Oportun Credit Cards

You can log in to your Oportun® Visa® Credit Card account by going to the login page on the Oportun website or mobile app and entering your username and password in the appropriate fields. Then, click “Log in” to access your online account.

How to Log In to a Oportun Credit Card Account

1. Go to the Oportun Credit Card login page.
2. Fill out the “Email” and “Password” fields with your credentials.
3. Click “Log in” to access your account.

After you have logged in, you'll be able to manage your Oportun Credit Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.

If you forget your login information, click “Forgot password” on the Oportun login page. Then, just follow the prompts to reset or retrieve your username or password.

Yes, the Oportun Credit Card does have pre-approval. Oportun actually requires applicants to check for pre-approval before they can apply, so you will have a good idea of your approval odds if you choose to apply. Getting pre-approved for an Oportun Credit Card means that your chances of being approved for an account are very high if you apply, but it does not mean that approval is guaranteed.

Oportun Credit Card pre-approvals do not affect your credit score, as they're done using a soft “pull,” or inquiry. But if you decide to submit an application for the Oportun Credit Card, Oportun will conduct a hard inquiry, which will lead to a slight but temporary decrease in your credit score.

You can pay your Oportun Credit Card either online or over the phone at (833) 676-7886. Alternatively, you can submit a Oportun Credit Card payment in person at any MoneyGram location or by mail.

Here's how you can pay your Oportun Credit Card:

• Online: Log in to your account and follow the on-screen instructions to make a payment.
• Phone: To make a Oportun Credit Card payment over the phone, call customer service at (833) 676-7886.
• In person: You can also pay with cash at any MoneyGram location, including inside CVS and Walmart. You will have to bring your Oportun Credit Card number with you and use the following receiver code: 18801
• Mail: To mail a payment, send a check or money order (not cash) to this address:
   
  Oportun
  PO Box 561240
  The Colony, TX 75056

It is worth noting that the issuer allows Oportun Credit Card members to set up automatic payments, as well.

Unfortunately, you cannot download an Oportun Credit Card mobile app, as there isn't any. However, you can manage your card online, by logging into your account. Among other things, you can use your Oportun Credit Card online account to:

• Make your monthly payments
• View statements and transaction details
• Check your credit card balance

If you forget your login information, click “Forgot password” on the Oportun login page. Then, just follow the prompts to reset or retrieve your username or password.

The Oportun Credit Card annual fee is $0 - $49 per year. Oportun Credit Card's annual fee may be higher or lower than the average annual fee among new credit card offers, depending on your creditworthiness. It's not the only fee you need to worry about with the Oportun® Visa® Credit Card, either.

Oportun Credit Card Fees

• Annual Fee: $0 - $49
• Cash Advance Fee: 3% (min $10)
• Foreign Fee: $0
• Max Late Fee: $35