0% APR Student Credit Cards
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College is costly, and students are often unable to immediately pay down certain expenses like books or a computer. Rather than incur the added cost of interest or experience the discomfort that comes with falling … show more… show more
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Purchase Intro APR
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0% for 18 months
Transfer Intro APR
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0% for 18 monthsTransfer Fee: 3% (min $5)
Regular APR
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14.74% - 24.74% (V)
Additional Info
- 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
- The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Diamond Preferred® Card
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 3% (min $5)
Regular APR
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13.49% - 23.49% (V)
Rewards Details
- The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
Additional Info
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti Rewards+℠ Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
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9.99% - 19.99% (V)
Annual Fee
$0
Rewards Rate
1.25 - 5 points / $1
Minimum Credit
Good Credit
Rewards Details
- Get 10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days.
- 5 points per dollar spent at qualifying Beaver merchant, including the OSU Beaver Store, Oregon State Alumni Association, Beaver Ticket Central, and Oregon State University Foundation.
- 1.25 points per dollar spent on all other qualifying purchases.
- Points redeemable toward cash back, gift cards, travel and merchandise.
Additional Info
- With the Oregon State University Credit Card, you can have peace of mind knowing you have zero fraud liability and a card with secure microchip technology.
- 0% Intro APR on balance transfers requested within 60 days of account opening.
- See More Details & Reviews About TheOregon State University (OSU) Credit Card
Purchase Intro APR
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0% for 6 months
Transfer Intro APR
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0% for 6 monthsTransfer Fee: 3% (min $5)
Regular APR
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11.15% - 21.15% (V)
Annual Fee
$0
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Limited History
Rewards Details
- Earn 3% cash back on gas, grocery and drugstore net purchases up to $2,500 spent for the first 6 months and 1% cash back on all other net purchases.
- Have cash automatically deposited into your Wells Fargo savings account in $25 increments or apply rewards as a credit to a qualifying Wells Fargo product.
- Request a paper check or redeem in $20 increments at a Wells Fargo ATM.
- Redeem rewards for travel, gift cards, and more.
- Extra cash rewards earning potential and deals at participating merchants of the Earn More Mall®.
Additional Info
- 0% Intro APR on balances made within 120 days from account opening.
- Access your account balance and transaction details, pay bills, and more from your mobile device or computer. Automatic bill payment from your checking or savings account.
- Receive free email or text message alerts for when you approach your credit limit, a payment is due, and more. Sort your monthly expenses against your budget with free access to budgeting and tracking tools.
- Benefits: Emergency Card Replacement, Roadside dispatch, Travel and emergency assistance services, Auto rental collision damage waiver and Cell phone protection.
- Mobile payment options with a supported mobile wallet.
- See More Details & Reviews About TheWells Fargo Cash Back College℠ Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
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13.99% - 23.99% (V)
Annual Fee
$0
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Limited History
Rewards Details
- Online offer: $200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.
- Earn 1% back on purchases, 2% back at grocery stores and wholesale clubs and 3% back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement / furnishings) for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.
- When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
- Rewards are automatic and do not expire. Go to Online Banking or the Mobile Banking app to change your choice category for future purchases, or it stays the same.
Additional Info
- 0% Introductory APR for 12 months on balance transfers made within 60 days of account opening.
- Security Benefits: $0 Liability Guarantee, Fraud Monitoring, Overdraft Protection and Paperless Statement Option.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- See More Details & Reviews About TheBank of America® Cash Rewards Credit Card for Students
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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N/A
Regular APR
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14.99% - 22.99% (V)
Annual Fee
$0
Rewards Rate
1.5 - 3 points / $1
Minimum Credit
Limited History
Rewards Details
- Online offer: Get 25,000 bonus points (redeemable for a $250 statement credit toward travel purchases) on spending at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3 points for every dollar spent in net purchases at the Bank of America Travel Center and 1.5 points for every dollar spent on all other purchases.
- No limit to the total number of points you can earn and points don't expire.
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts.
Additional Info
- Security Benefits: $0 Liability Guarantee, Fraud Monitoring, Overdraft Protection and Paperless Statement Option.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- See More Details & Reviews About TheBank of America® Travel Rewards Credit Card for Students
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
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9.99% - 19.99% (V)
Annual Fee
$0
Rewards Rate
1.25 - 5 points / $1
Minimum Credit
Good Credit
Rewards Details
- 10,000 bonus points when you spend at least $500 in the first 90 days.
- 5 points per dollar spent at qualifying Duck merchants: Duck Store, University of Oregon Alumni Association, UO Ticket Office, and University of Oregon Foundation; 1.25 points per dollar spent on all other qualifying purchases.
- Earn points redeemable toward cash back, gift cards, travel, and merchandise with every purchase.
Additional Info
- 0% Intro APR on balance transfers completed within 60 days of account opening.
- 24-hour online account management.
- Zero fraud liability.
- See More Details & Reviews About TheUniversity of Oregon Credit Card
NO FOREIGN FEE
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Questions & Answers
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