Credit
|Best For…||Card Name||Annual Fee||Editors’ Rating|
|College Students||Journey® Student Rewards from Capital One®||None||5.0 / 5|
|Light Spenders||Capital One® Platinum Credit Card||None||5.0 / 5|
|Heavy Spenders||Capital One® QuicksilverOne® Cash Rewards Credit Card||$39||4.7 / 5|
|High Approval Odds||OpenSky® Secured Visa® Credit Card||$35||4.0 / 5|
Getting a credit card is an essential step toward a solid first credit score and, ultimately, reaching excellent credit. You just have to make sure to use it responsibly, which above all else means paying your bill on time every month. For help with that, make sure to check out WalletHub’s 8 Tips For Never Missing A Due Date.