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UNIFY Financial Credit Union Credit Card Q&A
Get answers to your questions about UNIFY Financial Credit Union Credit Cards below. For more general questions, visit our Answers section.
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What credit score is needed for a Unify credit card?
There's no disclosed information about what credit score is needed for a Unify credit card. But Unify Financial Credit Union offers a wide range of credit cards, suitable for all levels of credit:
- Visa Engage Rewards Card
- Visa Platinum Credit Card
- Visa Gold Credit Card
- Visa Classic Credit Card
- Visa Share-Secured Card
For some of their cards, you can even choose between a fixed-rate and a variable rate version, depending on your needs.
How do I get a Unify Credit Card credit limit increase?
You can get a Unify Credit Card credit limit increase by requesting it online or over the phone, at (877) 254-9328.
I suggest waiting at least 6 months after account opening to request an increase. And for better odds of being granted an increase, pay your bills in full by their due date.
Please be aware that Unify FCU does a hard pull for their credit limit increases. This could potentially damage your credit score for a while.