Chase’s credit card rewards program, Ultimate Rewards, is known for both value and flexibility, giving cardholders at least one cent for each point they redeem, regardless of redemption method. According to WalletHub’s detailed review of the program, one of the other distinctive features that Chase (a WalletHub partner) provides is the ability to transfer rewards points to a range of popular airline and hotel chains – including Southwest and Marriot – at a 1:1 ratio. Ultimate Rewards points also never expire and customers can earn them through Chase’s banking products as well. With that being said, it’s important to note that Chase rewards cards are usually available only to people with excellent credit.…show moreshow less
Get a $50 Disney Gift Card after first purchase with the credit card
Earn 1% on everyday card purchases. That's 1 reward dollar for every $100 spent
Redeem toward most everything Disney, including Disney movie tickets, DVDs, toys, costumes and more
Receive 10% on select merchandise purchases of $50 or more at Disney Store and DisneyStore.com. Receive 10% off select Star Wars merchandise purchases of $50 or more and on select dining locations most days at Disneyland® and Walt Disney World® Resorts
Receive 15% off the non-discounted price of select guided tours at Disneyland® and Walt Disney World® Resorts
0% Promo APR for the first six billing cycles following the purchase date on select Disney vacation packages or purchase of a real estate interest, including a Member Add On, in a Disney Vacation Club® Resort, provided your account is not past due on the purchase date. After that, 16.49%. This APR will vary with the market based on the Prime Rate.
Earn 3X points per $1 spent on travel and restaurants, and 1X point per $1 spent on purchases everywhere else.
Each year, automatically receive up to $300 in statement credits as reimbursement for travel-related purchases charged to your card
Your points are worth 50% more when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 50,000 points are worth $750 towards travel
As the primary cardmember, your Priority Pass™ Select membership is automatically activated when you open your account
Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
No restrictions or blackout dates on airline tickets booked through Chase Ultimate Rewards®
There is no limit to the number of points you can earn. Points don’t expire as long as your account is open
Enroll in leading car rental reward programs from National Car Rental, Avis, and Silvercar. Book with your card to enjoy enhanced benefits, such as upgrades and car rental discounts; savings on luxury and premium car rental rates; plus, promotions and other special offers
Travel benefits: Trip cancellation / Trip interruption insurance, Auto rental collision damage waiver, Baggage delay insurance, Trip delay reimbursement, Lost luggage reimbursement, Travel accident insurance and more
I have the Chase Freedom card and use it to my benefit as much as I can. I get 1% back on any purchase and 5% on their monthly sponsored purchases. I usually cash out the rewards and they deposit the reward amount straight into my checking account. It's the best card I've ever had and really appreciate the extra money it generates. Just make sure to pay it off every month and you are basically earning free money.…read more
I have the Chase Rewards United MileagePlus Explorer card. I was immediately attracted to this credit card due to my frequent trips that included flying with United. They offered a substantial amount of points, 30,000, upon acceptance. I also receive two passes each year to their exclusive club at various airports. I love the low interest rate. I am proud to present my card whenever the opportunity arises. I feel like I am appreciated everytime I use it.…read more
I don't have one of the cards above, but I've had a Chase Military Star rewards card for several years now and use it as one of my main credit cards. I really like how easily points seem to accumulate. Quite often, I get notices about double points for shopping with different vendors and that really helps my points add up. Another bonus is there is no annual fee, and the interest rates are comparable to leading cards.…read more
I don't have a Chase rewards card, but I have a "gold" card at my local bank, and I love the perks that I get with it. I get 1% cash back on all purchases, and the fees are very affordable. I have had countless situations where my card has helped me out when I was having money issues.
I've had a Chase Freedom card and a Chase Sapphire card. My Chase card I have had for years and years. I am happy with their rewards program. They give 1 percent cash back on all purchases and 5 percent on revolving categories. The revolving categories are great at coinciding with the season. for example, last year the 5 percent on amusement parks was in summer, department stores at Christmas, etc. The Sapphire Card has an annual fee but a lot of perks and great customer service-- I've never been put on hold and you talk to a real American.…read more
I have a Chase Freedom card and absolutely love it! I've had it for longer than a year now and I really did reap benefits immediately from it in terms of the ample cash back bonus offers, especially the $100 I recouped in the first 3 months of using my card. I love the Freedom card and use it for a good amount of my purchases which helps me get the most cash back I can for my purchases. The interest rate is a little high, but I don't have major problems as I pay off the balance in time every month.…read more
I have a chase freedom card and have been so far pleased with it. The worst thing about it is that the limit is so low at $1500 dollars. I usually use it for emergencies only like when my debit card is not working. It always goes through fine. I bought my computer with it and the card was easy to pay off. They are now sending me emails about rewards but I have not checked it out further. The interest rate is not bad as long as you keep paying it off within a few months.…read more
I've had the Chase Sapphire Preferred card for about six months now. I haven't really had it long enough to try to use the points, but so far I'm happy with how it works and how I accumulate points. If I could change something about it I'd lower the interest rate; 15.99 percent is a bit high, but I just make sure I pay my balances off within the grace period (which I also think is a bit short at only 21 days).…read more
I have had a Chase Freedom Card for a while now. I like the Cash back because it is actually a reward that I can use. I don’t have to save up and use points towards some inflated item that isn’t worth the effort. The Interest rates are great for a card with no Annual Fee. You can’t beat free cash back. A lot of rewards cards charge a fee and it’s rare that you end up earning more than you spent on the fee. That’s why I like this card.…read more
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