U.S. Bank Credit Cards
WalletHub makes it easy to find the best U.S. Bank credit card for you.
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Harley-Davidson® Secured Credit Card Harley-Davidson® Secured Credit Card

- Earn 1 H-D™ Genuine Rewards point for every dollar of eligible net purchases.
- You can redeem every 2,500 points you earn for a $25 H-D™ Gift Card
- Gift Card can be redeemed at Harley® dealerships or online at h-d.com/store towards Harley® gear, accessories, service and more.
- Every time you use your card, you'll be entered for a chance to win a new motorcycle with the H-D™ Visa Free Ride Sweepstakes. You’ll also have the chance to win a $500 H-D™ Gift Card at the end of the year. Sweepstakes ends 12/31/2020.
- If your application is approved, the issuer will send you a credit card with a credit line the same amount as your deposit.
- The deposit is used to open a U.S. Bank Secured Savings account to ensure your card can be paid. The secure savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
- When you've managed all of your credit obligations responsibly and consistently for 12 months, you may be able to move to an unsecured credit card.
- Benefits: Auto Rental Collision Damage Waiver, Emergency Cash and Card Replacement, Online Banking and Automatic Bill Pay.
- See More Details & Reviews About TheHarley-Davidson® Secured Credit Card
LATAM Visa Signature® Credit Card LATAM Visa Signature® Credit Card

- Get 20,000 Bonus points after you pay your annual fee or after first card use.
- Receive 4,000 Bonus points with your annual credit card renewal.
- Earn 2 points for every eligible $1 in net purchases charged for qualified tickets purchased directly from LATAM Airlines, their affiliated carriers or latam.com. Earn 1 point for every eligible net $1 you spend with no cap.
- 20% discount on first LATAM Airlines purchase (up to $1,000) 1 time per year.
- Receive 25% flight points bonus on points accrued on every LATAM Airlines or its affiliate carriers’ flight. Plus, get a 3 one-way upgrade coupons per year. Spend at least $15,000 each calendar year to renew these benefits.
- Refer a friend for one of the LATAM Visa Cards and get 5,000 bonus points. Terms Apply.
- Visa Signature Concierge, Visa Signature Travel, Shopping, Sports & Entertainment Benefits. Certain conditions and exclusions apply.
- Travel benefits: $1,000,000 Travel Accident Insurance, Travel and Emergency Assistance Services, Roadside Dispatch, Auto Rental Collision Damage Waiver and Warranty Manager Service.
- If you are eligible, you will receive the LATAM Visa Signature® Credit Card. If not, you will automatically be considered for the LATAM Credit Card. Benefits differ for the two cards.
- See More Details & Reviews About TheLATAM Visa Signature® Credit Card
Polaris Credit Card Polaris Credit Card

- Earn 1,500 bonus points with a purchase in the first 90 days.
- Earn 2 Points per eligible net $1 spent at Polaris Dealerships and at Gas Stations.
- Earn 1 Point per eligible net $1 spent everywhere else Visa is accepted.
- Redeem 2,500 points for $25 in Polaris Cash, which can be used at participating Polaris Dealerships.
- You can request up to two additional cards for family members at no cost.
- Travel benefits: Roadside Dispatch and Auto Rental Collision Damage Waiver.
- Online Banking and Automatic Bill Pay.
- Zero Fraud Liability, Lost/Stolen Card Reporting, Cardholder Inquiry Service, Emergency Cash & Card Replacement.
- See More Details & Reviews About ThePolaris Credit Card
SKYPASS Visa® Signature Credit Card SKYPASS Visa® Signature Credit Card

- Get 30,000 SKYPASS Bonus Miles after you spend $3,000 within the first 90 days of account opening.
- Receive 2,000 Bonus Miles at renewal and two KAL Lounge coupons each year.
- Get a $50 off coupon for Korean Air ticket purchase on account opening and on each anniversary.
- Earn 2 miles for every $1 charged on qualified Korean Air net ticket purchases, gas station and hotel purchases; 1 mile for every $1 you spend in eligible net purchases with no cap.
- Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners.
- Purchases made on your card help you reach and maintain Morning Calm Club membership.
- Visa Signature Concierge, Special Offers on Travel, Entertainment, Shopping and Sports.
- Bilingual automated 24-hour account access and customer service available.
- Travel & Emergency Assistance, Roadside Dispatch and Auto Rental Collision Damage Waiver.
- Purchase Security, Lost luggage reimbursement and Warranty manager service.
- Automatic Bill Pay and Online Banking.
- See More Details & Reviews About TheSKYPASS Visa® Signature Credit Card
Ralphs Credit Card Ralphs Credit Card

- Earn $50 cash back after your first purchase.
- 1 point per eligible net $1 spent anywhere Mastercard is accepted.
- 2 points per $1 spent on Ralphs and all Kroger® Family of Companies (excluding fuel centers).
- 3 points per eligible net $1 spent on on the Ralphs and Kroger Family of Companies Own Brand Products.
- Rewards are sent automatically every quarter. Receive a $5 rewards certificate for every 1,000 points you collect.
- Zero Fraud Liability and virtual assistance with Mastercard Global Service™.
- Travel and Lifestyle Benefits: Travel Assistance Services and Cellular Wireless Telephone Protection.
- Mastercard ID Theft Protection™.
- See More Details & Reviews About TheRalphs Credit Card
Kroger Credit Card Kroger Credit Card

- Earn 3 points per $1 of net eligible purchases on Kroger family of companies own brand products.
- Earn 2 points per eligible net $1 spend in the Kroger Family of Companies (excluding fuel centers).
- Earn 1 point per $1 of net eligible purchases everywhere else. No limit on the amount of points earned.
- Save an additional 55¢ per gallon for the first year of account opening each time you redeem at least 100 fuel points at participating Kroger Family of Companies Fuel Centers. Upon expiration, receive additional 5¢ fuel discount.
- Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries.
- Zero Fraud Liability and Mastercard Global Service™.
- Travel and Lifestyle Benefits: Travel Assistance Services and Cellular Wireless Telephone Protection.
- Mastercard ID Theft Protection™.
- Three cards in one - Rewards Card, Shopper's Card and Mastercard.
- See More Details & Reviews About TheKroger Credit Card
Fred Meyer Credit Card Fred Meyer Credit Card

- Earn 2 points per eligible net $1 spent in Fred Meyer Stores (excluding fuel centers).
- Earn 1 point per eligible net $1 spent on purchases anywhere Mastercard is accepted.
- Save up to $1.55 per gallon at Fred Meyer and Kroger Family of Companies Fuel Centers for one year each time you redeem up to 1,000 fuel points and you scan and pay with your new card.
- Rewards are sent automatically every quarter. Receive a $5 Rewards Rebate to spend at Fred Meyer every time you earn 500 Reward Points.
- 0% Introductory APR for 9 months for balances transferrred within 30 days of account opening.
- Travel and Lifestyle Benefits: Travel Assistance Services and Cellular Wireless Telephone Protection.
- Zero Fraud Liability and virtual assistance with Mastercard Global Service™.
- Mastercard ID Theft Protection™.
- See More Details & Reviews About TheFred Meyer Credit Card
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Best U.S. Bank Credit Cards for 2021

In addition to its rewards, the U.S. Bank Cash+ Card offers an introductory APR of 0% for 12 months on balance transfers. But there are better options available if you mainly want to save on interest. The best U.S. Bank 0% APR credit card is the U.S. Bank Visa® Platinum Card because it offers 0% for 20 months on purchases and balance transfers. You can check out all of the top cards, as selected by WalletHub’s editors, below.
Best U.S. Bank Credit Cards Compared
Credit Card | Best For | Annual Fee | Min. Credit Needed |
U.S. Bank Visa® Platinum Card | 0% APRs | $0 | Excellent |
Harley-Davidson® Secured Credit Card | Bad Credit | $0 | Bad |
U.S. Bank Cash+™ Visa Signature® Card | Bonus Cash Back | $0 | Good |
Radisson Premier Visa Signature® Credit Card | Bonus Rewards Points | $75 | Good |
U.S. Bank Business Cash Rewards World Elite™ Mastercard® | Business Rewards | $0 | Excellent |
U.S. Bank Altitude Reserve Visa Infinite® Card | Travel Rewards | $400 | Excellent |
You can learn more about U.S. Bank credit card offers below. We also recommend checking out the best credit cards across all major issuers to make sure you get the best deal.
Questions & Answers
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Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.