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Credit Cards
WalletHub makes it easy to find the best credit card for you.
Compare credit card offers (some of which are from WalletHub advertisers) and quickly find the one that best fits your needs. Once you’ve made your choice, click “Apply Now” and we’ll redirect you to the credit card company’s secure online application.
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Ralphs Credit Card Ralphs Credit Card

- No membership fees
- High rewards rate
- $100 initial rewards bonus
- No foreign fee
- Spending caps on rewards
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- Earn $100 statement credit when you apply, get approved and spend $500 on your Card on eligible purchases the first 90 days.
- 5 points (5% cash back) per $1 spent on mobile wallet transactions (excluding Kroger Pay) up to $3,000 in a calendar year.
- 3 points (3% cash back) per $1 spent at Restaurants, Bars, Fast-Food, and Fuel Stations, including Kroger Family of Companies Fuel Centers up to $6,000 in per year.
- 2 points (2% cash back) for every $1 in eligible net purchases inside Kroger Family of Companies and 1 point (1% cash back) for every $1 on all other eligible net purchases.
- Once you earn a minimum of $10 in Rewards you can redeem your cash back via a statement credit or Real-Time Rewards. Earn a minimum of $25 in Rewards to redeem for a Kroger Family of Companies Gift Cards.
- Zero Fraud Liability and virtual assistance with Mastercard Global Serviceâ„¢.
- Travel and Lifestyle Benefits: Travel Assistance Services and Cellular Wireless Telephone Protection.
- Mastercard ID Theft Protectionâ„¢.
Kroger Credit Card Kroger Credit Card

- No membership fees
- High rewards rate
- Bonus categories
- No foreign fee
- No rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- Earn 5 points (5% cash back) per $1 spent on mobile wallet transactions (excluding Kroger Pay) up to $3,000 per calendar year.
- Earn 2 points (2% cash back) per $1 spent inside Kroger Family of Companies (excluding Kroger Family of Companies Fuel Centers).
- Earn 1 point (1% cash back) per $1 of net eligible purchases everywhere else.
- Apply by September 1, 2022 to earn an additional $.55 off per gallon of fuel each time you redeem at least 100 fuel points at Kroger Fuel Centers for the first year and thereafter when you spend $6,000 in a calendar year once the additional $.55 discount has expired, you will receive a 25¢ discount for the remainder of that calendar year and for the entirety of the next calendar year, ending the following January 31.
- Once you earn a minimum of $10 in Rewards you can redeem your cash back via a statement credit or Real-Time Rewards. Earn a minimum of $25 in Rewards to redeem for a Kroger Family of Companies Gift Cards.
- Travel and Lifestyle Benefits: gain access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in class travel companies across hotels, air travel, tours, cruises, car rentals and more.
- Zero Fraud Liability and virtual assistance with Mastercard Global Serviceâ„¢.
- Mastercard ID Theft Protectionâ„¢.
Fred Meyer Credit Card Fred Meyer Credit Card

- No membership fees
- High rewards rate
- Bonus categories
- No foreign fee
- No rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- Earn 5 points (5% cash back) for every $1 in eligible net purchases on mobile wallet transactions (excluding Kroger Pay) up to $3,000 per calendar year.
- Earn 2 points (2% cash back) for every $1 in eligible net purchases inside Kroger Family of Companies (excluding Kroger Family of Companies Fuel Centers).
- Earn 1 point (1% cash back) for every $1 spent on all other eligible net purchases.
- Apply by September 1, 2022 and save up to $1.55 cents per gallon of fuel each time you redeem at least 1,000 fuel points for the first year and thereafter when you spend $6,000 in a calendar year once the additional 55¢ discount has expired, you will receive a 25¢ discount for the remainder of that calendar year and for the entirety of the next calendar year, ending the following January 31.
- Once you earn a minimum of $10 in Rewards you can redeem your cash back via a statement credit or Real-Time Rewards. Earn a minimum of $25 in Rewards to redeem for a Kroger Family of Companies Gift Cards.
- Travel and Lifestyle Benefits: gain access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in class travel companies across hotels, air travel, tours, cruises, car rentals and more.
- Zero Fraud Liability and virtual assistance with Mastercard Global Serviceâ„¢.
- Mastercard ID Theft Protectionâ„¢.
Harris Teeter Credit Card Harris Teeter Credit Card

- No membership fees
- High rewards rate
- $100 initial rewards bonus
- No foreign fee
- Spending caps on rewards
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- Earn $100 Statement Credit when you apply, get approved and spend $500 on your Card on eligible purchases the first 90 days.
- 5 points (5% cash back) per $1 spent on mobile wallet transactions (excluding Kroger Pay) up to $3,000 in a calendar year.
- 3 points (3% cash back) per $1 spent at Restaurants, Bars, Fast-Food, and Fuel Stations, including Harris Teeter Fuel Centers up to $6,000 in per year.
- 2 points (2% cash back) for every $1 in eligible net purchases inside Harris Teeter and 1 point (1% cash back) for every $1 on all other eligible net purchases.
- Once you earn a minimum of $10 in Rewards you can redeem your cash back via a statement credit or Real-Time Rewards.
- Automatic Bill Payment.
- Mastercard Global Serviceâ„¢ - Get assistance virtually anytime, anywhere with your card related questions.
- Travel Assistance Services - Provides pre-trip destination information such as visa/passport requirements, immunization, and help with lost/stolen travel documents and luggage.
- Mastercard ID Theft Protectionâ„¢.
Questions & Answers
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Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
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