U.S. Bank Credit Card Reviews

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The U.S. Bank name has been around since the late 1800’s, but it wasn’t until 1988 that a series of mergers and acquisitions involving more than 50 regional banks began to make the company what it is today. U.S. Bank (a WalletHub partner) is now the 5th largest commercial bank in the United States, operating 3,086 branches and 5,086 ATMs nationwide. U.S. Bank credit cards are known for their rewards, with the company offering a range of co-branded cards in conjunction with corporate partners – such as Club Carlson Hotels – in addition to a number of offers under its own FlexPerks brand name. FlexPerks ranks 6th among consumer rewards programs, according to WalletHub’s Credit Card Rewards Study, and 3rd for business rewards. U.S. Bank credit card users also tend to be more satisfied with their selection than the average consumer, according to J.D. Power & Associates, largely as a result of attractive product terms and superior dispute resolution.… show more show less

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Harley-Davidson® Secured Credit Card

1,067 Reviews

Secured Credit Card

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Min Deposit of $300

One-Time Fees

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None

Regular APR

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24.99% (V)

Annual Fee

None

Monthly Fee

None

Rewards Rate

1 point / $1

Minimum Credit

Bad

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Rewards Details

Earn 1 H-D™ Genuine Rewards point for every dollar of eligible net purchases.
You can redeem every 2,500 points you earn for a $25 H-D™ Gift Card.
Gift Card can be redeemed at Harley® dealerships or online at h-d.com/store towards Harley® gear, accessories, service and more.

Additional Info

Every time you use your card, you'll be entered for a chance to win a new motorcycle with the H-D™ Visa Free Ride Sweepstakes. Sweepstakes ends 12/31/2018.
If your application is approved, the issuer will send you a credit card with a credit line the same amount as your deposit.
The deposit is used to open a U.S. Bank Secured Savings account to ensure your card can be paid. The secure savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
When you've managed all of your credit obligations responsibly and consistently for 12 months, you may be able to move to an unsecured credit card.
Benefits: Auto Rental Collision Damage Waiver, Emergency Cash and Card Replacement, Online Banking and Automatic Bill Pay.
See More Details & Reviews About TheHarley-Davidson® Secured Credit Card

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U.S. Bank Visa® Platinum Card

413 Reviews

Purchase Intro APR

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0% for 20 months

Transfer Intro APR

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0% for 20 months | Transfer Fee: 3% (min $5)

Regular APR

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11.99% - 23.99% (V)

Annual Fee

None

Rewards Rate

None

Minimum Credit

Excellent

Additional Info

0% Intro APR on balances transferred within 60 days of account opening.
Avoid interest and late fees with automatic payments that put you in control. It can also help you pay down a balance faster.
Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud.
Online banking and mobile apps for your smartphone or tablet provide complete, 24/7 access to your account.
Cell phone protection benefits which covers your phone against damage or theft. Terms Apply.
See More Details & Reviews About TheU.S. Bank Visa® Platinum Card

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Experimental Aircraft Association Credit Card

61 Reviews

Purchase Intro APR

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0% for 12 months

Transfer Intro APR

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0% for 12 months | Transfer Fee: 3% (min $5)

Regular APR

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11.99% - 23.99% (V)

Annual Fee

None

Rewards Rate

1 - 2 point / $1

Rewards Bonus

1,000 points

Rewards Bonus

1,000 points

Minimum Credit

Good

Rewards Details

1,000 Bonus Points after first purchase.
Earn 2 points for every dollar spent on combined gas and aviation fuel eligible net purchases during each statement period up to 2,500 points annually.
Earn 1 point for every dollar spent on all other eligible net purchases.
Redeem points for travel, merchandise, gift certificates, cash back and more. Start redeeming with just 1,500 points.
Up to 10% off on purchases with Aircraft Spruce & Specialty. Some restrictions may apply.

Additional Info

0% Introductory APR for balances transferred within 30 days of account opening.
EAA provides opportunities to aviation enthusiasts for participation, representation in government and industry affairs, information resources and educational programs.
$250,000 Travel Accident Insurance and Auto Rental Insurance. Certain terms, conditions and exclusions apply.
Flexible payment options including U.S. Mail, AutoPay from any United States deposit account, telephone transfer, U.S. Bank ATM, Internet Banking, U.S. Bank branch locations.
If you do not meet the criteria for the Visa Signature Card, your application may be processed for the Visa Select Rewards card. The cards have different terms and features.
See More Details & Reviews About TheExperimental Aircraft Association Credit Card

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Bemidji State University Rewards Platinum Credit Card

39 Reviews

bemidji state university cash rewards credit card

Purchase Intro APR

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0% for 12 months

Transfer Intro APR

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0% for 12 months | Transfer Fee: 3% (min $5)

Regular APR

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14.99% - 25.99% (V)

Annual Fee

$0 - $29

Rewards Rate

1% Cash Back

Rewards Bonus

$10

Rewards Bonus

$10

Minimum Credit

Good

Rewards Details

$10 statement credit after first purchase.
Get 1% cash back each year on everyday eligible net purchases.
Redeem rebates starting with $20 minimum and in additional increments of $5.
You can choose to redeem your cash rewards as a deposit into your U.S. Bank deposit account, a U.S. Bank Rewards Visa Card or a statement credit.

Additional Info

0% Introductory APR for balances transferred within 30 days of account opening.
Credit Limit up to $25,000.00.
Auto Rental Insurance when you charge your entire car rental on your card.
Convenient Features: Convenience checks available upon request, Transfer balances and consolidate bills into one easy payment.
Flexible payment options: U.S. Mail, AutoPay from any United States deposit account, telephone transfer, U.S. Bank ATM, Internet Banking, U.S. Bank branch locations and more.
See More Details & Reviews About TheBemidji State University Rewards Platinum Credit Card

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Jacksonville State University Credit Card

29 Reviews

Purchase Intro APR

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0% for 12 months

Transfer Intro APR

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0% for 12 months | Transfer Fee: 3% (min $5)

Regular APR

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11.99% - 23.99% (V)

Annual Fee

None

Rewards Rate

1 point / $1

Rewards Bonus

1,000 points

Rewards Bonus

1,000 points

Minimum Credit

Good

Rewards Details

Receive 1,000 bonus points after your first purchase.
Earn 1 point for every eligible net $1 spent with no point cap.
Start redeeming with as few as 1,500 points. Redeem points for travel, merchandise, gift certificates, cash back and more.

Additional Info

0% Introductory APR for balances transferred within 30 days of account opening.
A percentage of every purchase made on this card benefits the students and the National Alumni Association of JSU.
$250,000 Travel Accident Insurance and Auto Rental Insurance. Certain terms, conditions and exclusions apply.
If you do not meet the criteria for the Signature Visa card, your application may be processed for the Select Rewards card. The cards have different terms and features.
See More Details & Reviews About TheJacksonville State University Credit Card

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LATAM Visa Signature® Credit Card

111 Reviews

Purchase Intro APR

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Not Offered

Transfer Intro APR

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Not Offered

Regular APR

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14.99% - 24.99% (V)

Annual Fee

None 1st yr, $75 after

Rewards Rate

1 - 2 points / $1

Rewards Bonus

20,000 points

Rewards Bonus

20,000 points

Minimum Credit

Good

Rewards Details

Get 20,000 Bonus points after you pay your annual fee or after first card use.
Receive 4,000 Bonus points with your annual credit card renewal.
Earn 2 points for every eligible $1 in net purchases charged for qualified tickets purchased directly from LATAM Airlines, their affiliated carriers or latam.com. Earn 1 point for every eligible net $1 you spend with no cap.
20% discount on LATAM Airlines purchase (up to $1,000) 1 time per year.
Receive 25% flight points bonus on points accrued on every LATAM Airlines or its affiliate carriers’ flight. Plus, get a 3 one-way upgrade coupons per year. Spend at least $15,000 each calendar year to renew these benefits.

Additional Info

Visa Signature Concierge, Premium offers and Special dining privileges. Certain limitations and restrictions may apply.
Travel benefits: Travel Accident Insurance, Travel and Emergency Assistance Services, Auto Rental Collision Damage Waiver.
Online Banking and Automatic Payment of your Bills.
If you are eligible, you will receive the LATAM Visa Signature® Credit Card. If not, you will automatically be considered for the LATAM Credit Card. Benefits differ for the two cards.
See More Details & Reviews About TheLATAM Visa Signature® Credit Card

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Polaris Credit Card

Purchase Intro APR

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0% for 6 months

Transfer Intro APR

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0% for 6 months | Transfer Fee: 3% (min $5)

Regular APR

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15.99% - 24.99% (V)

Annual Fee

None

Rewards Rate

1 - 2 points / $1

Rewards Bonus

None

Minimum Credit

Good

Rewards Details

Earn 2 Points per eligible net $1 spent at Polaris Dealerships and at Gas Stations.
Earn 1 Point per eligible net $1 spent everywhere else Visa is accepted.
Redeem 2,500 points for $25 in Polaris Cash, which can be used at participating Polaris Dealerships.

Additional Info

0% Intro APR for balances transferred within 30 days of account opening.
Zero Fraud Liability and Fraud Protection.
Travel benefits: Roadside Dispatch and Auto Rental Collision Damage Waiver.
Online Banking and Automatic Bill Pay.
Lost/Stolen Card Reporting, Cardholder Inquiry Service, Emergency Cash & Card Replacement.
See More Details & Reviews About ThePolaris Credit Card

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Last Updated On: Oct 16, 2018

Comparing U.S. Bank Credit Cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share...show moreshow less

Kayla Robbins @TerminalxSound

April 20, 2015

I don't have a US Bank card, but I think that the U.S. Bank Perks+ Visa Signature® Card is pretty similar to the Discover IT card I have. They both have no annual fee (because really, who needs that?) and a comparable point earning rate. One difference, though, is that Discover regularly runs promotions where you get 5% cash back on certain purchases like gas, movie theater tickets, groceries, etc so I think it is easier to collect points with the Discover IT than with the US Bank Perks+Visa Signature card.

Tom Smith @tomsmith_tam

March 10, 2015

I’ve used the U.S. Bank Visa® Platinum Credit Card, and I was pretty pleased. U.S. Bank credit cards are beneficial because you can usually get more perks than a standard credit card, and this one is no exception. I had a 0% interest rate for 15 months, and the regular APR rate is pretty low at 9.99%.

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