The best U.S. Bank credit card is the U.S. Bank Cash 365™ American Express® Card because it has a $0 annual fee and gives a $150 sign-up bonus to new cardholders who spend $500 within 90 days of opening an account. The U.S. Bank Cash 365 Card also offers very good flat-rate rewards, giving 1.5% cash back on all purchases.
In addition to its rewards, the U.S. Bank Cash 365 Card offers an introductory APR of 0% for 12 months on balance transfers. But there are better options available if you mainly want to save on interest. The best U.S. Bank 0% APR credit card is the U.S. Bank Visa® Platinum Card because it offers 0% for 20 months on purchases and balance transfers. You can check out all of the top cards, as selected by WalletHub’s editors, below.
2019’s Best U.S. Bank Credit Cards
|Credit Card||Best For||Annual Fee||Min. Credit Needed|
|U.S. Bank Cash 365™ American Express® Card||Cash Back and No Annual Fee||None||Excellent|
|U.S. Bank Visa® Platinum Card||0% APRs||$0||Excellent|
|Harley-Davidson® Secured Credit Card||Bad Credit||None||Bad|
|U.S. Bank Cash+™ Visa Signature® Card||Bonus Cash Back||$0||Good|
|Radisson Premier Visa Signature® Credit Card||Bonus Rewards Points||$75||Good|
|U.S. Bank Business Cash Rewards World Elite™ Mastercard®||Business Rewards||$0||Excellent|
You can learn more about U.S. Bank credit card offers below. We also recommend checking out the best credit cards across all major issuers to make sure you get the best deal.