Cash Back Student Credit Cards
If you’re a college student, a student credit card with cash back can help you save on your biggest expenses without the hassle of redeeming points or miles. There are cash back student credit cards for all credit levels listed below, which means you’ll be able to benefit whether you have no or limited credit, as is the case with most college students, or have responsibly used your own credit card for years, thereby garnering fair or even good credit . In addition to a base cash back earning rate, some of the cash back student credit cards listed below may have more lucrative rewards for specific spending categories (e.g. gas, food, office supplies). We recommend getting the card with the highest cash back rate for the type of purchases you make most frequently. In addition, we caution you not to let rewards distract you from the importance of paying your bill in full every month. Your main goals in using any student credit card should be building the foundation to a solid credit history and entering the “real world” with as little debt as possible. With that being said, compare the student cash back credit cards listed below (some of which are issued by WalletHub partners) as well as other types of student credit cards and apply online for the offer that best meets your particular needs.… show moreshow less
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- $100 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- Terms Apply.
- Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
- No annual fee.
- Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
- See More Details & Reviews About TheBlue Cash Everyday® Card from American Express
- Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
- 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. 1% cash back on all your other purchases.
- Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.99% - 22.99%.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
- See More Details & Reviews About TheDiscover it® chrome for Students
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
- There's no limit to the amount of cash back you can earn, and rewards won't expire for the life of the account
- Get access to a higher credit line after making your first 5 monthly payments on time
- Pay no annual or foreign transaction fees
- Fraud coverage if your card is lost or stolen
- Pick the monthly due date that works best for you
- See More Details & Reviews About TheJourney® Student Rewards from Capital One®
- Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
- Earn 5% cash back in rotating categories each quarter like Amazon.com, restaurants, ground transportation and more, up to the quarterly maximum each time you activate.
- Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.99% - 22.99%.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
- See More Details & Reviews About TheDiscover it® for Students
- Receive 1% cash back on eligible purchases, terms apply
- Make paying your bill easier with the ability to choose your payment date. Terms apply.
- See if you Pre-Qualify without harming your credit score
- Zero fraud liability protects you from unauthorized charges
- Monitor your credit with free online access to your credit score
- Show off your style with a premium card design, a fee may apply
- Receive opportunities for credit line increases, a fee may apply
- Email or text alerts to remind you when your payment is due
- See More Details & Reviews About TheCredit One Bank® Platinum Visa®
- 1% cash back on purchases, 2% at grocery stores and now at wholesale clubs and 3% on gas for the first $2,500 in combined grocery store, wholesale club, and gas purchases each quarter
- Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account
- Get a $150 cash rewards bonus after making at least $500 in purchase(s) within the first 90 days
- ShopSafe® - Add an extra layer of protection when you shop online.
- Overdraft Protection and Paperless Statement Option.
- Customer email or text alerts and let your phone tell you when payments are due and paid. Pay your credit card bill online, transfer funds, check available credit and more.
- See More Details & Reviews About TheSeminole Boosters Credit Card
- 1% cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
- Enjoy a 10% cash reward bonus when you redeem your rewards directly into your Bank of America checking or savings account.
- Online-exclusive $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
- No expiration on rewards and no changing categories to follow.
- $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
- ShopSafe® - add an extra layer of protection when you shop online
- Overdraft Protection: An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- See More Details & Reviews About TheBankAmericard Cash Rewards™ for Students Credit Card
Community Discussion
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