VISA Rewards Credit Cards
WalletHub makes it easy to find the best credit card for you.
A Visa rewards card would be a great addition to most wallets, as such a card allows you to make purchases pretty much anywhere in the world that takes plastic and earn points, miles or cash back in the process. But there’s a lot of variety among Visa rewards credit cards (some of which are issued by WalletHub partners), so it’s important to choose carefully. For starters, Visa rewards cards are issued by lots of different credit card companies. That’s because Visa is a card network, which means it dictates where a card can be used rather than actually issuing the card and managing the account. It’s actually one of only two truly global card networks, along with Mastercard, allowing you to make purchases in over 200 countries and territories. Visa rewards credit cards also differ in terms of rewards currency (points, miles or cash), credit score requirements, fees, interest rates and secondary benefits.
Given that so many Visa rewards credit cards are available, finding the right one can be tough. But WalletHub’s editors have done the homework for you, comparing all of the Visa rewards cards in our database of 1,000+ credit card offers to find the best options for different types of applicants. You can check out their picks below.
2019’s Best Visa Rewards Cards:
Given that so many Visa rewards credit cards are available, finding the right one can be tough. But WalletHub’s editors have done the homework for you, comparing all of the Visa rewards cards in our database of 1,000+ credit card offers to find the best options for different types of applicants. You can check out their picks below.
2019’s Best Visa Rewards Cards:
- Travel Rewards: Capital One® Venture® Rewards Credit Card
- Cash Back: Wells Fargo Cash Wise Visa® Card
- 0% APR: Chase Freedom Unlimited®
- Points: Chase Sapphire Preferred® Card
- Small Business: Capital One® Spark® Cash for Business
- Bad Credit: Credit One Bank® Platinum Visa® for Rebuilding Credit
- Airline Miles: Alaska Airlines Credit Card
- Hotel Rewards: Radisson Premier Visa Signature® Credit Card… show more
Showing 1 – 10 of 21
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
Not Offered
Regular APR
→
14.24% - 24.24% (V)
Rewards Details
- Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
- Transfer your miles to over 12 leading travel loyalty programs
- Fly any airline, stay at any hotel, anytime
- Travel when you want with no blackout dates
- Miles won't expire for the life of the account and there's no limit to how many you can earn
Additional Info
- Enjoy a low intro APR on purchases for 12 months; 14.24%-24.24% variable APR after that
- No foreign transaction fees
- See More Details & Reviews About TheCapital One® VentureOne® Rewards Credit Card
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 monthsTransfer Fee: 3%
Regular APR
→
16.24% - 26.24% (V)
Rewards Details
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
Additional Info
- 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
- 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Pay no annual fee or foreign transaction fees
- See More Details & Reviews About TheCapital One® Quicksilver® Cash Rewards Credit Card
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
17.99% - 25.24% (V)
Annual Fee
$0 for 1st yr, $95 after
Rewards Rate
2 miles / $1
Minimum Credit
Good
Rewards Details
- Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
- Named ‘The Best Travel Card' by CNBC, 2018
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
- Miles won't expire for the life of the account and there's no limit to how many you can earn
Additional Info
- No foreign transaction fees
- $0 intro annual fee for the first year; $95 after that
- See More Details & Reviews About TheCapital One® Venture® Rewards Credit Card
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 months
Regular APR
→
17.24% - 25.99% (V)
Rewards Details
- Unlimited 1.5% cash back on every purchase - it's automatic
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
Additional Info
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24%-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
- Free credit score, updated weekly with Credit Journey℠
- No annual fee
- See More Details & Reviews About TheChase Freedom Unlimited®
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
18.24% - 25.24% (V)
Rewards Details
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Additional Info
- No foreign transaction fees
- See More Details & Reviews About TheChase Sapphire Preferred® Card
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 months
Regular APR
→
17.24% - 25.99% (V)
Rewards Details
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
- Enjoy new 5% categories each quarter
- Unlimited 1% cash back on all other purchases - it's automatic
- Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
Additional Info
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24%-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
- Free credit score, updated weekly with Credit Journey℠
- No annual fee
- See More Details & Reviews About TheChase Freedom®
Purchase Intro APR
→
0% for 12 billing cycles
Transfer Intro APR
→
Not Offered
Regular APR
→
17.24% - 25.24% Variable
Rewards Details
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- Comes with chip technology for enhanced security and protection at chip-enabled terminals
- Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
- If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
Additional Info
- 0% Introductory APR for 12 billing cycles for purchases, then 17.24% - 25.24% Variable APR
- See More Details & Reviews About TheBank of America® Travel Rewards credit card
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
14.15% - 28.15% (V)
Rewards Details
- Earn 1.5% cash back on every purchase with no limits or category restrictions
Additional Info
- Pay no annual fee, no penalty APR and no foreign transaction fees
- USAA membership is available to active and former military and their eligible family members
- Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the variable Regular APR, currently between 14.15% to 28.15% , will apply. This rate will vary with the market based on the prime rate.
- Security Benefits: Chip technology has added security and greater acceptance worldwide. Identity theft resolutions services provides assistance should you become the victim of identity theft.
- See More Details & Reviews About TheUSAA® Preferred Cash Rewards Visa Signature® Card
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
12.15% - 28.15% (V)
Rewards Details
- Earn 2X points per dollar spent on gas and dining with no cap
- Earn 1X points for every dollar spent on all other purchases
- Get 2,500 bonus points with your first purchase
- Redeem points for cash, merchandise, gift cards and more.
Additional Info
- USAA membership is available to active and former military and their eligible family members
- Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 12.15% to 28.15% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
- Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Visa Auto Rental Collision Damage waiver insurance. Get account balances and transaction history by sending a text message. Access your account on usaa.com or from a mobile device.
- See More Details & Reviews About TheUSAA® Rewards™ Visa Signature® Card
One-Time Fees
→
None
Regular APR
→
20.24% - 26.24% (V)
Annual Fee
$0 - $99
Monthly Fee
None
Rewards Rate
0 - 1% Cash Back
Minimum Credit
Bad
Rewards Details
- Receive 1% cash back rewards on eligible purchases, terms apply
Additional Info
- See if you Pre-Qualify without harming your credit score
- Track your progress with free online access to your Experian credit score, terms apply
- Looking to rebuild credit? We report to the major credit bureaus monthly
- Accounts are automatically reviewed for credit line increase opportunities
- Make paying your bill easier with the ability to choose your payment due date, terms apply
- Stay in-the-know with customizable account alerts via email and text
- Enjoy peace of mind with $0 Fraud Liability
- See More Details & Reviews About TheCredit One Bank® Platinum Visa® for Rebuilding Credit
NO FOREIGN FEE
We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}
Editor's Picks: Best Visa Rewards Credit Cards
The best Visa rewards card is the Capital One® Venture® Rewards Credit Card. It gives you 50,000 miles bonus miles for spending $3,000 within three months of account opening. That’s worth $500 toward any type of travel expense you charge to your card, from airfare and hotel reservations to Uber rides. You also get doubles miles on every purchase, which is the equivalent of 2% cash back when you redeem for a travel statement credit. And while there is a $95 annual fee, it’s waived the first year your account is open. Plus, you can get it with good or excellent credit.There are plenty of other options, though. So don’t feel left out if you’re looking for cash back or a rewards card with a 0% introductory APR.
Here are the best Visa rewards credit cards:
| Best For… | Visa Rewards Card | Initial Bonus | Regular Earn Rate | Annual Fee |
| Travel Rewards | Capital One® Venture® Rewards Credit Card | 50,000 miles | 2 miles / $1 | $0 for 1st yr, $95 after |
| Cash Back | Wells Fargo Cash Wise Visa® Card | $200 | 1.5 - 1.8% Cash Back | $0 |
| 0% APR | Chase Freedom Unlimited® | $150 | 1.5% Cash Back | $0 |
| Points | Chase Sapphire Preferred® Card | 60,000 points | 1 - 2 points / $1 | $95 |
| Small Business | Capital One® Spark® Cash for Business | $500 | 2% Cash Back | $0 for 1st yr, $95 after |
| Bad Credit | Credit One Bank® Platinum Visa® for Rebuilding Credit | N/A | 0 - 1% Cash Back | $0 - $99 |
| Airline Miles | Alaska Airlines Credit Card | 40000 miles + Companion Certificate | 1 - 3 miles / $1 | $75 |
| Hotel Rewards | Radisson Premier Visa Signature® Credit Card | 85,000 points | 5 - 10 points / $1 | $75 |
You can learn more about Visa from our guide on credit card companies and card networks. And if you’re not overly concerned about which network your card is on, check out WalletHub’s editors’ picks for the best overall rewards credit cards.
Questions & Answers
Comparing visa rewards credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
Most Popular
No Matching Results
SEARCHING
What is a Visa rewards card? Reply
WalletHub
Jan 17, 2017 • @WalletHub
A Visa rewards card is any credit card on the Visa network that offers cash back, miles, points for each purchase that you make. Visa rewards credit cards are issued by many different credit card companies, as card networks such as Visa and MasterCard simply dictate where a card can be used and what secondary perks (e.g. rental car insurance) it may offer. You can compare the best Visa rewards cards at: https://wallethub.com/credit-cards/rewards-visa/
show more
show less
Show more answers
Show less answers
0
Upvotes
What does it mean if my Visa reward card is not working? Reply
0
Upvotes
What's the best Maximum Rewards Visa card? Reply
0
Upvotes
What's the best Citi Visa rewards card? Reply
0
Upvotes
What is the best Visa credit card for reward points? Reply
0
Upvotes
View More Questions
Not Finding Your Question? Ask Your Own
Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Updating Cards