U.S. Bank Credit Cards
WalletHub makes it easy to find the best U.S. Bank credit card for you.
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Harley-Davidson® Secured Credit Card Harley-Davidson® Secured Credit Card

- Earn 1 H-D™ Genuine Rewards point for every dollar of eligible net purchases.
- You can redeem every 2,500 points you earn for a $25 H-D™ Gift Card
- Gift Card can be redeemed at Harley® dealerships or online at h-d.com/store towards Harley® gear, accessories, service and more.
- With every purchase you make on your card, you'll be entered for a chance to win a motorcycle. H.O.G.® members earn 2 entries per purchase. You’ll also have the chance to win a $500 H-D™ Gift Card at the end of the year.
- If your application is approved, the issuer will send you a credit card with a credit line the same amount as your deposit.
- The deposit is used to open a U.S. Bank Secured Savings account to ensure your card can be paid. The secure savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
- When you've managed all of your credit obligations responsibly and consistently for 12 months, you may be able to move to an unsecured credit card.
- Benefits: Auto Rental Collision Damage Waiver, Emergency Cash and Card Replacement, Online Banking and Automatic Bill Pay.
- See More Details & Reviews About TheHarley-Davidson® Secured Credit Card
SKYPASS Visa® Signature Credit Card SKYPASS Visa® Signature Credit Card

- Get 30,000 SKYPASS Bonus Miles after you spend $3,000 within the first 90 days of account opening.
- Receive 2,000 Bonus Miles at renewal and two KAL Lounge coupons each year.
- Get a $50 off coupon for Korean Air ticket purchase on account opening and on each anniversary.
- Earn 2 miles for every $1 charged on qualified Korean Air net ticket purchases, gas station and hotel purchases; 1 mile for every $1 you spend in eligible net purchases with no cap.
- Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners.
- Purchases made on your card help you reach and maintain Morning Calm Club membership.
- Visa Signature Concierge, Special Offers on Travel, Entertainment, Shopping and Sports.
- Bilingual automated 24-hour account access and customer service available.
- Travel & Emergency Assistance, Roadside Dispatch and Auto Rental Collision Damage Waiver.
- Purchase Security, Lost luggage reimbursement and Warranty manager service.
- Automatic Bill Pay and Online Banking.
- See More Details & Reviews About TheSKYPASS Visa® Signature Credit Card
Ralphs Credit Card Ralphs Credit Card

- Earn $50 cash back after your first purchase.
- 1 point per eligible net $1 spent anywhere Mastercard is accepted.
- 2 points per $1 spent on Ralphs and all Kroger® Family of Companies (excluding fuel centers).
- 3 points per eligible net $1 spent on on the Ralphs and Kroger Family of Companies Own Brand Products.
- Rewards are sent automatically every quarter. Receive a $5 rewards certificate for every 1,000 points you collect.
- Zero Fraud Liability and virtual assistance with Mastercard Global Service™.
- Travel and Lifestyle Benefits: Travel Assistance Services and Cellular Wireless Telephone Protection.
- Mastercard ID Theft Protection™.
- See More Details & Reviews About TheRalphs Credit Card
Kroger Credit Card Kroger Credit Card

- Earn 3 points per $1 of net eligible purchases on Kroger family of companies own brand products.
- Earn 2 points per eligible net $1 spend in the Kroger Family of Companies (excluding fuel centers).
- Earn 1 point per $1 of net eligible purchases everywhere else. No limit on the amount of points earned.
- Save an additional 55¢ per gallon for the first year of account opening each time you redeem at least 100 fuel points at participating Kroger Family of Companies Fuel Centers. Upon expiration, receive additional 5¢ fuel discount.
- Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries.
- Zero Fraud Liability and Mastercard Global Service™.
- Travel and Lifestyle Benefits: Travel Assistance Services and Cellular Wireless Telephone Protection.
- Mastercard ID Theft Protection™.
- Three cards in one - Rewards Card, Shopper's Card and Mastercard.
- See More Details & Reviews About TheKroger Credit Card
Fred Meyer Credit Card Fred Meyer Credit Card

- Earn 2 points per eligible net $1 spent in Fred Meyer Stores (excluding fuel centers).
- Earn 1 point per eligible net $1 spent on purchases anywhere Mastercard is accepted.
- Save up to $1.55 per gallon at Fred Meyer and Kroger Family of Companies Fuel Centers for one year each time you redeem up to 1,000 fuel points and you scan and pay with your new card.
- Rewards are sent automatically every quarter. Receive a $5 Rewards Rebate to spend at Fred Meyer every time you earn 500 Reward Points.
- 0% Introductory APR for 9 months for balances transferrred within 30 days of account opening.
- Travel and Lifestyle Benefits: Travel Assistance Services and Cellular Wireless Telephone Protection.
- Zero Fraud Liability and virtual assistance with Mastercard Global Service™.
- Mastercard ID Theft Protection™.
- See More Details & Reviews About TheFred Meyer Credit Card
U.S. Bank Secured Visa® Card U.S. Bank Secured Visa® Card

- Credit limit based on your deposit, from $300 to $5,000.
- If your application is approved, the issuer will send you a credit card with a credit line the same amount as your deposit.
- The deposit is used to open a U.S. Bank secured savings account to ensure your card can be paid. The account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
- Payments are not automatically deducted from your secured savings account. You're responsible for making at least your minimum payment by the monthly due date.
- You will have an option to pick your credit card due date. Not all payment due dates may be available.
- See More Details & Reviews About TheU.S. Bank Secured Visa® Card
REI Credit Card REI Credit Card

- Get a $100 REI Gift card after making an eligible net purchase within 60 day of account opening.
- 5% back on all REI net purchases including full-price and discount-price items, REI gift cards, services, fees and REI Adventures-invoiced trip payments; 2% back on mobile wallet purchases; 1% back on everyday purchases.
- The 5%, 2% and 1% earned with your card is on top of your typical 10% member dividend.
- Get 5% back to use on future orders from HelloFresh; take 3 rides in one calendar month, get a $5 Lyft credit and try DashPass for free and get $5 off your first 2 orders each month.
- Access to over 1100+ lounges, in over 400 airports worldwide (120+ countries), regardless of airline, frequent flyer membership, or class of ticket with Lounge Key Airport Lounge Membership.
- The REI Mastercard is offered exclusively to REI members.
- $0.10 per transaction on this card will be donated by REI to the National Forest Foundation, up to $1 million.
- Trip Cancellation Insurance, Travel & Lifestyle Services, ID Theft Resolution services, Cellphone Protection.
- Price Protection, Extended Warranty, ShopRunner, Zero Fraud Liability.
- 24/7 Account Access with Online Banking and 24/7 Cardmember Service.
- See More Details & Reviews About TheREI Credit Card
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Best U.S. Bank Credit Cards for 2021

In addition to its rewards, the U.S. Bank Cash+ Card offers an introductory APR of 0% for 12 months on balance transfers. But there are better options available if you mainly want to save on interest. The best U.S. Bank 0% APR credit card is the U.S. Bank Visa® Platinum Card because it offers 0% for 20 months on purchases and balance transfers. You can check out all of the top cards, as selected by WalletHub’s editors, below.
Best U.S. Bank Credit Cards Compared
Credit Card | Best For | Annual Fee | Min. Credit Needed |
U.S. Bank Visa® Platinum Card | 0% APRs | $0 | Excellent |
Harley-Davidson® Secured Credit Card | Bad Credit | $0 | Bad |
U.S. Bank Cash+™ Visa Signature® Card | Bonus Cash Back | $0 | Good |
Radisson Premier Visa Signature® Credit Card | Bonus Rewards Points | $75 | Good |
U.S. Bank Business Cash Rewards World Elite™ Mastercard® | Business Rewards | $0 | Excellent |
U.S. Bank Altitude Reserve Visa Infinite® Card | Travel Rewards | $400 | Excellent |
You can learn more about U.S. Bank credit card offers below. We also recommend checking out the best credit cards across all major issuers to make sure you get the best deal.
Questions & Answers
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Featured Credit Cards
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.