The best student credit cards don’t charge an annual fee. They also offer lucrative rewards and/or 0% introductory APRs for the first handful of months. Students are well-positioned when it comes to credit cards, you see. Banks are willing to give students better deals than their limited credit experience would ordinarily merit because students have above-average earning potential and years of financial needs in front of them.
Finding the best student credit card for your needs should be easy, then. Just pick your favorite feature from the following list of the offers that our editors have identified as being the best credit cards for college students in 2018.
2018’s Best Student Credit Cards - WalletHub's Picks
|Best Student Credit Card For...||Card Name||Annual Fee||Best Feature||Editors' Rating|
|Cash Back||Journey® Student Rewards from Capital One®||$0||Up to 1.25% cash back||5.0 / 5|
|Bonus Rewards||Discover it® Student Cash Back||$0||1st year rewards doubled||4.7 / 5|
|0% Intro APR||Bank of America® Cash Rewards Credit Card for Students||$0||0% APR for the first 12 months||N/A|
|High Approval Odds||Capital One® Secured Mastercard®||$0||Can be partially secured*||5.0 / 5|
|Good-Credit Students||Citi® Double Cash Card – 18 month BT offer||$0*||2% Cash Back||5.0 / 5|
|Rebuilding After Mistakes||OpenSky® Secured Visa® Credit Card||$35||No credit check||4.0 / 5|
It’s important to remember that opening a student credit card is just the beginning. As a student, you must also learn how to manage credit responsibly and how your actions ultimately influence your credit score. Having excellent credit by graduation is a realistic goal, after all, and realizing it could save you a ton of money. You can keep close tabs on your credit score and get personalized money-saving tips by signing up for a free WalletHub account.
You can also learn more about these cards and other great offers for people pursuing a degree from our editors’ full-length review of 2018’s Best Credit Cards for College Students.