Unsecured Mastercard Credit Cards

An unsecured Mastercard is a regular credit card on the Mastercard network that you can open without placing a security deposit. There is a wide selection of unsecured Mastercards both in terms of rewards and … show morelow-interest offers, and the type of card for which you are able to qualify depends on your credit standing. Typically, one can find unsecured Mastercards for people of all credit levels with the exception of those with bad credit, for whom secured Mastercards tend to be the best option. Given Mastercard’s extensive worldwide coverage, you can be rest assured that your card will be accepted basically anywhere you wish to use it, at home or abroad. Whatever your intended purpose for using a credit card, however, we suggest comparing unsecured Mastercards to unsecured Visa credit cards. Check out the credit offers below (some of which are issued by WalletHub partners) to find the card … show morethat best suits your needs. show less

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Showing 1 – 7 of 7

Indigo® Mastercard® for Less than Perfect Credit

1,640 Reviews

One-Time Fees

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None

Regular APR

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24.9%

Annual Fee

$0 - $99

Monthly Fee

None

Minimum Credit

Bad

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Additional Info

Pre-qualify for a card today and it will not impact your credit score
All credit histories considered
Mobile account access at any time
Fraud protection for stolen or lost cards
Account history is reported to the three major credit bureaus in the U.S.
See More Details & Reviews About TheIndigo® Mastercard® for Less than Perfect Credit

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Milestone® Mastercard® - Bad Credit Considered

3,714 Reviews

One-Time Fees

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None

Regular APR

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24.9%

Annual Fee

$35 - $99*

Monthly Fee

None

Minimum Credit

Bad

Apply Now

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Additional Info

Prequalify for a card today and it will not impact your credit score
Less than perfect credit is okay
Mobile account access at any time
Protection from fraud if your card is stolen
Account history is reported to the three major credit bureaus in the U.S.
Disclaimer: *Dependent on credit worthiness
See More Details & Reviews About TheMilestone® Mastercard® - Bad Credit Considered

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Surge Mastercard® Credit Card

143 Reviews

One-Time Fees

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None

Regular APR

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29.99% (V)

Annual Fee

$125 1st yr, $96 after

Monthly Fee

None 1st yr, $10 after

Minimum Credit

Bad

Apply Now

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Additional Info

All credit types welcome to apply!
Monthly reporting to the three major credit bureaus
Initial Credit Limit of $500.00!* (subject to available credit)
Fast and easy application process; results in seconds
Use your card at locations everywhere that Mastercard® is accepted
Free online account access 24/7
Checking Account Required.
See More Details & Reviews About TheSurge Mastercard® Credit Card

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First PREMIER® Bank Mastercard Credit Card

1,448 Reviews

One-Time Fees

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$25 - $95

Regular APR

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36%

Annual Fee

$75 - $125 1st yr, $45 - $49 after

Monthly Fee

$0 - $8 1st yr, $6.25 - $10.4 after

Minimum Credit

Bad

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Additional Info

Based on your creditworthiness, this card requires a one-time up front Processing Fee of $25 - $95, to be paid in full before the Credit Account is opened. If the Processing Fee is not paid in full within 85 days, the application will be withdrawn.
Fees reduce your available credit. For example, if your initial credit limit is $300, your initial available credit will be only about $225, given the $75 Annual Fee that is charged on the card.
Based on your creditworthiness and credit limit assigned, this card’s annual fee could be $75 - $125 in the first year, $45 – $49 after.
Based on your creditworthiness and credit limit assigned, this card’s monthly fee could be $0 - $8 in the first year, $6.25 - $10.40 after.
Your account history reports to the major Consumer Reporting Agencies
Use your card everywhere Mastercard® cards are accepted.
Each time your Credit Account is eligible for and approved for an unsecured credit limit increase, a Credit Limit Increase Fee in the amount of 25% of the amount of the credit limit increase will be assessed to your Credit Account.
*We are not affiliated with or authorized by First PREMIER Bank. The information herein has not been reviewed or approved by First PREMIER Bank.
See More Details & Reviews About TheFirst PREMIER® Bank Mastercard Credit Card

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First Premier Bank Forward® Credit Card

283 Reviews

One-Time Fees

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$25 - $95

Regular APR

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36%

Annual Fee

$75 - $125 1st yr, $45 - $49 after

Monthly Fee

$0 - $8 1st yr, $6.25 - $10.4 after

Minimum Credit

Bad

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Additional Info

Based on your creditworthiness, this card requires a one-time up front Processing Fee of $25 - $95, to be paid in full before the Credit Account is opened. If the Processing Fee is not paid in full within 85 days, the application will be withdrawn.
Fees reduce your available credit. For example, if your initial credit limit is $300, your initial available credit will be only about $225, given the $75 Annual Fee that is charged on the card.
Based on your creditworthiness and credit limit assigned, this card’s annual fee could be $75 - $125 in the first year, $45 – $49 after.
Based on your creditworthiness and credit limit assigned, this card’s monthly fee could be $0 - $8 in the first year, $6.25 - $10.40 after.
Reports monthly to the major Consumer Reporting Agencies
Each time your Credit Account is eligible for and approved for an unsecured credit limit increase, a Credit Limit Increase Fee in the amount of 25% of the amount of the credit limit increase will be assessed to your Credit Account.
* We are not affiliated with or authorized by First PREMIER Bank. The information herein has not been reviewed or approved by First PREMIER Bank.
See More Details & Reviews About TheFirst Premier Bank Forward® Credit Card

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First PREMIER® Bank Gold Credit Card

395 Reviews

One-Time Fees

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$25 - $95

Regular APR

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36%

Annual Fee

$75 - $125 1st yr, $45 - $49 after

Monthly Fee

$0 - $8 1st yr, $6.25 - $10.4 after

Minimum Credit

Bad

Show Details Hide Details

Additional Info

Based on your creditworthiness, this card requires a one-time up front Processing Fee of $25 - $95, to be paid in full before the Credit Account is opened. If the Processing Fee is not paid in full within 85 days, the application will be withdrawn.
Fees reduce your available credit. For example, if your initial credit limit is $300, your initial available credit will be only about $225, given the $75 Annual Fee that is charged on the card.
Based on your creditworthiness and credit limit assigned, this card’s annual fee could be $75 - $125 in the first year, $45 – $49 after.
Based on your creditworthiness and credit limit assigned, this card’s monthly fee could be $0 - $8 in the first year, $6.25 - $10.40 after.If your credit limit is $500, the annual fee will be $125 in the first year. After that, you will pay a $49 annual fee and $10.40 per month.
Each time your Credit Account is eligible for and approved for an unsecured credit limit increase, a Credit Limit Increase Fee in the amount of 25% of the amount of the credit limit increase will be assessed to your Credit Account
* We are not affiliated with or authorized by First PREMIER Bank. The information herein has not been reviewed or approved by First PREMIER Bank
See More Details & Reviews About TheFirst PREMIER® Bank Gold Credit Card

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First PREMIER® Bank Classic Credit Card

303 Reviews

One-Time Fees

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$25 - $95

Regular APR

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36%

Annual Fee

$75 - $125 1st yr, $45 - $49 after

Monthly Fee

$0 - $8 1st yr, $6.25 - $10.4 after

Minimum Credit

Bad

Show Details Hide Details

Additional Info

Based on your creditworthiness, this card requires a one-time up front Processing Fee of $25 - $95, to be paid in full before the Credit Account is opened. If the Processing Fee is not paid in full within 85 days, the application will be withdrawn.
Fees reduce your available credit. For example, if your initial credit limit is $300, your initial available credit will be only about $225, given the $75 Annual Fee that is charged on the card.
Based on your creditworthiness and credit limit assigned, this card’s annual fee could be $75 - $125 in the first year, $45 – $49 after.
Based on your creditworthiness and credit limit assigned, this card’s monthly fee could be $0 - $8 in the first year, $6.25 - $10.40 after.
Reports your credit history to the major Consumer Reporting Agencies.
Each time your Credit Account is eligible for and approved for an unsecured credit limit increase, a Credit Limit Increase Fee in the amount of 25% of the amount of the credit limit increase will be assessed to your Credit Account.
* We are not affiliated with or authorized by First PREMIER Bank. The information herein has not been reviewed or approved by First PREMIER Bank.
See More Details & Reviews About TheFirst PREMIER® Bank Classic Credit Card

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Last Updated On: May 24, 2018

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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.

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Comparing Unsecured Mastercard Credit Cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share...show moreshow less

Michael Parmley @michael.parmley.79

July 19, 2014

capitol one platinum is the way to go

@brianr_128

April 13, 2019

I agree I’ve had mine for a while not to mention First Premier is awesome

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July 24, 2018

Hello how bad does my score has to be to get approved?

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Michael Parmley @michael.parmley.79

@brianr_128

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