The First Bank and Trust Company Credit Cards

The easiest way you can pay your Mercury Credit Card is either by signing in to your account, where you can also set up autopay to avoid late fees, or over the phone at (866) 686-2158. Alternatively, you can pay as a guest or use the Mercury Credit Card app for iOS and Android. Lastly, you can also send a payment via mail.

Here's how you can pay your Mercury Credit Card:

• Online: To make a Mercury Credit Card payment online, log in to your account using your credentials.
• Phone: To make a payment over the phone, call customer service at (866) 686-2158 and follow the prompts.
• As a guest: You can also make online payments as a guest. You just need to give your date of birth and either your credit card number or your Social Security Number.
• Mobile app: Mercury Credit Card payments are also possible through the mobile app for iOS and Android.
• Mail: To pay your credit card via mail, send a check or money order (but not cash) to the following address:
  Card Services
  PO Box 70168
  Philadelphia, PA 19176-0168
  Overnight payment address:
  Lockbox Services
  Box #70168
  400 White Clay Center Dr
  Newark, DE 19711

If you choose to make a Mercury Credit Card payment via mail, make sure to send it at least 7-10 days prior to your due date, allowing it time to arrive.

The Mercury Credit Card customer service number is (866) 686-2158. When you call Mercury Credit Card customer service, you will first need to enter your card or account number. If you don't have the information at hand, press 0. The automated system will then give you several menu options related to account management to choose from. You can also check the status of a new application or activate your new Mercury Credit Card. 

More ways to contact Mercury Credit Card customer service: 

• Call (866) 686-2158. 
• Online from your online banking account
• Through the Mercury mobile app for iOS and Android.
• Via mail to the following address:

          Card Services          PO Box 84064          Columbus GA 31908

If you need assistance applying for a Mercury Credit Card, call (833) 766-4844 and a customer service representative will walk you through the process.

The Mercury Credit Card can use any of the major credit bureaus (TransUnion, Experian, or Equifax) for approval. Regardless of the bureau they choose to pull from, it will always appear as a hard pull on your credit.

And when it comes to your financial activity, the Mercury Credit Card will report it to all three major credit bureaus on a monthly basis.

You can buy a gift card with your Mercury Credit Card through any store that accepts credit card payment for gift cards. Some big chains (like Walmart and Target) will allow you to do it, but you can also buy from online stores (like Amazon.com).

However, not all stores allow this, as buying gift cards with counterfeit or stolen credit cards is a pretty common practice.

Yes, you can use your Mercury Credit Card anywhere Mastercard is accepted. Since Mastercard is the most widely accepted credit card network, it means you can use it in more than 210 countries and territories. Just bear in mind that this card has a 3% foreign transaction fee.