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5 Star Rating
Verified CustomerMy card was lost and instead of sending another they listed it as closed. They have since re-issued another which is on time and current.
Product: The Bank of Missouri Credit Cards
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Compare The Bank of Missouri Credit Cards
Please find below credit cards offered by The Bank of Missouri.
Updating Results
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR10.99% (V)
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
10.99% (V)
annual fee
$99
rewards rate
None
minimum credit
Good Credit
Pros
- Low regular APR
- Reports to the three major credit bureaus
Cons
- Membership fees
- No rewards
- No rewards bonus
- No intro APR on purchases
Additional Info
- No balance transfer fee for balances transferred during the first six months. Afterwards either $10 or 1% of the amount of each transfer, whichever is greater.
- Visa Benefits like Zero Liability Protection, ID Theft Services and Roadside Dispatch.
- Please note, this credit card is only available to applicants with an existing banking relationship.
- More Details & Reviews About The Bank of Missouri Visa® Platinum Low Rate Card
Purchase Intro APR0% for 6 months
Transfer Intro APR0% for 12 months|Transfer Fee: 3% (min $10)
Regular APR13.74% - 23.74% (V)
Purchase Intro APR
0% for 6 months
Transfer Intro APR
0% for 12 months|Transfer Fee: 3% (min $10)
Regular APR
13.74% - 23.74% (V)
annual fee
$0
rewards rate
None
minimum credit
Good Credit
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
Cons
- No rewards
- No initial rewards bonus
- Balance transfer fee
- Foreign fee
Additional Info
- 0% intro APR for 12 months on balance transferred within 60 days of account opening.
- Visa Premium Benefits including zero liability protection, roadside dispatch and 24/7 Visa cardholder assistance.
- Secure online access, 24 hours a day, 7 days a week.
- Please note, this credit card is only available to applicants with an existing banking relationship.
- More Details & Reviews About The Bank of Missouri Visa® Platinum Card
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR17.74% - 25.74% (V)
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
17.74% - 25.74% (V)
annual fee
$0 intro 1st yr, $95 after
rewards rate
1 - 3% Cash Back
Bonus Offer
$500
Bonus Offer
$500
minimum credit
Excellent Credit
Pros
- High rewards rate
- $500 initial rewards bonus
- No membership fees first year
- No foreign fee
Cons
- Membership fees in the second year
- No intro APR on purchases
- No intro APR on balance transfers
- Requires excellent credit
Rewards Details
- Earn a $500 cash back bonus after spending $5,000 in the first 90 days.
- 3% cash back on travel and dining, 2% on gas, grocery and drug store purchases, and 1% on all other purchases.
- Cash Back can be redeemed for Rewards in the form of statement credit or direct deposit into your checking account.
Additional Info
- If you do not meet our criteria for this card, you may be considered for the Visa® Platinum Rewards card.
- Visa Premium Benefits including zero liability protection, roadside dispatch and 24/7 Visa cardholder assistance.
- Please note, this credit card is only available to applicants with an existing banking relationship.
- More Details & Reviews About The Bank of Missouri Visa® Signature Card
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR17.74% - 25.74% (V)
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
17.74% - 25.74% (V)
annual fee
$0
rewards rate
1% Cash Back
Bonus Offer
$50
Bonus Offer
$50
minimum credit
Good Credit
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- $50 initial rewards bonus
Cons
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
Rewards Details
- Earn a $50 cash back bonus if you spend $1,000 in the first 3 months
- Earn 1% cash back on everyday purchases that can be used for statement credits or deposits to your checking account
Additional Info
- Visa Benefits like Zero Liability Protection, Norton ID Theft Services and Roadside Dispatch.
- Please note, this credit card is only available to applicants with an existing banking relationship.
- More Details & Reviews About The Bank of Missouri Visa® Platinum Rewards Card
Want more credit card options?WalletHub makes it easy to compare credit card across many companies.
The Bank of Missouri Credit Card Reviews
3.2
183 reviews
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1 Star Rating
Verified CustomerPredatory unethical and frankly criminal. I had a card activated years ago for their flagship product:
A $175 credit limit visa with 30+%APR and $120 yearly fee. I never usee the card, I moved, was not contacted by them via phone ever. Two years later I find a collections account for a default of $200 in my report. They charged me yearly fee, and compounded interest. Refused to resolve the disputed and absurd collection balance. Even after paying and asking to remove the charge-off, they refused. Stay away from this clown show.
A $175 credit limit visa with 30+%APR and $120 yearly fee. I never usee the card, I moved, was not contacted by them via phone ever. Two years later I find a collections account for a default of $200 in my report. They charged me yearly fee, and compounded interest. Refused to resolve the disputed and absurd collection balance. Even after paying and asking to remove the charge-off, they refused. Stay away from this clown show.
Product: The Bank of Missouri Credit Cards
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1 Star Rating
Verified CustomerMy deceased adopted sister got a card in my name, when she got ill and unable to pay and I found out and paid the in full, they would not remove it instead they reported it twice as the Bank of Missouri and The Bank of Missouri TV.
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5 Star Rating
Verified CustomerThis by far was the suckiest credit card I have ever seen in my life it doesn’t help you get on your feet it makes you go further in debt to where you fall off your feet I don’t recommend it as a first second or third credit card maybe if you’re desperate I guess
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1 Star Rating
Verified CustomerI ed tied then know I was I. Hardship times and although said is ok and would not help with payments during the hardship times that I was in
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5 Star Rating
The Bank of Missouri has several cards and has proved to be the best at Credit Cards, once I added a Total credit card, within 30 days they offered bigger amounts as well as financial when it comes to Retail financial credit accounts
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1 Star Rating
Verified CustomerThey give you a very tiny limit, and a large amount in fees. Be careful with cards that have annual feed and monthly maintenance fees. It’s setting up for failure.
Product: The Bank of Missouri Credit Cards
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1 Star Rating
Verified CustomerThey refused to accept my payments to be able to keep the card. I made contact over the phone since I could not find the account online to sign into in order to make payments.
Product: The Bank of Missouri Credit Cards
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2 Star Rating
Verified CustomerI had insurance on this credit card and I filed for it and they did not apply towards the credit card I'm disputing it because we came to an agreement and that's why I got the credit card because of the insurance
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5 Star Rating
Verified CustomerI love this card it is a big help when you are low on cash the monthly payment is good this is a good deal I would love to get more cards like this
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The Bank of Missouri Credit Card Q&A
Get answers to your questions about The Bank of Missouri Credit Cards below. For more general questions, visit our Answers section.
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What is the best Bank of Missouri credit card?
1
UpvoteReply
Bogdan Roberts
One of the best Bank of Missouri credit cards is The Bank of Missouri Visa® Platinum Rewards Card. This card offers $50 for spending $1,000 in the first 3 months. Plus, you can earn 1% cash back on all purchases. The card's annual fee is $0.
Some of the Best Bank of Missouri Credit Cards
- Cash Back Rewards: The Bank of Missouri Visa® Platinum Rewards CardThe Bank of Missouri Visa® Platinum Rewards CardLearn MoreLearn More
- Big Initial Bonus: The Bank of Missouri Visa® Signature CardThe Bank of Missouri Visa® Signature CardLearn MoreLearn More
- Intro APR: The Bank of Missouri Visa® Platinum CardThe Bank of Missouri Visa® Platinum CardLearn MoreLearn More
- Low Regular APR: The Bank of Missouri Visa® Platinum Low Rate CardThe Bank of Missouri Visa® Platinum Low Rate CardLearn MoreLearn More
Keep in mind that Bank of Missouri credit cards require either good or excellent credit for approval, depending on the card. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.
How long does it take to get the Aspire Credit Card?
4
UpvotesReply
Theo Hoffmann
Once you have been approved you should get the Aspire Credit Card within 14 business days.
If you don't get your card within 21 days after being approved, you will need to call the stolen/ lost department straight away on 1-888-260-4532.
How can I reach the Bank of Missouri credit card customer service?
3
UpvotesReply
Evelyn Boros
You can reach the Bank of Missouri credit card customer service by:
- Signing in to your online banking account
- Completing the issuer's contact form online
- Calling (888) 547-6541
- Visiting your nearest Bank of Missouri branch
What credit score is needed for the Aspire Credit Card?
2
UpvotesReply
Jerry Osteen
You can get the Aspire Credit Card even with bad credit.
That being said, this card is quite expensive, having:
- An APR of 22.74% - 36%
- An annual fee of $49 - $175
- A $5 - $12.5 monthly fee
If you're looking to apply for the Aspire credit card, keep in mind you can only do it if you already received a pre-approved offer for it in the mail.
There are much better credit cards for people with bad credit out there, you just have to find the one that best suits your needs.
How can I pay my Bank of Missouri credit card?
2
UpvotesReply
Tommy Holt
You can pay your Bank of Missouri credit card online by signing in to your account or through the Bank of Missouri Mobile app for iOS and Android.
You could also call 1-888-627-6799 or visit your nearest Bank of Missouri branch.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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