Chase’s credit card rewards program, Ultimate Rewards, is known for both value and flexibility, giving cardholders at least one cent for each point they redeem, regardless of redemption method. According to WalletHub’s detailed review of the program, one of the other distinctive features that Chase (a WalletHub partner) provides is the ability to transfer rewards points to a range of popular airline and hotel chains – including Southwest and Marriot – at a 1:1 ratio. Ultimate Rewards points also never expire and customers can earn them through Chase’s banking products as well. With that being said, it’s important to note that Chase rewards cards are usually available only to people with excellent credit.…show moreshow less
Comparing Chase Rewards Credit Cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. Other consumers have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.
I have the Chase Freedom card and use it to my benefit as much as I can. I get 1% back on any purchase and 5% on their monthly sponsored purchases. I usually cash out the rewards and they deposit the reward amount straight into my checking account. It's the best card I've ever had and really appreciate the extra money it generates. Just make sure to pay it off every month and you are basically earning free money.
I have the Chase Rewards United MileagePlus Explorer card. I was immediately attracted to this credit card due to my frequent trips that included flying with United. They offered a substantial amount of points, 30,000, upon acceptance. I also receive two passes each year to their exclusive club at various airports. I love the low interest rate. I am proud to present my card whenever the opportunity arises. I feel like I am appreciated everytime I use it.
I don't have one of the cards above, but I've had a Chase Military Star rewards card for several years now and use it as one of my main credit cards. I really like how easily points seem to accumulate. Quite often, I get notices about double points for shopping with different vendors and that really helps my points add up. Another bonus is there is no annual fee, and the interest rates are comparable to leading cards.
I don't have a Chase rewards card, but I have a "gold" card at my local bank, and I love the perks that I get with it. I get 1% cash back on all purchases, and the fees are very affordable. I have had countless situations where my card has helped me out when I was having money issues.
I've had a Chase Freedom card and a Chase Sapphire card. My Chase card I have had for years and years. I am happy with their rewards program. They give 1 percent cash back on all purchases and 5 percent on revolving categories. The revolving categories are great at coinciding with the season. for example, last year the 5 percent on amusement parks was in summer, department stores at Christmas, etc. The Sapphire Card has an annual fee but a lot of perks and great customer service-- I've never been put on hold and you talk to a real American.
I have a Chase Freedom card and absolutely love it! I've had it for longer than a year now and I really did reap benefits immediately from it in terms of the ample cash back bonus offers, especially the $100 I recouped in the first 3 months of using my card. I love the Freedom card and use it for a good amount of my purchases which helps me get the most cash back I can for my purchases. The interest rate is a little high, but I don't have major problems as I pay off the balance in time every month.
I have a chase freedom card and have been so far pleased with it. The worst thing about it is that the limit is so low at $1500 dollars. I usually use it for emergencies only like when my debit card is not working. It always goes through fine. I bought my computer with it and the card was easy to pay off. They are now sending me emails about rewards but I have not checked it out further. The interest rate is not bad as long as you keep paying it off within a few months.
I've had the Chase Sapphire Preferred card for about six months now. I haven't really had it long enough to try to use the points, but so far I'm happy with how it works and how I accumulate points. If I could change something about it I'd lower the interest rate; 15.99 percent is a bit high, but I just make sure I pay my balances off within the grace period (which I also think is a bit short at only 21 days).
I have had a Chase Freedom Card for a while now. I like the Cash back because it is actually a reward that I can use. I don’t have to save up and use points towards some inflated item that isn’t worth the effort. The Interest rates are great for a card with no Annual Fee. You can’t beat free cash back. A lot of rewards cards charge a fee and it’s rare that you end up earning more than you spent on the fee. That’s why I like this card.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.