Compare Suncoast Credit Union Credit Cards
Please find below credit cards offered by Suncoast Credit Union.

Not Offered
Not Offered
15.9% - 18%
annual fee
$0
rewards rate
1 - 2% Cash Back
Limited History
Pros
- No membership fees
- High rewards rate
- Bonus rewards categories
- No foreign fee
Rewards Details
- Get 1% cash back on every dollar you spend. Get 2% cash back on gas, groceries and tolls.
- Money is returned in cash and credited to your statement quarterly.
Additional Info
- When you use your card, Suncoast donates two cents to the Suncoast Credit Union Foundation – a nonprofit organization established to help children in the local communities.
- Free common carrier travel insurance when you purchase plane tickets with your card.
- Cards for additional users at no extra charge.
- More Details & Reviews About Suncoast Credit Union Rewards Classic Starter Credit Card

Secured Card
Min Deposit of $300
One-Time Fees
$0
17.9% - 18%
annual fee
$0
monthly fee
$0
rewards rate
1 point / $1
Bad Credit
Pros
- No membership fees
- No foreign fee
- Qualify with bad credit
Cons
- Requires security deposit
Rewards Details
- Earn one point for every $1 you spend with your card.
- Rewards never expire
- Swipe your card at a participating station pump at BP or Shell and redeem 2,000 points for $.50 off per gallon up to 20 gallons. Terms apply.
Additional Info
- Cards for additional users at no extra charge
- Free common carrier travel insurance when you purchase plane tickets with your card
- 0% Liability for Fraud
- More Details & Reviews About Suncoast Credit Union Rewards Share Secured Credit Card

Not Offered
Not Offered
11.9% - 18%
annual fee
$0
rewards rate
1 - 2% Cash Back
Excellent Credit
Pros
- No membership fees
- High rewards rate
- Bonus rewards categories
- No foreign fee
Cons
- No initial rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
- Requires excellent credit
Rewards Details
- 2% cash back on gas, groceries and tolls.
- 1% cash back on every dollar you spend (net).
- Money is returned in cash and credited to your statement quarterly.
- No expiration on rewards.
Additional Info
- Cards for additional users at no extra charge.
- Free common carrier travel insurance when you purchase plane tickets with your card.
- 0% Liability for Fraud.
- More Details & Reviews About Suncoast Credit Union Rewards Platinum Credit Card
Suncoast Credit Union Credit Card Reviews
What's Your Rating?
Great and Amazing Bank. They understand when trying to rebuild your credit and willing to give you another chance. A lot of banks will not do that today. Have never been unsatisfied with this bank
Suncoast Credit Union Credit Card Q&A
Get answers to your questions about Suncoast Credit Union Credit Cards below. For more general questions, visit our Answers section.
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Where can I check my Suncoast Credit Union credit card points balance?
You can check your Suncoast Credit Card points balance by logging into the Suncoast online banking system. You'll need to enter your member number, which was provided when you opened the account, along with your password.
You can use your Suncoast rewards points for cash back, travel, or merchandise, among other things. If you're not sure how to log in or you forgot your password, call customer service at 1-800-999-5887.
What credit score is needed for the Suncoast Rewards Student Classic card?
The Suncoast Rewards Student Classic card is available to applicants with fair credit or no credit history. The card was designed exclusively for students attending two or four-year accredited colleges or universities.
With this said, a credit score above 640 or no credit score at all should put you in the right place. If you're not sure where you stand, you can check your latest credit score for free on WalletHub.
How much is the minimum payment for a Suncoast Credit Union credit card?
The minimum payment for a Suncoast Credit Union credit card is either $10 or 2% of your total new balance, whichever is greater.
By paying this amount each month before your due date, you can keep your account in good standing. But in order to avoid being charged with interest, you must always pay what you owe in full.
How do I get a Suncoast Credit Union credit card credit limit increase?
To get a Suncoast Credit Union credit card limit increase, you have to apply online here, in the SunMobile App, by calling 800-999-5887 or in person at any Suncoast service center.
Your chances of getting a higher limit are always best if your credit score and income have improved since you got the card.
What credit score is needed for a Suncoast Credit Union credit card?
Suncoast Credit Union offers credit cards for persons with bad (300-639), fair (640-699) and good (700-749) credit scores, as well as students with limited credit history.
To apply for a Suncoast Credit Union credit card, you first need to become a member. Please find out more details on how to become a member here.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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