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Best U.S. Bank Credit Cards
WalletHub makes it easy to find the best U.S. Bank credit card for you.
The best U.S. Bank credit cards offer competitive rewards, 0% introductory APRs and annual fees as low as $0, depending on the card. The best U.S. Bank cards also require good or excellent credit for ... show more
show lessBest U.S. Bank Credit Cards
Below, you can compare these and other U.S. Bank credit cards and learn more about how to choose between them.
U.S. BANK CREDIT CARDS
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- No membership fees
- Qualify with bad credit
- High regular APR
- Foreign fee
- Requires security deposit

- No membership fees
- Qualify with bad credit
- High regular APR
- Foreign fee
- Requires security deposit

- No membership fees
- High rewards rate
- Bonus rewards categories
- No foreign fee
- High regular APR
- Requires security deposit

- No membership fees
- High rewards rate
- Bonus rewards categories
- Qualify with bad credit
- Spending caps on rewards
- High regular APR
- Foreign fee
- Requires security deposit

- High rewards rate
- 30,000 miles initial rewards bonus
- No foreign fee
- Membership fees
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit

- No membership fees
- High rewards rate
- $100 initial rewards bonus
- No foreign fee
- Spending caps on rewards
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit

- No membership fees
- High rewards rate
- Bonus rewards categories
- No initial rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
- Foreign fee
Best U.S. Bank Credit Cards for 2023
U.S. Bank Cash+® Visa Signature® Card
The best U.S. Bank credit card is the U.S. Bank Cash+® Visa Signature® Card because it has a $0 annual fee and gives a $200 sign-up bonus to new cardholders who spend $1,000 within 120 days of opening an account. The U.S. Bank Cash+ Card also offers very good ongoing rewards, giving 1 - 5% cash back on purchases.
In addition to its rewards, the U.S. Bank Cash+ Card offers an introductory APR of 0% for 15 billing cycles on balance transfers. But there are better options available if you mainly want to save on interest.
U.S. Bank Visa® Platinum Card
The best U.S. Bank 0% APR credit card is the U.S. Bank Visa® Platinum Card because it offers 0% for 18 billing cycles intro on purchases and balance transfers. The U.S. Bank Platinum also has a $0 annual fee.
Just bear in mind that this card has a balance transfer fee of 3% (min $5). Plus, its regular APR is 19.49% - 29.49% (V), and you need good credit to get approved.
U.S. Bank Altitude® Connect Visa Signature® Card
The U.S. Bank Altitude® Connect Visa Signature® Card is the best U.S. Bank credit card for bonus points because it offers 50,000 points for spending $2,000 in the first 120 days, plus 1 - 5 points per $1. Specifically, you get 5 points per $1 on prepaid hotels and car rentals booked directly in the Altitude Rewards Center, 4 points per $1 spent on travel, 4 points per $1 at gas stations, 2 points per $1 at grocery stores, 2 points per $1 on dining, grocery delivery and streaming services, and 1 point per $1 on all other purchases.
This card has a $0 annual fee the first year ($95 after). You need excellent credit to get approved.
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
The U.S. Bank Business Triple Cash Rewards World Elite Mastercard® is the best U.S. Bank credit card for business because it offers $500 cash back for spending $4,500 in the first 150 days, plus 5% cash back on prepaid hotels and car rentals booked in the Rewards Center, 3% cash back at restaurants, 3% back on single gas purchases of $200 or less, 3% cash back on cell phone/service provider and office supply purchases, as well as 1% back on all other purchases.
U.S. Bank Business Triple Cash also has a $0 annual fee. You need at least good for account approval.
U.S. Bank Cash+® Visa® Secured Card
The U.S. Bank Cash+® Visa® Secured Card is the best U.S. Bank credit card for bad credit because it has a $0 annual fee and rewards cardholders with 1 - 5% cash back. It can help you save money while rebuilding your credit.
U.S. Bank Altitude Reserve Visa Infinite® Card
The U.S. Bank Altitude Reserve Visa Infinite® Card is the best U.S. Bank credit card for travel rewards because you get an annual travel credit of up to $325, an initial bonus of 50,000 points for spending $4,500 in the first 90 days, and ongoing rewards of 1 - 5 points per $1. You’ll earn 5 points per $1 spent on prepaid hotels and car rentals booked in the Altitude Rewards Center, 3 points per $1 spent on travel and mobile wallet purchases, and 1 point per $1 spent on all other purchases.
There are plenty of other perks, too, from airport lounge access to an application-fee credit for TSA PreCheck or Global Entry. However, the card has a $400 annual fee, which means you need to be a big-spending frequent traveler to get your money’s worth. You also need excellent credit.
Best U.S. Bank Credit Cards Comparison
Credit Card | Best For | Annual Fee |
U.S. Bank Visa® Platinum Card | 0% APRs | $0 |
U.S. Bank Altitude® Connect Visa Signature® Card | Bonus Rewards Points | $0 intro 1st yr, $95 after |
U.S. Bank Business Triple Cash Rewards World Elite Mastercard® | Business Rewards | $0 |
U.S. Bank Cash+® Visa® Secured Card | Bad Credit | $0 |
U.S. Bank Cash+® Visa Signature® Card | Bonus Cash Back | $0 |
U.S. Bank Altitude Reserve Visa Infinite® Card | Travel Rewards | $400 |
You can learn more about U.S. Bank credit card offers below. We also recommend checking out the best credit cards across all major issuers to make sure you get the best deal.
Methodology for Selecting the Best U.S. Bank Credit Cards
To identify the best U.S. Bank credit cards, WalletHub editors compare all of the credit cards issued by U.S. Bank from WalletHub’s database of 1,500+ credit card offers. We consider general-consumer credit cards, business credit cards, and co-branded credit card offers.
We then select the best cards in the most popular usage categories based on expected cardholder savings. Furthermore, we repeat this exercise regularly to ensure that credit card shoppers see the best options from U.S. Bank at any given time.
About the author
John Kiernan has covered the credit card industry for more than 10 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. Read Full Author Bio
U.S. Bank Credit Cards FAQ
Comparing u.s. bank credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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Featured Credit Cards
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