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I chose the Capital One Platinum Credit Card as my very first credit card.I had been looking for ways to improve my credit score and this card claims to report to all 3 credit bureaus and only charges $19 for an annual fee which is very reasonable.I would strongly recommend this card to anyone looking to establish a good credit history.The rewards were extremely useful for everyday spending. I bought all my food with this card.
I have the green rewards card that was recently switched over to the quicksilver program. I enjoy the fact that I get 1.5% back now instead of 1% but I miss the deals. The cash back is great since I can use it to pay down my balance or as a purchase eraser. We mainly use the card for one of our biggest expenses which is gas in our cars. The rewards add up fast and are always a nice bonus to something that we pay for anyway.
My first credit card ever was the Platinum; after a few on-time payments, I applied for and was granted the green Cash Rewards card. That card was eventually converted by Capital One to the QuickSilver Cash Rewards card, with even better benefits. With 1.5% cash back, I charge nearly everything I purchase and pay it off in full each month. Thanks Capital One!
I used the Capital One QuicksilverOne Cash Rewards Credit Card all through vocational school. The rewards were extremely useful to everyday spending. I bought all my food with this card. From books to class signup fees this card was there to help. Reliable, fast and easy is what I need in a credit card.
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