Compare Provident Credit Union Credit Cards
Please find below credit cards offered by Provident Credit Union.

Secured Card
Min Deposit of $600
One-Time Fees
$0
14.40% (V)
annual fee
$0
monthly fee
$0
Bad Credit
Pros
- No membership fees
- Low regular APR
- No foreign fee
- Qualify with bad credit
Cons
- Requires security deposit
Additional Info
- You must maintain 120% of your credit limit in your savings account with a minimum credit limit of $600.
- Transaction alerts via email or SMS text message to help manage and track spending while providing an early warning for potential fraudulent activities.
- Merchant discount program: Visa Discounts.
- More Details & Reviews About Provident Credit Union Share Secured Credit Card

0% for 14 months
0% for 14 months|Transfer Fee: 2% (min $10)
14.74% - 18% (V)
annual fee
$0
rewards rate
1.5% Cash Back
Good Credit
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- No foreign fee
Cons
- No initial rewards bonus
- Balance transfer fee
- Requires good/excellent credit
Rewards Details
- 1.5% cash back on all purchases.
- No caps or restrictions.
Additional Info
- 0% Intro APR on balance transfers requested within 60 days of account opening.
- Exclusive Visa Signature card benefits.
- Offers at Visa Signature & Luxury Hotel Collection.
- Travel Accident Insurance — Up to $1,000,000 coverage.
- Trip Cancellation/Interruption Insurance — Up to $2,000 per trip.
- Lost Luggage Reimbursement — Up to $3,000 per trip.
- More Details & Reviews About Provident Credit Union Cash Back Visa Signature
Provident Credit Union Credit Card Reviews
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Provident Credit Union Credit Card Q&A
Get answers to your questions about Provident Credit Union Credit Cards below. For more general questions, visit our Answers section.
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Is the World+ Travel credit card worth it?
The World+ Travel credit card is worth it, if you are a Provident Credit Union member. It has a 20,000 points initial bonus and a waived annual fee in the first year which makes it great for a while.
After that it's just a mediocre travel credit card with a $45 annual fee offering:
- 2x points/$1 spent on travel and dining
- 1 point/$1 spent on everything else
- 0% foreign transaction fee
If you're looking for a better deal, check out the Wells Fargo Propel American Express card offering:
- 20,000 points initial bonus for purchases of at least $1,000 in the first 3 months of account opening
- 3x points/$1 spent on dining, travel, gas, streaming services
- 1 point/$1 spent on everything else
- 0% foreign transaction fee
- $0 annual fee
How much is the Provident Credit Union Share Secured card balance transfer limit?
There isn't a standard Provident Credit Union Secured card balance transfer limit. If will depend on your overall credit limit and will be a portion of it. The specifics are in your monthly statement.
Can I transfer my balance on the Provident Credit Union Share secured card?
You can technically transfer a balance on the Provident Credit Union Secured card. You'll even get an intro APR of 12.15% for six months. Unfortunately, you'll have to pay a balance transfer fee of either $10.00 or 2%, whichever's greater.
If you mean "can I transfer the balance from this card", then yeah, you can. Obviously, it depends on the card you're looking to transfer into, but you won't get any trouble from Provident.
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