0% APR Student Credit Cards
WalletHub makes it easy to find the best credit card for you.
College is costly, and students are often unable to immediately pay down certain expenses like books or a computer. Rather than incur the added cost of interest or experience the discomfort that comes with falling … show more… show more
show less
Showing 1 – 7 of 7
Rates & Fees | Terms Apply
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 monthsTransfer Fee: 3% (min $5)
Regular APR
→
12.99% - 23.99% (V)
Annual Fee
$0
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good Credit
Rewards Details
- Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
- Don't wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
- Cash back is received in the form of Reward Dollars that can be redeemed for statement credits.
- Terms Apply.
Additional Info
- Low intro APR: 0% for 15 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%.
- No annual fee.
- See More Details & Reviews About TheBlue Cash Everyday® Card from American Express
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
→
11.49% - 21.49% (V)
Annual Fee
$0
Rewards Rate
1.25 - 5 points / $1
Minimum Credit
Good Credit
Rewards Details
- Get 10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days.
- 5 points per dollar spent at qualifying Beaver merchant, including the OSU Beaver Store, Oregon State Alumni Association, Beaver Ticket Central, and Oregon State University Foundation.
- 1.25 points per dollar spent on all other qualifying purchases.
- Each time the Beaver men’s and women’s teams get a win in the 2020 NCAA National Basketball Tournament you’ll be earning additional bonus points.
- Points redeemable toward cash back, gift cards, travel and merchandise.
Additional Info
- With the Oregon State University Credit Card, you can have peace of mind knowing you have zero fraud liability and a card with secure microchip technology.
- 0% Intro APR on balance transfers requested within 60 days of account opening.
- See More Details & Reviews About TheOregon State University (OSU) Credit Card
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 months
Regular APR
→
13.99% - 23.99% (V)
Annual Fee
$0
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Limited History
Rewards Details
- Online offer: $200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.
- Earn 1% back on purchases, 2% back at grocery stores and wholesale clubs and 3% back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement / furnishings) for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.
- When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
- Rewards are automatic and do not expire. Go to Online Banking or the Mobile Banking app to change your choice category for future purchases, or it stays the same.
Additional Info
- 0% Introductory APR for 15 months on balance transfers made within 60 days of account opening.
- Security Benefits: $0 Liability Guarantee, Fraud Monitoring, Overdraft Protection and Paperless Statement Option.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- See More Details & Reviews About TheBank of America® Cash Rewards Credit Card for Students
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
N/A
Regular APR
→
14.99% - 22.99% (V)
Annual Fee
$0
Rewards Rate
1.5 - 3 points / $1
Minimum Credit
Limited History
Rewards Details
- Online offer: Get 25,000 bonus points (redeemable for a $250 statement credit toward travel purchases) on spending at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3 points for every dollar spent in net purchases at the Bank of America Travel Center and 1.5 points for every dollar spent on all other purchases.
- No limit to the total number of points you can earn and points don't expire.
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts.
Additional Info
- Security Benefits: $0 Liability Guarantee, Fraud Monitoring, Overdraft Protection and Paperless Statement Option.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- See More Details & Reviews About TheBank of America® Travel Rewards Credit Card for Students
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 months
Regular APR
→
12.99% - 22.99% (V)
Annual Fee
$0
Rewards Rate
None
Minimum Credit
Limited History
Additional Info
- 0% Introductory APR for 15 months and no balance transfer fee for balance transfers posted within 60 days of account opening.
- Security Benefits: $0 Liability Guarantee, Fraud Monitoring, Overdraft Protection and Paperless Statement Option.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Access your FICO® Score for free within Online Banking or your Mobile Banking app.
- See More Details & Reviews About TheBankAmericard® Credit Card for Students
Purchase Intro APR
→
0% for 6 months
Transfer Intro APR
→
N/A
Regular APR
→
17.49% - 21.49% (V)
Annual Fee
$0
Rewards Rate
1 point / $1
Minimum Credit
Good Credit
Rewards Details
- Earn 1,500 bonus points when you make your first purchase using your card within the first three billing cycles
- Earn 1 point for every $1 you spend with your card. You'll have 5 years to redeem your points before they expire.
- Redeem your points for your choice of cash back as a statement credit, travel, merchandise and more. Whatever you choose, it's always worth 1% back
Purchase Intro APR
→
0% for 6 months
Transfer Intro APR
→
0% for 6 monthsTransfer Fee: 3% (max $100)
Regular APR
→
10.74% - 17.74% (V)
Annual Fee
$0
Rewards Rate
1 point / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn one point for every net dollar you spend.
- Redeem points for merchandise, gift cards, and cash back.
- Travel Discounts - Special Reward savings on travel including airline, hotel and car rental. Cruise and experiential travel also available.
Additional Info
- Balance Transfer Fee is waived for balance transfers at time of account opening.
- Travel Accident Insurance covers you for accidental death and dismemberment protection when traveling by any common carrier worldwide.
- Free financial tools to manage your CorTrust CorPlatinum VISA account from the convenience of your computer: Pay your CorTrust Bank credit card bill, View statement activity on your credit card account and Generate reports to track category spending on your account.
- See More Details & Reviews About TheCorTrust Bank CorPlatinum Credit Card
NO FOREIGN FEE
We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}
Questions & Answers
Comparing 0% apr student credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
Searching for answers...No Matching Results
Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Updating Cards