You can pay your Toys R Us Credit Card bill three ways. First, you may submit a payment online. All you need to do is register your account on the Toys R Us website, log in, click on “Make a Payment,” and enter your bank routing number and checking account number.
Your second option is to mail a check and the payment coupon from your statement to Toys R Us MasterCard, P.O. Box 530939, Atlanta, GA 30353.
The third option is to call 855-389-2539 and make a payment over the phone. Make sure you have your checking account number and routing number handy before calling. Hope this helps.
I'm trying to apply for a Walmart credit card and can't figure out how to do it
No, you don't really need anything special to get it instantly approved, at least not in the sense of some piece of paper. You can get approved instantly both at the store as well as online, but the point is for your score to be as good as possible, and for you to provide all the right info. If you don't, they'll obviously take more time to consider you.
I did mine over the phone. It's no big deal, and the steps are super easy. The number's 1-877-362-5952. A good idea (obviously) would be to have your details handy, like your card and SSN.
Once it's done, you'll be good to go!
You can activate your Walmart® Credit Card online or over the phone, by calling 1-877-362-5952. Calling is probably the better option if you’re in a hurry because activating your card online requires creating an account first. But both aren’t too hard to do and don’t take all that much time. And just so you know, you don’t have to activate your card immediately, but your account will be cancelled after 3-5 months if you wait too long.
Here’s how to activate your Walmart® Credit Card by phone:
After the Walmart representative verifies your identity, he or she will be able to activate your account, and you’ll be able to use your card immediately.
Here’s how to activate your Walmart® Credit Card online:
Whether you activate your Walmart® Credit Card online or by phone, make sure to set up an online account (if you haven’t already). It will make paying the bill, reviewing recent transactions and otherwise managing your account responsibly way easier. And remember, if you don’t activate your Walmart® Credit Card it will be closed after 3-5 months. Then you’d have to reapply if you want another chance.
The easiest way to check your Lowe's credit card balance is online. Simply sign up for an account here https://www.synchronycredit.com/eSecurity/Login/login.action?clientId=lowes&accountType=generic&langId=en or download the MySynchrony app on your phone.
Which one? If you're talking about the Mastercard, that's going to be at pretty much any location. If you don't have that one, and you just have to basic store one, then that's going to seriously restrict your options. That's usually how it goes with store cards though.
You can use either Walmart credit card at Walmart, Walmart.com, Walmart Neighborhood Market, Sam’s Club, and Murphy USA gas stations. Only the Walmart Mastercard can be used elsewhere, but you need good credit to get it. The Walmart Store Card requires just fair credit for approval.
Here’s where you can use any Walmart Credit Card:
So you can use the Walmart Store Card at five types of merchants. But you’re out of luck everywhere else. If you have the Mastercard, though, you’ll be able to use your card pretty much everywhere that takes credit in over 210 countries and territories. You’ll need good credit (700+) to get the Mastercard but only fair credit (640+) to get the Store Card. Both cards give you identical perks at Walmart.com (3% back as a statement credit), Murphy USA and Walmart gas (2% back), and other Walmart purchases (1% back). So the major difference between the two is that you can use the Mastercard, and earn 1% back in the process, everywhere else credit cards are accepted.
Sure, the Walmart credit card is a Synchrony card so you will be able to manage it via the Mysynchrony mobile app. What's awesome about it is that you can use your fingerprint ID. Plus, if you have multiple Synchony cards you can manage them all in the same app.
Yup! If you get their Walmart mobile app (which is for iOS and Android), you can just enter your card details there. They've got a pay function in it, so you can just scan the code that you see at the register. Obviously, you'll get a receipt and everything, it's all legit, and you can use the app with other cards as well.
Here’s how to use your Walmart credit card without the card:
If you get a Walmart credit card, you should really consider downloading the mobile app as well. It’s free and can save you some trouble if you forget your card. Again, Walmart won’t be able to look up your account in store. So if you don’t have the app, you’ll have to either pay cash or leave empty-handed.
The Walmart Store Credit Card currently has a variable APR of 23.40%. The Walmart Mastercard Credit Card, on the other hand, charges interest at an annual rate that could be as low as 17.40% or as high as 23.40%, depending on your overall creditworthiness.
In other words, people with excellent credit will likely get a rate toward the low end of the Mastercard’s range, while folks with good credit who barely meet the card’s minimum credit requirement can expect a rate at the high end. Neither option is very good, however, considering that the average credit cards for people with excellent credit and good credit charge just 13.16% and 18.14%, respectively.
Finally, if you check your credit score and discover that it’s only „fair,” the Walmart Store Credit Card will be a more realistic option. Its 23.40% APR is below-average for a store card (24.30%) but a bit higher than the average among credit cards for fair credit (22%), according to WalletHub’s latest Credit Card Landscape Report (https://wallethub.com/edu/credit-card-landscape-report/24927/#interest-rates).
You can check out your credit score with WalletHub’s Free Credit Score feature (https://wallethub.com/free-credit-score/) – daily, and free of charge!
You can use your Walmart Credit Card at Sam’s Club. In fact, Sam’s Club, Walmart and Murphy USA gas stations are the only places you can use the Walmart Store Card. And you can use a Walmart Mastercard anywhere that accepts Mastercard, which includes Sam’s Club.
There are a few more things you should be aware of before making a Sam’s Club run, though.
Here’s what you should know about using a Walmart Credit Card at Sam’s Club:
You certainly can use your Walmart credit card at Sam’s Club. And if you’re already a Sam’s Club member, there’s no reason not to do so. If you’re not a member yet, it’s worth becoming one if your non-member service charges exceed the annual fee. So you should join if you plan to spend at least $450 at Sam’s Club per year.