There is no Regions student credit card. Regions Bank does not offer any credit cards for people with limited or no credit – student or otherwise. All five Regions Bank credit cards require excellent credit for approval. There was a Regions student credit card in the past, but it was discontinued some time between November 2017 and November 2018. It offered 1 point per $1 on purchases and a 0% APR on balance transfers for 7 months. It had a $0 annual fee.
Students can also get access to Regions Bank credit cards by becoming an authorized user. When you’re an authorized user on someone else’s Regions Bank card, you’ll be able to take advantage of all the card has to offer while you establish your credit. You share a credit line with the main cardholder, and they are the one responsible for paying.
Even though you can’t get a Regions student credit card, you can apply for one of the best student credit cards on the market, including the Discover it Student and Discover it Student chrome cards. Both offer cash back rewards and introductory APRs that rival many non-student credit cards that require better credit.
With no Regions student credit card available, you may want to look at secured cards, too. These cards are designed specifically for people with limited to bad credit, and your odds of approval are high because you’ll provide a refundable security deposit as collateral for the account. Discover has one of the best secured cards available. Others worth considering are the Secured Mastercards offered by Citi and Capital One.
Here are some alternatives to a Regions student credit card:
College students with no credit history should go with a student credit card rather than a secured card. Student cards tend to provide the best terms.
No, this card only includes benefits like Lost Luggage Reimbursement, Purchase Security and Visa Signature Concierge.
Regions primarily uses your TransUnion credit report when you apply for one of their credit cards, but in some cases they can pull from Equifax and Exerian, based on where you live.
No; according to the company’s website, Regions only offers Visa cards.
You can use Regions LockIt on the Regions Mobile app. It works for any of Region's credit cards. You can learn more about this feature by visiting https://www.regions.com/promo/lockit-card-controls .
You can do that through this link: https://rewards.regions.com/welcome.htm?product=REGIONS&ext_cat=RegRelRwds
Just log into your online account. You will be able to see how many points you've gathered and how to redeem them.
Foreign transaction fees vary by individual credit card offer. You can compare Regions Bank credit cards as well as no foreign transaction fee credit cards from all major issuers for more information. We recommend going with whichever card offers the best terms, regardless of which bank issues it.
No, unfortunately, Regions does not offer secured credit cards. However, you can compare the best secured credit cards offered by other issuers at: https://wallethub.com/credit-cards/secured/.
Unfortunately, this information is not made available on the bank’s website. Please call customer service at 800-253-2265 for more details.