Mastercard Rewards Credit Cards

Mastercard reward card is a fairly vague term, which can refer to two very different types of plastic. For starters, there are credit cards on the Mastercard network that reward you for each purchase. Mastercard gift cards are sometimes referred to as reward cards, too, especially when you get them by redeeming credit card rewards or through some sort of incentive program. A Mastercard debit card with rewards could also qualify, but debit card rewards are largely a thing of the past.

We don’t recommend using Mastercard (or Visa) gift cards because they charge fees that can eat away at your balance. Furthermore, some retailers’ gift cards are pretty much as good as cash – Amazon.com, for example.

Rewards Mastercard credit cards are another story, though. Some of the market’s best rewards credit cards are on the Mastercard network. So you could very well miss out on a great deal if you don’t at least consider them.

To help you find the right Mastercard rewards for your particular needs, WalletHub’s editors compared all of the qualifying offers in our database of 1,000+ cards. And we selected the top picks in the most popular categories.
 

Here are the best rewards Mastercard cards for 2020:

 

Best Mastercard Rewards For…	Card Name	Annual Fee	Type of Rewards	Min. Credit Required	Editor’s Rating
No Annual Fee	Citi® Double Cash Card – 18 month BT offer	$0	Cash Back	Good Credit	5.0 / 5
Small Business	Business Advantage Cash Rewards Credit Card	$0	Cash Back	Excellent Credit	N/A
Building Credit	Capital One® QuicksilverOne® Cash Rewards Credit Card	$39	Cash Back	Limited History	4.7 / 5
Rebuilding Credit	SunTrust Secured Credit Card	$32	Cash Back	Bad Credit	N/A

Clearly, your credit card choice will depend on your credit standing. So make sure to check your latest credit score early in the process. You can also compare your favorite rewards Mastercard to the top Visa rewards cards to make sure you get the best terms.