Everyone wants a great rewards credit card. But surprisingly few people wind up with the right one. To help solve that problem, WalletHub’s editors compared 1,000+ credit cards with rewards to find the best options for people in each credit category: Excellent, Good, Fair and Bad. We also selected the top offers for various types of rewards.
Here are 2017’s best rewards credit cards:
|Best Rewards Card For…||Rewards Credit Card||Annual Fee||Editors’ Rating|
|Initial Bonus||Chase Sapphire Preferred® Card||$0 Intro for the First Year, $95 after||4.5 / 5|
|Travel Rewards||Barclaycard Arrival Plus® World Elite Mastercard®||None 1st yr, $89 after||5.0 / 5|
|Cash Back||Citi® Double Cash Card – 18 month BT offer||$0*||5.0 / 5|
|Students||Journey® Student Rewards from Capital One®||None||5.0 / 5|
|Fair Credit||Capital One® QuicksilverOne® Cash Rewards Credit Card||$39||4.7 / 5|
|Bad Credit||Discover it® Secured Card - No Annual Fee||None||5.0 / 5|
|Business Owners||Capital One® Spark® Cash for Business||$0 for 1st yr, $95 after||5.0 / 5|
As you can see, some of the best rewards credit cards offer big initial bonuses. Others provide great ongoing rewards. A few even combine the two. It all comes down to finding a card that suits both your lifestyle and credit standing well.
You can check your latest credit score for free on WalletHub, if you don’t know where you stand. And if you want to know more about the rewards card elite, make sure to check out our editors’ in-depth review of the year’s best rewards credit cards.